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VIC › Mount Eliza › Cummins Ln

10 Cummins Ln, Mount Eliza VIC 3930

For saleHouse for Sale

$2,750,000–$2,995,000

For sale

Asking range

4

Bedrooms

3

Bathrooms

5

Car spaces

4,468 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $2,750,000–$2,995,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $2,750,000–$2,995,000(Listing record · 22 June 2026)
  • FactLand 4,468 m²; no building size recorded.(Property record)
  • CalculationIf it leased at Mount Eliza's advertised median rent ($780/wk), implied gross yield would be 1.47% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$2,750,000–$2,995,000

Asking range · $615/m² of land

No recorded sale for this property.

Mount Eliza at a glance

19,110

People

No data

Median sale

$780/wk

Median rent

No data

Suburb gross yield

See the full Mount Eliza report →

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$2,750,000
Stamp Duty (Victoria)
$158,750
Transfer/Registration Fee
$3,614
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$2,916,064

$166,064 on top of the price (6.0% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Mount Eliza's advertised median rent — not a rent for this listing.

Net yield
-0.03%
Annual cashflow (pre-tax)
$-143,690
Interest cover (DSCR)
-0.00
Annual rent
$40,560
Operating expenses
$41,250
Loan amount
$2,200,000
Annual interest
$143,000
Gross yield
1.47%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$2,750,000–$2,995,000available22 June 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $780/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 1.5%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Mount Eliza in one glance

Mount Eliza at a glance

19,110

People

No data

Median sale

$780/wk

Median rent

No data

Suburb gross yield

See the full Mount Eliza report →

Keep researching

  • Why Mount Eliza? Read the area thesis →
  • What else is on the market in Mount Eliza →
  • Other records on Cummins Ln →

Listing material

Listed by Ash Marton Realty

A Private Mid-Century Sanctuary on 4,468 sqm

Set quietly within one of the Peninsula's most tightly held woodland settings, this remarkable residence beautifully honours its architectural origins while delivering a level of finish, warmth and liveability that feels timeless.

Beyond twin gates and a sweeping circular driveway, the home reveals itself through layered native gardens, striking rock features, warm Oregon timber detailing and bluestone accents, creating an immediate sense of arrival and complete privacy.

Inside, soaring proportions, tactile finishes and carefully framed outlooks establish a calm, grounded atmosphere. A refined material palette of bluestone, cedar, warm timber and stone creates a home that feels both architecturally considered and deeply liveable. The beautifully appointed kitchen balances clean lines, understated design and everyday practicality, flowing effortlessly into expansive family and dining zones.

Read the full description

From here, the home opens seamlessly to a decked alfresco entertaining domain with a fully equipped outdoor kitchen, creating an exceptional indoor outdoor connection designed for effortless entertaining.

Almost hidden in plain sight, a concealed theatre room tucked behind custom cabinetry adds a unique layer of versatility, complete with integrated equipment and an impressive 110 inch screen.

One of the home's defining moments is the magnificent central hallway, where a striking bank of oversized double glazed windows frames the covered alfresco and landscaped gardens beyond. Underfloor heating enhances the sense of comfort and quiet luxury, while a separate lounge with gas fireplace and custom built office further elevate the home's flexibility.

Privately positioned, the master suite feels like its own retreat, complete with expansive built in robes, hydronic heating, a luxurious ensuite and a secluded outdoor terrace immersed in greenery. Additional bedrooms are generously proportioned with fitted robes, while the central bathroom continues the home's rich material palette through bluestone finishes and cedar detailing.

Positioned high on 4,468 square metres at the end of peaceful Cummins Lane, the property unfolds as a true family sanctuary surrounded by mature native gardens, towering established trees and abundant local wildlife. Kookaburras mark the beginning and end of each day, black cockatoos gather overhead, and visiting owls, ducks and occasional koalas reinforce the extraordinary natural beauty of this tightly held pocket.

Expansive front and rear lawns provide exceptional usable outdoor space for children to play, kick a footy and explore, while a secondary driveway leads to substantial rear shedding with three phase power, additional vehicle accommodation, separate studio or office and powder room. With secure gated entry, extensive water storage totalling 70,000 litres, and lock up accommodation for up to five vehicles plus caravan or boat storage, the infrastructure is as impressive as the setting.

What truly sets this home apart, however, is the lifestyle surrounding it. Cummins Lane is a tightly held no through enclave known not only for its privacy and beauty, but for its rare sense of community, where neighbours genuinely look out for one another and share a deep appreciation for the unique lifestyle the Lane provides.

As the sun sets, pink evening light filters through the trees across both front and rear gardens, creating moments of remarkable beauty and reinforcing what makes this property so special: a genuine sense of peace, privacy and belonging.

Despite the overwhelming serenity, everything remains within easy reach, with Mornington, Frankston, Mount Eliza Village, major freeways, wineries and the very best of Peninsula living all just moments away.

A truly rare lifestyle offering in one of Mount Eliza's most tightly held pockets.

Listing description written by Ash Marton, Ash Marton Realty — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Built-in Robes
  • Dishwasher
  • Ensuites: 1
  • Living Areas: 2
  • Remote Garage
  • Secure Parking
  • Shed
  • Study
  • Toilets: 3
  • Workshop
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.