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VIC › Golden Square › Ruth St

10 Ruth St, Golden Square VIC 3555

House

$895,000

Last sold

2 Apr 2026

4

Bedrooms

3

Bathrooms

3

Car spaces

855 m²

Land

188 m²

Building

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

What should you know about this lot before spending serious money?

Why this property?

  • FactLast recorded sale $895,000 (2 Apr 2026).(Recorded sale)
  • CalculationLand 855 m² against a 188 m² dwelling — the land is most of what is being bought.(Districts calculation)
  • CalculationRecorded House sales in Golden Square (last 5 years) with land size: median $886/m² of land (n=105). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)

What could make it worth more?

  • InterpretationA large lot with a small dwelling means the value case rests on the land and what the zone allows on it, not the house.
  • FactZoned GENERAL RESIDENTIAL ZONE (GRZ) under the ZN.(Vicmap Planning · 31 Aug 2026)

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

What this lot has actually traded at

Last sold

$895,000

2 Apr 2026 · derived via latest_sale

Local land rate: recorded House sales in Golden Square (last 5 years) with land size have a median of $886/m² of land (n=105). Districts calculation from recorded sales — not a valuation.

Golden Square at a glance

9,828

People

$621,000

Median sale

$460/wk

Median rent

3.85%

Suburb gross yield

Median sale from 98 recorded sales (last 12 months) — a Districts calculation.

See the full Golden Square report →

Vs Golden Square

+44.1%

Median sale

Suburb $621,000

-1.18 pp

Gross yield

Suburb 3.85%

Suburb median $621,000 from 98 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Planning

Planning and development

Planning scheme

ZN

Zone

GENERAL RESIDENTIAL ZONE

GRZ

Jurisdiction

Greater Bendigo

Greater Bendigo, VIC

Planning overlays

  • environmentalNot detected

Development activity

Data unavailable

Source

  • Provider: Vicmap Planning
  • Dataset: PLAN_ZONE
  • Retrieved: 31 Aug 2026
  • Version: 1
  • Parcel: 5168752

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Sold$895,0002 Apr 2026
  2. Listedprice unknowncompleted12 Feb 2026
  3. Listedprice unknowncompleted12 Feb 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Confidence: medium

Zoned GENERAL RESIDENTIAL ZONE · GRZ (ZN). Official parcel area about 857 m². Dual occupancy is not confirmed from the controls loaded for this lot. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. Zoning and lot facts are a starting point, not proof this lot outperforms the suburb. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Minimum lot size is not loaded, so two-lot subdivision is not confirmed. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $460/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

3 of 10 questions answered so far

  • Development optionality of this lot

    Knownmedium

    Zoned GENERAL RESIDENTIAL ZONE · GRZ (ZN). Official parcel area about 857 m². Dual occupancy is not confirmed from the controls loaded for this lot. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Knownmedium

    Official parcel about 857 m² — land size can look like optionality. No material overlays were returned that would explain a discount. That is not proof the price is fair. Nearby DAs, easements, and flood-layer gaps can still explain a cheap-looking listing — those are not all loaded.

  • Lot-level flood

    Unknown

    Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    No DA adapter returned applications for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Golden Square in one glance

Golden Square at a glance

9,828

People

$621,000

Median sale

$460/wk

Median rent

3.85%

Suburb gross yield

Median sale from 98 recorded sales (last 12 months) — a Districts calculation.

See the full Golden Square report →

Keep researching

  • Why Golden Square? Read the area thesis →
  • What else is on the market in Golden Square →
  • Other records on Ruth St →

Listing material

Listed by Belle Property Bendigo | Castlemaine | Maldon

Contemporary living in a quiet Golden Square pocket

Home offers excellent family-friendly spaces and an enviable city-fringe lifestyle. Positioned in the sought-after city-fringe Golden Square and under 3km from the centre of Bendigo, the property delivers easy access to schools, shops and the heart of town. With multiple living zones, a dedicated study, a versatile basement studio/retreat, theatre room, and lovely outdoor spaces, the home is well-suited to modern life – whether downsizing or looking for the family home that has it all.

• An inviting entry opens to warm, light-filled interiors enhanced by polished timber flooring throughout the main living areas.

• A theatre room or formal lounge at the front of the home provides a quiet retreat, ideal for movie nights or relaxed entertaining.

Read the full description

• The open-plan kitchen, living and dining zone forms the hub of the home.

• The kitchen features dark cabinetry, generous bench space and ample storage, positioned to overlook the main living areas.

• Three comfortable bedrooms are complemented by a separate study or home office, perfect for remote work or study.

• The main bedroom includes a walk-in robe and private ensuite, creating a well-defined parents' retreat.

• There is also a highly flexible space that can be used for a number other purposes

• Secure internal access is provided via the double garage, which also includes a workbench and excellent storage.

• Outdoor living is well catered for with a decked entertaining area, spa area and established gardens that surround the home.

• The large backyard includes two garden sheds and plenty of space for children, pets or further landscaping.

• Located in a family-friendly pocket just minutes from Golden Square amenities and the Bendigo CBD.

Offering contemporary comfort, adaptable living spaces and a prime city-fringe location, this Golden Square home is a fantastic opportunity for families or buyers seeking space and versatility close to Bendigo's Centre.

Listing description written by Tim Noonan, Belle Property Bendigo | Castlemaine | Maldon — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Built-in Robes
  • Dishwasher
  • Ducted Cooling
  • Ducted Heating
  • Ensuites: 1
  • Floorboards
  • Fully Fenced
  • Living Areas: 2
  • Secure Parking
  • Solar Panels
  • Toilets: 3
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.