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NSW › Shoal Bay › Lloyd Ln

1 Lloyd Ln, Shoal Bay NSW 2315

House

$790,000

Last sold

9 Apr 2026

2

Bedrooms

1

Bathrooms

1

Car spaces

319 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

What should you know about this lot before spending serious money?

Why this property?

  • FactLast recorded sale $790,000 (9 Apr 2026).(Recorded sale)
  • FactLand 319 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Shoal Bay (last 5 years) with land size: median $2,240/m² of land (n=51). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)

What could make it worth more?

  • FactZoned Low Density Residential (R2) under the Port Stephens Local Environmental Plan 2013.(NSW ePlanning Spatial Viewer · 30 Aug 2026)

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

No verification items generated for this record.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

What this lot has actually traded at

Last sold

$790,000

9 Apr 2026 · derived via latest_sale

Local land rate: recorded House sales in Shoal Bay (last 5 years) with land size have a median of $2,240/m² of land (n=51). Districts calculation from recorded sales — not a valuation.

Shoal Bay at a glance

1,829

People

$1,270,000

Median sale

$563/wk

Median rent

2.31%

Suburb gross yield

Median sale from 26 recorded sales (last 12 months) — a Districts calculation.

See the full Shoal Bay report →

Vs Shoal Bay

-37.8%

Median sale

Suburb $1,270,000

+1.40 pp

Gross yield

Suburb 2.31%

Suburb median $1,270,000 from 26 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Planning

Planning and development

Planning scheme

Port Stephens Local Environmental Plan 2013

Zone

Low Density Residential

R2

Jurisdiction

Port Stephens

Port Stephens, NSW

Planning overlays

  • heightDetected
  • heritageNot detected

Planning constraints

  • 109

Development activity

Not detected

Source

  • Provider: NSW ePlanning Spatial Viewer
  • Dataset: Planning Portal Principal Planning — Land Zoning Map
  • Retrieved: 30 Aug 2026
  • Version: 1
  • Parcel: 104119284

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not detected — official

The official layer was queried and no heritage listed area was detected on this parcel (NSW ePlanning Spatial Viewer, retrieved 30 Aug 2026). Mapped layers change — this is the strongest all-clear Districts can give, not a certificate.

Records

Property history

  1. Sold$790,0009 Apr 2026
  2. Listedprice unknowncompleted19 Feb 2026
  3. Listedprice unknowncompleted19 Feb 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Confidence: medium

Zoned Low Density Residential · R2 (Port Stephens Local Environmental Plan 2013). Official parcel area about 339 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. If the dual occupancy pathway survives a planner’s check, this lot can outperform a same-suburb house that is hold-as-is only. That is not a forecast. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Minimum lot size is not loaded, so two-lot subdivision is not confirmed. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $563/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

This looks more compelling as a land / capital-growth play than a pure yield play — if the dual occupancy pathway survives a planner’s check.

Detail

Zoned Low Density Residential · R2 (Port Stephens Local Environmental Plan 2013). Official parcel area about 339 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.

Read more

Achieved rent for this address has not been inferred. Gross yield on advertising copy is not the deal.

Nearby DA pipeline is unknown, so neighbourhood change is not in this verdict.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

4 of 10 questions answered so far

  • Development optionality of this lot

    Knownmedium

    Zoned Low Density Residential · R2 (Port Stephens Local Environmental Plan 2013). Official parcel area about 339 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Knownmedium

    No material overlays were returned that would explain a discount. That is not proof the price is fair. Nearby DAs, easements, and flood-layer gaps can still explain a cheap-looking listing — those are not all loaded.

  • Lot-level flood

    Unknown

    Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Knownmedium

    No development applications were returned for this parcel. That is not a statement about nearby lots.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Shoal Bay in one glance

Shoal Bay at a glance

1,829

People

$1,270,000

Median sale

$563/wk

Median rent

2.31%

Suburb gross yield

Median sale from 26 recorded sales (last 12 months) — a Districts calculation.

See the full Shoal Bay report →

Keep researching

  • Why Shoal Bay? Read the area thesis →
  • What else is on the market in Shoal Bay →
  • Other records on Lloyd Ln →

Listing material

Listed by Harcourts Newcastle

A Private Coastal Hideaway with Space to Dream

Set quietly along a no-through laneway, just moments from the curve of Shoal Bay and the sands of Fingal Bay, this relaxed coastal home feels like a pause button on everyday life. Hidden from the street and wrapped in greenery, it offers a rare sense of privacy in one of Port Stephens' most tightly held beachside pockets.

From the moment you arrive, the pace shifts. The front verandah is a place where mornings begin slowly, coffee in hand, sun filtering through, the sound of birds replacing traffic. Inside, timber floors and generous windows create a warm, light-filled interior with an easy flow between the kitchen, dining and living spaces. It is a home that feels comfortable and unforced, inviting you to settle in and make it your own.

Two bedrooms provide relaxed accommodation, with the main opening into an adjoining sunroom that works beautifully as a reading nook, home office or quiet retreat. A centrally located bathroom and separate internal laundry keep everyday living simple, while a split system air conditioner in the dining zone helps maintain comfort across the seasons.

Read the full description

Outdoor living is where this home truly shines. At the rear, a covered courtyard offers a private and sheltered space to entertain, garden or unwind after a day at the beach. At the front, a low-maintenance yard and additional undercover area create another place to enjoy the coastal air, whether it is morning sun or an afternoon breeze. A secure double garage with roller door, along with additional driveway parking, adds valuable flexibility for full-time living, guests or holiday use.

This is a home that suits many chapters. It will appeal to first home buyers seeking an entry into Shoal Bay, young families drawn to an easy coastal lifestyle, or investors looking for a low-maintenance property with strong holiday appeal and future upside. With beaches, cafés, bush walks, national park trails and the Shoal Bay foreshore just minutes away, life here is centred on ease, movement and connection to nature.

Comfortable now and rich with opportunity, this is a place to enjoy as is, enhance over time, or simply lock up and leave. A coastal base where lifestyle comes first and potential quietly waits.

-Two bedroom home, main with built-in robe and adjoining sunroom

-Timber flooring throughout

-Split system air conditioning servicing living and bedroom zones

-Covered rear courtyard plus low-maintenance front yard with verandah

-Secure double garage with roller door + separate internal laundry

-Approximately 4 minutes to Shoal Bay Beach and 3 minutes to Fingal Bay

-Close to cafés, coastal walks, bush trails and Tomaree National Park

-Shoal Bay Public School approx. 0.5km, Tomaree High School approx. 8.9km

* This information, including but not limited to photographs (which may show boundaries), copywriting, floorplans, and site plans, has been prepared solely for the purpose of marketing this property. While all care has been taken to ensure accuracy, we do not accept any responsibility for errors, omissions, or inaccuracies. We strongly recommend that all interested parties make their own enquiries and seek independent advice, including speaking with their conveyancer regarding boundaries and, where appropriate, obtaining a surveyor's report, to verify the information provided.

Listing description written by Daniel Byrnes, Harcourts Newcastle — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.