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QLD › Macleay Island › Kardinia St

10 Kardinia St, Macleay Island QLD 4184

For saleHouse for Sale

$618,000

For sale

Asking

3

Bedrooms

1

Bathrooms

0

Car spaces

809 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $618,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $618,000(Listing record · 3 July 2026)
  • FactLand 809 m²; no building size recorded.(Property record)
  • CalculationAsk is 40% above the Macleay Island median recorded sale ($442,000, n=181, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Macleay Island's advertised median rent ($464/wk), implied gross yield would be 3.90% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$618,000

Asking · $764/m² of land

No recorded sale for this property.

Macleay Island at a glance

3,397

People

$442,000

Median sale

$464/wk

Median rent

5.46%

Suburb gross yield

Median sale from 181 recorded sales (last 12 months) — a Districts calculation.

See the full Macleay Island report →

Vs Macleay Island

+39.8%

Median sale

Suburb $442,000

-1.56 pp

Gross yield

Suburb 5.46%

Suburb median $442,000 from 181 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$618,000
Stamp Duty (Queensland)
$20,835
Transfer/Registration Fee
$2,297
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$644,832

$26,832 on top of the price (4.3% extra)

  • Stamp Duty (Queensland)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Queensland schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Macleay Island's advertised median rent — not a rent for this listing.

Net yield
2.40%
Annual cashflow (pre-tax)
$-17,278
Interest cover (DSCR)
0.46
Annual rent
$24,128
Operating expenses
$9,270
Loan amount
$494,400
Annual interest
$32,136
Gross yield
3.90%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

For more information on this property, visit Queensland Globe↗.

Records

Property history

  1. Listed$618,000available2 July 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

QLD

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Nearby development applications are not loaded. This lot’s own applications are a separate question.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $464/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms. No recorded off-street parking — often a discount versus the suburb median for the same beds.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Nearby development applications are not loaded. This lot’s own applications are a separate question. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 3.9%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Nearby development applications are not loaded. This lot’s own applications are a separate question.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Macleay Island in one glance

Macleay Island at a glance

3,397

People

$442,000

Median sale

$464/wk

Median rent

5.46%

Suburb gross yield

Median sale from 181 recorded sales (last 12 months) — a Districts calculation.

See the full Macleay Island report →

Keep researching

  • Why Macleay Island? Read the area thesis →
  • What else is on the market in Macleay Island →
  • Other records on Kardinia St →

Listing material

Listed by Macleay Island Property Agents

"Templeton" – Timeless Queensland Charm on Macleay Island

Welcome to "Templeton", a beautifully maintained character Queenslander that perfectly captures the relaxed island lifestyle. Set amongst established gardens on a generous 809m² block in a peaceful no-through road, this charming home is just a leisurely stroll from Sandpiper Beach and the tranquil waters of Dalpura Bay.

From the moment you arrive, Templeton's classic Queenslander appeal is unmistakable. Wide verandahs wrap around three sides of the home, providing the perfect place to enjoy your morning coffee, entertain friends or simply relax and catch the cooling bay breezes. Elevated at the front and gently stepping down at the rear to follow the natural slope of the land, the home sits comfortably within its picturesque garden setting.

Inside, the home retains many of its original character features, including ornate cornices, decorative ceiling roses and beautiful French doors opening from the kitchen onto the side verandah. The welcoming living area flows seamlessly to the eat-in kitchen, where a breakfast bar provides casual dining. Of course, in true Queensland style, you'll probably find yourself enjoying most meals on the deck, surrounded by birdsong and leafy gardens.

Read the full description

Accommodation includes three generous bedrooms, each boasting impressive built-in wardrobe space, along with a family bathroom and separate toilet.

A real bonus is the attic space, accessed via a staircase/ladder from the kitchen. Featuring a striking triangular glass feature that extends to the roof peak at the front and a window at the rear, this unique area is filled with natural light and offers exciting potential as a home office, artist's studio, reading retreat or simply excellent storage.

The rear verandah houses the laundry and overlooks the charming backyard, complete with a quaint chicken coop—perfect for those dreaming of fresh eggs and a sustainable island lifestyle.

Property Features:

* Beautiful character Queenslander known as "Templeton"

* 809m² established garden block

* Peaceful no-through road location

* Wide verandahs on three sides

* Three spacious bedrooms with generous built-in wardrobes

* Family bathroom with separate toilet

* Comfortable lounge and eat-in kitchen with breakfast bar

* French doors opening to the side verandah

* Ornate cornices and decorative ceiling roses

* Light-filled attic with potential as a study, studio or additional storage

* Laundry on the rear verandah

* Charming chicken coop in the backyard

* Easy walk to Sandpiper Beach and Dalpura Bay

Discover the Macleay Island Lifestyle

Macleay Island is one of the largest of the Southern Moreton Bay Islands, offering a relaxed bayside lifestyle just minutes from the mainland by passenger ferry or vehicle barge. Surrounded by sparkling waterways, the island is renowned for its friendly community, abundant birdlife and spectacular sunsets.

Residents enjoy excellent local facilities including shopping, cafés, medical services, pharmacy, golf club, bowls club, arts precinct, boat ramps and regular markets. Whether you enjoy fishing, boating, kayaking, walking along the foreshore or simply embracing a slower pace of life, Macleay Island offers an enviable lifestyle where nature is never far from your doorstep.

With Brisbane and the Gold Coast both within easy reach, it's no wonder more people are discovering this hidden gem in beautiful Moreton Bay.

If you've been searching for a home with warmth, character and the peaceful charm that only island living can offer, "Templeton" is ready to welcome you. Whether you're looking for a permanent residence, a weekend escape or a delightful lifestyle change, this much-loved Queenslander is a rare opportunity to own a piece of Macleay Island's charm.

Disclaimer: We have made every effort to ensure the information contained herein is accurate; however, we accept no responsibility for any errors, omissions, inaccuracies or misstatements. Prospective purchasers should make their own enquiries and obtain their own independent advice in relation to the property. Measurements, boundaries, areas, distances and any other information provided are approximate only and should not be relied upon as a representation of fact.

Listing description written by Anne Webber, Macleay Island Property Agents — reproduced as published, not verified by Districts.

Property features

  • Built-in Robes
  • Deck
  • Toilets: 1
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.