Emerald Beach at a glance
2,718
People
$1,035,000
Median sale
$779/wk
Median rent
3.91%
Suburb gross yield
Median sale from 15 recorded sales (last 12 months) — a Districts calculation.
NSW › Emerald Beach › Surf St
$1,800,000
For sale
Asking
5
Bedrooms
3
Bathrooms
2
Car spaces
777.8 m²
Land
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Asking
$1,800,000
Asking · $2,314/m² of land
No recorded sale for this property.
Local land rate: recorded House sales in Emerald Beach (last 5 years) with land size have a median of $1,504/m² of land (n=70). Districts calculation from recorded sales — not a valuation.
Emerald Beach at a glance
2,718
People
$1,035,000
Median sale
$779/wk
Median rent
3.91%
Suburb gross yield
Median sale from 15 recorded sales (last 12 months) — a Districts calculation.
Vs Emerald Beach
+73.9%
Median sale
Suburb $1,035,000
-1.66 pp
Gross yield
Suburb 3.91%
Suburb median $1,035,000 from 15 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
$84,879 on top of the price (4.7% extra)
Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.
Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.
Pre-filled with Emerald Beach's advertised median rent — not a rent for this listing.
Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $779/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Gross yield if leased at the suburb aggregate is 2.3%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownArea
Emerald Beach at a glance
2,718
People
$1,035,000
Median sale
$779/wk
Median rent
3.91%
Suburb gross yield
Median sale from 15 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Vision Property SalesJust a short stroll from the sands of beautiful Emerald Beach, 10 Surf Street offers a rare combination of space, versatility and lifestyle in one of the Coffs Coast's most sought-after beachside communities. While comfortable as is, the home presents an outstanding opportunity for modern updates, with solid foundations and excellent potential to create something truly spectacular.
Welcoming and full of character, the home is accessed via a foyer entrance, with stairs leading to the main upper level. Here, vaulted ceilings and warm timber accents create a relaxed coastal atmosphere throughout. The spacious living area is filled with natural light, with large glass sliding doors opening onto a front deck overlooking the yard and capturing ocean views within. Complete with air conditioning, ceiling fan and a cosy fireplace, this inviting space provides the perfect setting to relax and unwind.
The main residence comprises of three bedrooms, all carpeted with ceiling fans, including a master suite with ensuite and robe. A separate study provides additional flexibility for working from home or accommodating growing families.
The well-appointed kitchen offers ample storage and bench space, while the adjoining dining area opens onto a wraparound entertaining deck overlooking the landscaped pool area. From here, stairs lead down to a split-level, paved courtyard, laundry and additional access to the pool, enhancing the home's connection to outdoor living.
Adding further appeal is the attached self-contained studio, complete with two bedrooms, bathroom and open-plan kitchen and living area, making it ideal for extended family, guests, teenagers or potential supplementary income.
Set on an R3 Medium Density Residential zoned parcel, the property offers future flexibility and development potential, with the capacity for up to three townhouses (Subject to Council Approval). The double garage, generous driveway and spacious yard further add to the property's everyday practicality.
Located within easy walking distance of Emerald Beach, residents can enjoy the relaxed village atmosphere, stunning coastline, nearby cafés, walking trails and the natural beauty that makes this beachside community so highly sought after.
Whether you're searching for a spacious family home, multi-generational living opportunity, investment potential or a property with future development possibilities, 10 Surf Street delivers an exceptional combination of lifestyle, location and versatility.
Video walk-through available on request!
Land size: 777.8 sqm approx.
NBN: YES
Council Rates: $5025 annually
Year Built: 1981 Approx.
Disclaimer: We have obtained all information in this document from sources we believe to be reliable; however, we cannot guarantee its accuracy. Prospective purchasers are advised to carry out their own investigations.
Listing description written by Brad Vines, Vision Property Sales — reproduced as published, not verified by Districts.
NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.