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NSW › Maitland › Catherine St

1/60 Catherine St, Maitland NSW 2320

For saleUnit

$850,000

For sale

Asking

2

Bedrooms

1

Bathrooms

2

Car spaces

675 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $850,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $850,000(Listing record · 28 Aug 2026)
  • FactLand 675 m²; no building size recorded.(Property record)
  • CalculationAsk is 11% above the Maitland median recorded sale ($767,000, n=23, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Maitland's advertised median rent ($515/wk), implied gross yield would be 3.15% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$850,000

Asking · $1,259/m² of land

No recorded sale for this property.

Maitland at a glance

2,169

People

$767,000

Median sale

$515/wk

Median rent

3.49%

Suburb gross yield

Median sale from 23 recorded sales (last 12 months) — a Districts calculation.

See the full Maitland report →

Vs Maitland

+10.8%

Median sale

Suburb $767,000

-0.34 pp

Gross yield

Suburb 3.49%

Suburb median $767,000 from 23 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$850,000
Stamp Duty (New South Wales)
$32,662
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$886,529

$36,529 on top of the price (4.3% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Maitland's advertised median rent — not a rent for this listing.

Net yield
1.65%
Annual cashflow (pre-tax)
$-30,170
Interest cover (DSCR)
0.32
Annual rent
$26,780
Operating expenses
$12,750
Loan amount
$680,000
Annual interest
$44,200
Gross yield
3.15%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$850,000available28 Aug 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $515/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 3.2%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Maitland in one glance

Maitland at a glance

2,169

People

$767,000

Median sale

$515/wk

Median rent

3.49%

Suburb gross yield

Median sale from 23 recorded sales (last 12 months) — a Districts calculation.

See the full Maitland report →

Keep researching

  • Why Maitland? Read the area thesis →
  • What else is on the market in Maitland →
  • Other records on Catherine St →

Listing material

Listed by LJ Hooker Maitland

Modern Townhouses in a Central Maitland Location!

Distinctive in design, these strata titled townhouse-style residences combine character with modern contemporary finishes. They deliver a low-maintenance lifestyle right in the heart of Maitland.

From the street, the homes immediately capture your attention, with heritage inspired architectural appeal and a sense of individuality that carries throughout the interiors. Inside, you'll note high-quality fixtures and natural light creating spaces that feel both stylish and genuinely comfortable.

The main living levels are where everyday life comes together, with open-plan kitchens, dining and living areas creating a sense of space and connection. The kitchens flow through to the living spaces and out towards the balconies, providing ideal spots for entertaining, enjoying morning coffee or simply taking in the surrounds.

Read the full description

The top levels encompasses the two bedrooms, each featuring built-in storage and complemented by well-finished bathrooms. The lower levels introduce versatile multipurpose spaces - such as home offices, studios, gyms, hobby rooms, additional living or simply excellent utility and storage zones.

Positioned within easy walking distance of Maitland's CBD, train station, caf�s, restaurants, shopping and everyday amenities, the convenience here is hard to beat. Leave the car at home and enjoy everything the city has to offer, while still returning to a residence that feels peaceful and distinctly your own.

With one detached residence and the remaining two sharing a common wall, each home offers its own individual appeal while presenting an opportunity to secure a distinctive property in one of Maitland's most convenient locations.

Unit 1 � Offering 2 bedrooms, 1 Bathroom, 2 car garage. Currently leased through to June 2027 @ $650pw.

Unit 2 � Offering 2 bedrooms, 1 bathroom, 2 car garage. Currently leased through to December 2026 @ $640pw.

Unit 3 � Offering 2 Bedrooms, 2 bathrooms, 1 car garage. Currently leased through to Late March 2027 @ $680pw.

Each of these offerings comes with additional living & utility spaces, that could be tailored to suit your own needs.

Offered for sale in one line (together) to the astute investor OR individually for multiple groups due to their strata titled configuration.

Proudly marketed by LJ Hooker Maitland, please call exclusive agents Todd Fisher 0438 592 920, Ben Cotton 0434 638 822 & Jack Fisher 0438 165 825 - 7 days for all inspections & further information.

Please note council rates and water rates reflect individual unit charges.

All information contained herein is gathered from sources we deem to be reliable. However, we cannot guarantee its accuracy and interested persons should rely on their own enquiries.

Listing description written by Todd Fisher, LJ Hooker Maitland — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.