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NSW › Kyogle › Summit St

10 Summit St, Kyogle NSW 2474

For saleHouse for Sale

$889,000

For sale

Asking

4

Bedrooms

2

Bathrooms

1

Car spaces

3,966 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $889,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $889,000(Listing record · 7 July 2026)
  • FactLand 3,966 m²; no building size recorded.(Property record)
  • CalculationAsk is 37% above the Kyogle median recorded sale ($650,000, n=55, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Kyogle's advertised median rent ($500/wk), implied gross yield would be 2.92% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$889,000

Asking · $224/m² of land

No recorded sale for this property.

Kyogle at a glance

2,325

People

$650,000

Median sale

$500/wk

Median rent

4.00%

Suburb gross yield

Median sale from 55 recorded sales (last 12 months) — a Districts calculation.

See the full Kyogle report →

Vs Kyogle

+36.8%

Median sale

Suburb $650,000

-1.08 pp

Gross yield

Suburb 4.00%

Suburb median $650,000 from 55 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$889,000
Stamp Duty (New South Wales)
$34,417
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$927,284

$38,284 on top of the price (4.3% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Kyogle's advertised median rent — not a rent for this listing.

Net yield
1.42%
Annual cashflow (pre-tax)
$-33,563
Interest cover (DSCR)
0.27
Annual rent
$26,000
Operating expenses
$13,335
Loan amount
$711,200
Annual interest
$46,228
Gross yield
2.92%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$889,000available7 July 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $500/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 2.9%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Kyogle in one glance

Kyogle at a glance

2,325

People

$650,000

Median sale

$500/wk

Median rent

4.00%

Suburb gross yield

Median sale from 55 recorded sales (last 12 months) — a Districts calculation.

See the full Kyogle report →

Keep researching

  • Why Kyogle? Read the area thesis →
  • What else is on the market in Kyogle →
  • Other records on Summit St →

Listing material

Listed by Kyogle Real Estate

Stylishly Home with Sweeping Rural Views on a Private Ridgetop Acre

Perfectly positioned on an elevated ridge just two minutes from the heart of Kyogle, this beautifully updated mid-century home offers a rare combination of modern comfort, privacy, space and breathtaking rural views.

Set on approximately one acre of established grounds with mature trees and a natural bush backdrop, this peaceful sanctuary feels a world away while remaining just moments from schools, shops and everyday conveniences. Blending timeless mid-century character with thoughtful modern updates, the home enjoys an elevated position that captures cooling breezes and picturesque rural vistas from almost every angle.

The home is stylishly updated, with new flooring throughout, newly painted exterior and interior and beautifully refreshed kitchen and bathrooms. With tasteful, contemporary finishes, the home is move-in ready while retaining the generous proportions and relaxed connection to nature that make homes of this era so appealing.

Read the full description

At the heart of the home is the stylish north-facing kitchen, featuring new benchtops, a large freestanding stainless steel chef’s oven with gas cooktop, two dishwasher drawers, a walk-in butler's pantry and generous storage. The kitchen flows effortlessly into the family living and breakfast area, creating a wonderful connection to two distinct outdoor spaces: a covered entertaining deck capturing sweeping rural views, and a secluded north-facing courtyard offering a private, sun-filled retreat for entertaining or quiet relaxation.

The separate formal lounge and dining room features expansive windows that bathe the space in natural light, with exposed hardwood beams and an open brick fireplace creating a warm, inviting setting for entertaining or relaxing with family and friends. At the front of the home, a dedicated home office with its own private entrance provides the ideal space for working from home or running a small business.

Upstairs, the spacious main suite enjoys its own private balcony overlooking the surrounding countryside and features built-in, walk-through robes leading to a modern ensuite. The two additional spacious bedrooms are served by the generous family bathroom, which features a full-size bathtub, shower, and separate toilet. In addition, a new laundry has been thoughtfully created to complement the home's contemporary feel and convenience.

Downstairs offers exceptional flexibility with a generous multipurpose living area, expansive fourth bedroom, study alcove, media room, workshop and extensive storage - perfect for teenagers, extended family, guests or multi-generational living.

Set across the natural contours of the hillside, the grounds combine established gardens with a natural bush setting, creating a peaceful environment rich in birdlife and offering complete privacy. Mature citrus, banksia and jacaranda trees add to the appeal, while the generous acre offers space, privacy and endless opportunities for making the garden your own.

Property Features

- Thoughtfully updated mid-century home

- Elevated ridge-top position with sweeping rural views

- Approximately 3,900m² (one acre)

- Private established grounds with mature trees and natural bush backdrop

- Freshly painted inside and out with new flooring throughout

- Beautifully updated kitchen with new benchtops

- Walk-in butler's pantry

- Large freestanding stainless steel electric oven with gas cooktop

- Two dishwasher drawers

- Formal lounge and dining with exposed hardwood beams and open brick fireplace

- Family room and breakfast area opening to two outdoor living spaces

- Covered entertaining deck with sweeping rural views

- Secluded north-facing, fully fenced courtyard

- Four bedrooms

- Dedicated home office with private entrance

- Flexible downstairs retreat with living area and fourth bedroom

- Media room

- New, separate laundry

- Two bathrooms, including ensuite to the main bedroom

- Air-conditioned living areas

- Gas heating outlets

- Workshop and secure under-house storage

- Single carport and large storage room

- Additional parking space for two cars

- NBN Fibre to the Premises connected

- Town water

- 5G mobile coverage

- Just two minutes from Kyogle town centre

Offering privacy, spectacular views and exceptional flexibility, this beautifully updated home combines timeless mid-century character with contemporary comfort in one of Kyogle's most desirable ridge-top locations. Whether you're looking for space to raise a family, work from home, entertain or simply unwind in peaceful surrounds, this is a rare opportunity to secure a private lifestyle property where nature, character and convenience come together. Call Simon Tough on 0402 706 565 today to book an inspection.

Property Code: 1852

Listing description written by Simon Tough, Kyogle Real Estate — reproduced as published, not verified by Districts.

Property features

  • Ensuites: 1
  • Study
  • Workshop
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.