Umina Beach at a glance
17,165
People
$1,260,000
Median sale
$600/wk
Median rent
2.48%
Suburb gross yield
Median sale from 155 recorded sales (last 12 months) — a Districts calculation.
NSW › Umina Beach › The Rampart
$1,360,000
For sale
Asking
4
Bedrooms
3
Bathrooms
2
Car spaces
776.8 m²
Land
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Asking
$1,360,000
Asking · $1,751/m² of land
No recorded sale for this property.
Umina Beach at a glance
17,165
People
$1,260,000
Median sale
$600/wk
Median rent
2.48%
Suburb gross yield
Median sale from 155 recorded sales (last 12 months) — a Districts calculation.
Vs Umina Beach
+7.9%
Median sale
Suburb $1,260,000
-0.19 pp
Gross yield
Suburb 2.48%
Suburb median $1,260,000 from 155 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
$60,679 on top of the price (4.5% extra)
Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.
Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.
Pre-filled with Umina Beach's advertised median rent — not a rent for this listing.
Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $600/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Gross yield if leased at the suburb aggregate is 2.3%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Umina Beach at a glance
17,165
People
$1,260,000
Median sale
$600/wk
Median rent
2.48%
Suburb gross yield
Median sale from 155 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Richardson & Wrench Umina BeachImagine coming home to birdsong instead of traffic, enjoying your morning coffee overlooking native bushland and spending your evenings entertaining family and friends in complete privacy. Backing directly onto National Park with no neighbours on one side, this is a home that offers the peace and tranquillity many people dream about but rarely find.
Wallabies, kookaburras, lorikeets and an abundance of native birdlife are regular visitors, creating a lifestyle that feels more like a private bush retreat than a suburban address.
Positioned in a quiet, tightly held pocket just minutes from Umina Beach, this substantial family residence combines the best of both worlds—a secluded bushland setting with beaches, cafés, schools, shopping and transport all within easy reach.
Designed with flexibility in mind, the home spans three spacious levels and has been built to an exceptional standard, featuring quality brick veneer construction with a steel frame, suspended concrete slabs and thoughtful engineering throughout.
At the heart of the home is a welcoming open-plan living space where the modern kitchen, generous dining area and comfortable lounge flow effortlessly together. Complete with a large island bench, induction cooktop, quality appliances and an adjoining study, it's equally suited to busy family life or professionals working from home.
Glass doors open onto an expansive covered entertaining deck overlooking the natural bush backdrop, creating a peaceful extension of the living space. Whether you're hosting friends, enjoying a quiet afternoon with a book or watching the local wildlife, this is a setting you'll never tire of.
The main bedroom is a relaxing retreat, opening directly onto the deck and featuring his-and-hers walk-in robes and a private ensuite. Two additional bedrooms, a spacious family bathroom with a corner bath and excellent storage complete the main level.
One of the home's standout features is its impressive self-contained lower level. With its own private entrance, balcony, bathroom and wet bar, it provides outstanding flexibility for extended family, adult children, guest accommodation, a home office or creative studio. It also offers exciting potential for a legal granny flat (subject to Council approval), making it an attractive option for buyers wanting additional income or multi-generational living.
Additional features include:
* Quality brick veneer construction with steel frame and suspended concrete slabs
* Huge high-clearance double automatic garage
* Freshly painted exterior
* Multiple split-system air conditioners and ceiling fans throughout
* Excellent storage throughout the home
* Peaceful position backing directly onto National Park
* No neighbours on one side, enhancing privacy
* Less than five minutes to Umina Beach and township
* Under ten minutes to Woy Woy Railway Station for an easy Sydney commute
Homes that offer this combination of privacy, natural surrounds and everyday convenience are increasingly difficult to find. Whether you're raising a family, working remotely or simply looking for a quieter way of life without sacrificing accessibility, this is a property that offers space to breathe, room to grow and a lifestyle you'll appreciate every day.
Contact Francois on 0487 342 467 to arrange your inspection today!
Outgoings:
• Council rates: $1,625.05 per annum
• Water rates: $1,185.08 per annum plus usage
If you are currently not in a position to purchase a property and need to sell first, I would be more than happy to provide you with a confidential market appraisal for your property. Please call me on (02) 43 444 666 or 0487 342 467 to schedule a chat.
Disclaimer: Richardson & Wrench Umina Beach have obtained all information herein from sources we believe to be reliable; however, we cannot guarantee its accuracy. Prospective purchasers are advised to carry out their own investigations.
Listing description written by Francois Duverge, Richardson & Wrench Umina Beach — reproduced as published, not verified by Districts.
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