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VIC › Golden Point › Curnow St

1 Curnow St, Golden Point VIC 3350

For saleHouse

$635,000–$655,000

For sale

Asking range

$510,000

Last sold

14 Aug 2024

4

Bedrooms

2

Bathrooms

2

Car spaces

581 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $635,000–$655,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $635,000–$655,000(Listing record · 24 June 2026)
  • FactLand 581 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Golden Point (last 5 years) with land size: median $1,040/m² of land (n=97). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 15% above the Golden Point median recorded sale ($551,250, n=56, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Golden Point's advertised median rent ($408/wk), implied gross yield would be 3.34% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

  • FactZoned GENERAL RESIDENTIAL ZONE - SCHEDULE 1 (GRZ1) under the ZN.(Vicmap Planning · 31 Aug 2026)

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$635,000–$655,000

Asking range · $1,093/m² of land

Last recorded sale $510,000 (14 Aug 2024).

Sources disagree on the sale price. All recorded figures are shown in the history below — Districts does not pick a winner.

Local land rate: recorded House sales in Golden Point (last 5 years) with land size have a median of $1,040/m² of land (n=97). Districts calculation from recorded sales — not a valuation.

Golden Point at a glance

2,243

People

$551,250

Median sale

$408/wk

Median rent

3.85%

Suburb gross yield

Median sale from 56 recorded sales (last 12 months) — a Districts calculation.

See the full Golden Point report →

Vs Golden Point

+15.2%

Median sale

Suburb $551,250

-0.51 pp

Gross yield

Suburb 3.85%

Suburb median $551,250 from 56 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$635,000
Stamp Duty (Victoria)
$33,170
Transfer/Registration Fee
$1,590
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$673,460

$38,460 on top of the price (6.1% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Golden Point's advertised median rent — not a rent for this listing.

Net yield
1.84%
Annual cashflow (pre-tax)
$-21,329
Interest cover (DSCR)
0.35
Annual rent
$21,216
Operating expenses
$9,525
Loan amount
$508,000
Annual interest
$33,020
Gross yield
3.34%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning scheme

ZN

Zone

GENERAL RESIDENTIAL ZONE - SCHEDULE 1

GRZ1

Jurisdiction

Ballarat

Ballarat, VIC

Planning overlays

  • environmentalNot detected

Development activity

Data unavailable

Source

  • Provider: Vicmap Planning
  • Dataset: PLAN_ZONE
  • Retrieved: 31 Aug 2026
  • Version: 1
  • Parcel: 5302838

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

202220242026$535k$510k$635k
  • Sold (recorded)
  • Asking price (not a sale)
  1. Listed$635,000–$655,000available24 June 2026
  2. Sold$510,00014 Aug 2024
  3. Listedprice unknowncompleted6 Aug 2024
  4. Listedprice unknowncompleted6 Aug 2024
  5. Sold$535,00010 Jan 2022
  6. Listedprice unknowncompleted25 Nov 2021
  7. Listedprice unknowncompleted25 Nov 2021

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Confidence: medium

Zoned GENERAL RESIDENTIAL ZONE - SCHEDULE 1 · GRZ1 (ZN). Official parcel area about 554 m². Dual occupancy is not confirmed from the controls loaded for this lot. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. Zoning and lot facts are a starting point, not proof this lot outperforms the suburb. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Minimum lot size is not loaded, so two-lot subdivision is not confirmed. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $408/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 3.3%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

3 of 10 questions answered so far

  • Development optionality of this lot

    Knownmedium

    Zoned GENERAL RESIDENTIAL ZONE - SCHEDULE 1 · GRZ1 (ZN). Official parcel area about 554 m². Dual occupancy is not confirmed from the controls loaded for this lot. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Knownmedium

    No material overlays were returned that would explain a discount. That is not proof the price is fair. Nearby DAs, easements, and flood-layer gaps can still explain a cheap-looking listing — those are not all loaded.

  • Lot-level flood

    Unknown

    Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    No DA adapter returned applications for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Golden Point in one glance

Golden Point at a glance

2,243

People

$551,250

Median sale

$408/wk

Median rent

3.85%

Suburb gross yield

Median sale from 56 recorded sales (last 12 months) — a Districts calculation.

See the full Golden Point report →

Keep researching

  • Why Golden Point? Read the area thesis →
  • What else is on the market in Golden Point →
  • Other records on Curnow St →

Listing material

Listed by McGrath Ballarat

Spacious Family Living with Lifestyle Convenience and Investment Appeal

This well-presented two-storey home offers generous family living across a flexible floorplan, ideally suited to both owner-occupiers and investors. With multiple living zones, a functional kitchen and dining hub, and seamless access to an undercover alfresco area, it's designed for everyday comfort and easy entertaining.

• Set on approximately 553sqm, this two-storey home comprises of four bedrooms, three of which are complete with built in robes and are serviced by the family bathroom featuring a spa bath, shower, vanity and separate toilet.

• At the heart of the home is a spacious kitchen and dining zone, complete with gas cooking, ample bench space and generous storage, flowing seamlessly out to the undercover alfresco area for easy indoor-outdoor living.

Read the full description

• The adjoining living area provides a comfortable retreat, offering plenty of space for the whole family to relax and unwind.

• Downstairs, there is the additional fourth bedroom, spacious laundry with the added convenience of a second shower, separate toilet and direct access to the single lock up garage.

• Outdoors will appeal to the keen gardener, featuring two water tanks and a garden shed for additional storage and practicality.

• Investors will also appreciate the strong rental appeal, with an estimated rental return of approximately $490 per week, while the home's presentation and location make it equally suited to owner-occupiers or those considering short-stay accommodation opportunities.

• Ideally positioned just minutes from Ballarat CBD, Sovereign Hill, Llanberris Athletics Reserve, walking tracks and local cafés, the location offers both convenience and lifestyle appeal.

• Contact Tony today to arrange your private inspection.

Listing description written by Tony Zelencich, McGrath Ballarat — reproduced as published, not verified by Districts.

Property features

  • Built-in Robes
  • Living Areas: 2
  • Toilets: 2
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.