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SA › Tumby Bay › Spencer St

1 Spencer St, Tumby Bay SA 5605

House

$758,000

Last sold

19 Mar 2025

5

Bedrooms

3

Bathrooms

4

Car spaces

1,011 m²

Land

304 m²

Building

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

What should you know about this lot before spending serious money?

Why this property?

  • FactLast recorded sale $758,000 (19 Mar 2025).(Recorded sale)
  • CalculationRecorded House sales in Tumby Bay (last 5 years) with land size: median $520/m² of land (n=67). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)

What could make it worth more?

  • FactZoned Township Activity Centre (TAC) under the Planning and Design Code.(Location SA · 1 Sept 2026)

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

What this lot has actually traded at

Last sold

$758,000

19 Mar 2025 · derived via latest_sale

Local land rate: recorded House sales in Tumby Bay (last 5 years) with land size have a median of $520/m² of land (n=67). Districts calculation from recorded sales — not a valuation.

Tumby Bay at a glance

1,859

People

$540,000

Median sale

$434/wk

Median rent

4.18%

Suburb gross yield

Median sale from 23 recorded sales (last 12 months) — a Districts calculation.

See the full Tumby Bay report →

Vs Tumby Bay

+40.4%

Median sale

Suburb $540,000

-1.20 pp

Gross yield

Suburb 4.18%

Suburb median $540,000 from 23 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Planning

Planning and development

Planning scheme

Planning and Design Code

Zone

Township Activity Centre

TAC

Jurisdiction

Tumby Bay

Tumby Bay, SA

Planning overlays

  • Data unavailable

Development activity

Data unavailable

Source

  • Provider: Location SA
  • Dataset: Planning and Design Code Zones
  • Retrieved: 1 Sept 2026
  • Version: 1
  • Parcel: 9250322003

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Sold$758,00019 Mar 2025
  2. Listedprice unknowncompleted18 Dec 2023
  3. Listedprice unknowncompleted18 Dec 2023

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

SA

Why this lot, not just this suburb

Why could this property outperform?

Confidence: low

Zoned Township Activity Centre · TAC (Planning and Design Code). Official parcel area about 1,015 m². Dual occupancy is not confirmed from the controls loaded for this lot. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. Zoning and lot facts are a starting point, not proof this lot outperforms the suburb. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Street frontage and true lot geometry are not confirmed without open cadastre. Minimum lot size is not loaded, so two-lot subdivision is not confirmed. Nearby development applications are not loaded. This lot’s own applications are a separate question.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $434/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Nearby development applications are not loaded. This lot’s own applications are a separate question. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

3 of 10 questions answered so far

  • Development optionality of this lot

    Knownlow

    Zoned Township Activity Centre · TAC (Planning and Design Code). Official parcel area about 1,015 m². Dual occupancy is not confirmed from the controls loaded for this lot. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.

  • Nearby development pipeline

    Unknown

    Nearby development applications are not loaded. This lot’s own applications are a separate question.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Knownmedium

    Official parcel about 1,015 m² — land size can look like optionality. No material overlays were returned that would explain a discount. That is not proof the price is fair. Nearby DAs, easements, and flood-layer gaps can still explain a cheap-looking listing — those are not all loaded.

  • Lot-level flood

    Unknown

    Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    No DA adapter returned applications for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Tumby Bay in one glance

Tumby Bay at a glance

1,859

People

$540,000

Median sale

$434/wk

Median rent

4.18%

Suburb gross yield

Median sale from 23 recorded sales (last 12 months) — a Districts calculation.

See the full Tumby Bay report →

Keep researching

  • Why Tumby Bay? Read the area thesis →
  • What else is on the market in Tumby Bay →
  • Other records on Spencer St →

Listing material

Listed by Robin Hood Real Estate

Convenience, Character & Commanding

You will be hard pressed to find such a well built property that has stood the test of time as well as this truly amazing property has.

Situated in the town centre with everything you need in walking distance, including the beach, this Circa 1933 quality built stone home is really a sight to behold and has so much to offer that you will need to inspect to fully appreciate.

Formally used as a Bank with home attached, the floor plan is very versatile and only limited by your imagination.

Read the full description

There are just too many great points to share but here are just a few reasons why this property is such a gem:

• Character & Charm of large rooms, wide passage, hardwood floors (under carpet) & high 12ft ceilings

• Substantial home with multiple spacious living areas including separate lounge, formal dining, country style kitchen & rumpus/games room

• The old bank is almost fully self contained with its own bedroom & bathroom but currently it is being enjoyed as an entertaining area - Pull up a bar stool, open a beer and let the games begin! Pool table and accessories are included - you even have your very own fireproof bank vault!

• 4-5 Bedrooms - 2 have ensuite bathrooms

• Multiple heating & cooling options including open fireplace, combustion fire & air conditioning

• Private and sheltered outdoor entertaining area - so tucked away you don't even know it is there!

• Solar Panels ( 16 panels) & 13,000gl of rainwater storage plumbed to the home

• Shedding for your car, boat & caravan & workshop space too

• Lovely rear yard - ample room for the kids to play or to manoeuvre for parking & so much more

This home is perfect for those wanting to just move in and relax as everything has been done for you. You will see that it is as neat as a pin and has been well cared for by its current owners.

It could ideally suit retirees, families, those with an extended family or even someone wanting to have a space to work from home.

Please take a look - you will be impressed.

RLA 274962

Listing description written by Melanie Elliott, Robin Hood Real Estate — reproduced as published, not verified by Districts.

Property features

  • Ensuites: 2
  • Toilets: 4
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.