Belmont at a glance
7,390
People
$1,390,000
Median sale
$623/wk
Median rent
2.33%
Suburb gross yield
Median sale from 24 recorded sales (last 12 months) — a Districts calculation.
$925,000
Last sold
9 May 2025
3
Bedrooms
1
Bathrooms
3
Car spaces
923.2 m²
Land
148 m²
Building
Districts View
No detected risks — but see the checklist: absence of evidence is not an all-clear.
No verification items generated for this record.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Last sold
$925,000
9 May 2025 · derived via latest_sale
Local land rate: recorded House sales in Belmont (last 5 years) with land size have a median of $1,748/m² of land (n=86). Districts calculation from recorded sales — not a valuation.
Belmont at a glance
7,390
People
$1,390,000
Median sale
$623/wk
Median rent
2.33%
Suburb gross yield
Median sale from 24 recorded sales (last 12 months) — a Districts calculation.
Vs Belmont
-33.5%
Median sale
Suburb $1,390,000
+1.17 pp
Gross yield
Suburb 2.33%
Suburb median $1,390,000 from 24 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Planning
Planning scheme
Lake Macquarie Local Environmental Plan 2014
Zone
Low Density Residential
R2
Jurisdiction
Lake Macquarie
Lake Macquarie, NSW
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
The official layer was queried and no heritage listed area was detected on this parcel (NSW ePlanning Spatial Viewer, retrieved 1 Sept 2026). Mapped layers change — this is the strongest all-clear Districts can give, not a certificate.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWZoned Low Density Residential · R2 (Lake Macquarie Local Environmental Plan 2014). Official parcel area about 923 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. If the dual occupancy pathway survives a planner’s check, this lot can outperform a same-suburb house that is hold-as-is only. That is not a forecast. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Minimum lot size is not loaded, so two-lot subdivision is not confirmed. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $623/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
This looks more compelling as a land / capital-growth play than a pure yield play — if the dual occupancy pathway survives a planner’s check.
Detail
Zoned Low Density Residential · R2 (Lake Macquarie Local Environmental Plan 2014). Official parcel area about 923 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.
Achieved rent for this address has not been inferred. Gross yield on advertising copy is not the deal.
Nearby DA pipeline is unknown, so neighbourhood change is not in this verdict.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
3 of 10 questions answered so far
Development optionality of this lot
KnownmediumZoned Low Density Residential · R2 (Lake Macquarie Local Environmental Plan 2014). Official parcel area about 923 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
KnownmediumOfficial parcel about 923 m² — land size can look like optionality. No material overlays were returned that would explain a discount. That is not proof the price is fair. Nearby DAs, easements, and flood-layer gaps can still explain a cheap-looking listing — those are not all loaded.
Lot-level flood
UnknownFlood overlay has not been queried for this lot. Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownNo DA adapter returned applications for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Belmont at a glance
7,390
People
$1,390,000
Median sale
$623/wk
Median rent
2.33%
Suburb gross yield
Median sale from 24 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Clarke & Co Estate AgentsProperty Highlights:
- A classic home, set on a massive 923.2 sqm block in a brilliant location
- Moments from Green Point Reserve, Belmont Centre, plus the Lake and Beach!
- Large living room, plus a study set at the entrance
- Three bedrooms, one with a built-in robe, another with direct access to the deck
- Well appointed kitchen with a large pantry, a freestanding oven, plus a meals area
- Centrally located bathroom with a shower, vanity and a separate WC
- 2.6m ceilings, plantation shutters, solar hot water and NBN fibre to the node
- Daikin split system air conditioning in the living and main bedroom, plus ceiling fans
- Covered Ekodeck at the rear of the home overlooking the large grassed yard with established gardens and trees
- Double gated access to a carport and single drive-through garage, a garden shed, plus a separate garage with a concrete pad in the yard
Outgoings:
Council Rate: $1,886 approx. per annum
Water Rate: $807.48 approx. per annum
Rental Return: $800 approx. per week
Brimming with potential and nestled in one of Lake Macquarie's most prized suburbs, this charming 1950s original offers a unique opportunity in the heart of Belmont. Whether you're searching for your first home, a wise investment, or a project with potential for a second dwelling (subject to Council approval), this property delivers versatility in a lifestyle-rich locale.
Set on a generous 923.2 sqm block just moments from the water, this exceptional property is perfectly positioned to enjoy all the region has to offer, from peaceful lakeside strolls and sailing at Belmont 16s to surf days at Blacksmiths Beach and bush walks through Green Point Reserve.
Behind the traditional facade and outdoor awnings, you'll find a front porch welcoming you inside. Once indoors, character filled details immediately set the tone, with 2.6m high ceilings creating a sense of space, plantation shutters throughout and ceiling fans for additional comfort.
At the front of the home, a versatile study offers the ideal space for working from home or creating a quiet reading nook. The central lounge includes split system air conditioning for year round comfort and flows through to the meals area and kitchen, where large windows frame views across the back deck. The kitchen features a freestanding Westinghouse oven with an electric cooktop, a range hood, and a spacious pantry.
The main bedroom comes complete with Daikin split system air conditioning and a sliding door opening directly to the deck, offering a private oasis for the adults of the home. Two additional bedrooms are on offer, one with a built-in robe for easy storage.
The bathroom includes a corner vanity and a shower, with a separate WC close by for added convenience.
Step outside to a generous Ekodeck entertaining area made for Sunday BBQs and afternoon relaxation. From here, you step down to the grassy backyard, framed by established gardens and mature trees, a dream for kids, pets, or future plans. The property is already split with a fence, ideal for dual occupancy vision (subject to Council approval).
For those needing storage or workshop space, this property delivers in spades. Double gated side access leads to a carport and a single garage with drive-through access, while a garden shed and a separate garage with a concrete pad provide loads of versatility. Two dog and pigeon pens are also located at the back of the yard.
Additional extras include NBN fibre to the node (NBN fibre to the premise ready for connection), solar hot water, elevated piers, security shutters on the front windows, and a security screen on the front door.
Whether you're drawn by the charm of the original home or the endless potential of the land and location, this is a rare opportunity to secure your piece of beautiful Belmont. We encourage our interested buyers to contact the team at Clarke & Co Estate Agents without delay to secure their inspections.
Why you'll love where you live;
- Easy access to a range of coastal walking tracks and picturesque lookout points
- Within moments of the lake for all your sailing and fishing adventures
- A short drive to the iconic Belmonts 16's and minutes from the Lake Macquarie Yacht Club
- Located within a 10 minute drive to the pristine sands of Blacksmiths Beach
- 15 minutes by car to the cafes, restaurants and lakeside walking tracks of Warners Bay
- Minutes from the bustling centre of Belmont, offering a range of shopping options, cafes and restaurants within easy reach
- A short 30 minute drive to the city lights and beaches of Newcastle
Disclaimer:
All information contained herein is gathered from sources we deem to be reliable. However, we cannot guarantee its accuracy and interested persons should rely on their own enquiries.
Listing description written by Mikhaela Enright, Clarke & Co Estate Agents — reproduced as published, not verified by Districts.