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NSW › Millfield › Wollombi Rd

10 Wollombi Rd, Millfield NSW 2325

For saleHouse

$670,000

For sale

Asking

$240,000

Last sold

20 Feb 2018

3

Bedrooms

1

Bathrooms

0

Car spaces

613 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $670,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $670,000(Listing record · 18 May 2026)
  • FactLand 613 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Millfield (last 5 years) with land size: median $373/m² of land (n=25). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 24% below the Millfield median recorded sale ($885,000, n=12, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Millfield's advertised median rent ($320/wk), implied gross yield would be 2.48% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$670,000

Asking · $1,093/m² of land

Last recorded sale $240,000 (20 Feb 2018).

Local land rate: recorded House sales in Millfield (last 5 years) with land size have a median of $373/m² of land (n=25). Districts calculation from recorded sales — not a valuation.

Millfield at a glance

1,522

People

$885,000

Median sale

$320/wk

Median rent

1.88%

Suburb gross yield

Median sale from 12 recorded sales (last 12 months) — a Districts calculation.

See the full Millfield report →

Vs Millfield

-24.3%

Median sale

Suburb $885,000

+0.60 pp

Gross yield

Suburb 1.88%

Suburb median $885,000 from 12 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$670,000
Stamp Duty (New South Wales)
$24,562
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$698,429

$28,429 on top of the price (4.2% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Millfield's advertised median rent — not a rent for this listing.

Net yield
0.98%
Annual cashflow (pre-tax)
$-28,250
Interest cover (DSCR)
0.19
Annual rent
$16,640
Operating expenses
$10,050
Loan amount
$536,000
Annual interest
$34,840
Gross yield
2.48%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

201820222026$240k$670k
  • Sold (recorded)
  • Asking price (not a sale)
  1. Listed$670,000available18 May 2026
  2. Sold$240,00020 Feb 2018
  3. Listedprice unknowncompleted22 Jan 2018
  4. Listedprice unknowncompleted22 Jan 2018

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $320/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms. No recorded off-street parking — often a discount versus the suburb median for the same beds.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 2.5%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Millfield in one glance

Millfield at a glance

1,522

People

$885,000

Median sale

$320/wk

Median rent

1.88%

Suburb gross yield

Median sale from 12 recorded sales (last 12 months) — a Districts calculation.

See the full Millfield report →

Keep researching

  • Why Millfield? Read the area thesis →
  • What else is on the market in Millfield →
  • Other records on Wollombi Rd →

Listing material

Listed by Raine & Horne Kurri Kurri

Country Charmer

Nestled in sleepy Millfield, just 13 minutes from Cessnock's CBD, this quaint 3 bedroom cottage presents a perfect opportunity for regional investment or a sound foot in the door for a first home buyer looking to settle in a peaceful rural town.

Featuring an abundance of old world character, this charming cottage features high ceilings, timber flooring, and spacious rooms only found in properties of this era. The home's central lounge is well-sized and features a combustion wood fireplace for toasty winters and also split system air conditioning to keep you cool during the warmer months.

Flowing through you'll find a neat and neutral kitchen with electric cooking facilities together with a large formal dining space for family meal time. The home's main bathroom has been fully renovated for your convenience and features a modern all-in-one design with contemporary tiling and fixtures.

Read the full description

Whether you're a pet owner or after some tinkering space, the well-sized 613m2 block provides plenty of space for outdoor pursuits. The fully fenced block has ample side access together with a small storage shed plus scope to extend, or add a pool or larger shed (STCA).

First home buyers, there's ample potential here to add your own flair to the interiors, or for investors the property is currently leased for $530 per week. Located within walking distance to Millfield cafe and store, and just 1 minute to Millfield Public School, the property is also just 15 minutes to historic Wollombi village and tavern combining convenience with country charm.

• Colorbond & weatherboard 3 bedroom cottage

• Well-sized 613m2 block

• Central formal lounge with combustion wood fireplace

• Split system air conditoning

• Three large bedrooms, two appointed with built-in robes

• Spacious kitchen equipped with electric cooking

• Separate dining area

• Renovated all-in-one main bathroom

• Elevated outdoor entertaining deck

• Exterior laundry

• Storage container

• Fully fenced yard

• 160m to Millfield General Store & PO

• 600m to Millfield Public School

• 11.7km to Cessnock CBD

Disclaimer: All information contained herein is gathered from sources we deem to be reliable. However, we cannot guarantee its accuracy and interested persons should rely on their own enquiries.

Listing description written by Isaac Hanlon, Raine & Horne Kurri Kurri — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.