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NSW › Gwandalan › Gamban Rd

101 Gamban Rd, Gwandalan NSW 2259

For saleHouse for Sale

$1,100,000–$1,140,000

For sale

Asking range

3

Bedrooms

4

Bathrooms

4

Car spaces

505.9 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $1,100,000–$1,140,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $1,100,000–$1,140,000(Listing record · 20 June 2025)
  • FactLand 506 m²; no building size recorded.(Property record)
  • CalculationAsk is 15% above the Gwandalan median recorded sale ($955,000, n=58, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Gwandalan's advertised median rent ($639/wk), implied gross yield would be 3.02% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$1,100,000–$1,140,000

Asking range · $2,174/m² of land

No recorded sale for this property.

Gwandalan at a glance

3,850

People

$955,000

Median sale

$639/wk

Median rent

3.48%

Suburb gross yield

Median sale from 58 recorded sales (last 12 months) — a Districts calculation.

See the full Gwandalan report →

Vs Gwandalan

+15.2%

Median sale

Suburb $955,000

-0.46 pp

Gross yield

Suburb 3.48%

Suburb median $955,000 from 58 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$1,100,000
Stamp Duty (New South Wales)
$43,912
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,147,779

$47,779 on top of the price (4.3% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Gwandalan's advertised median rent — not a rent for this listing.

Net yield
1.52%
Annual cashflow (pre-tax)
$-40,472
Interest cover (DSCR)
0.29
Annual rent
$33,228
Operating expenses
$16,500
Loan amount
$880,000
Annual interest
$57,200
Gross yield
3.02%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$1,100,000–$1,140,000available20 June 2025

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $639/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 3.0%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Gwandalan in one glance

Gwandalan at a glance

3,850

People

$955,000

Median sale

$639/wk

Median rent

3.48%

Suburb gross yield

Median sale from 58 recorded sales (last 12 months) — a Districts calculation.

See the full Gwandalan report →

Keep researching

  • Why Gwandalan? Read the area thesis →
  • What else is on the market in Gwandalan →
  • Other records on Gamban Rd →

Listing material

Listed by Ray White Summerland Point

Stylish, Opposite Waterfront with Great Income

Situated in one of the most sought after streets, opposite waterfront reserve homes in the lakeside suburb of Gwandalan is this majestic two storey home. Whether you are looking to move in or Invest this could be the one for you. Currently generating a great income through holiday bookings. This property also has a studio downstairs.

This property is all about lifestyle so bring your toys. There is a fantastic double drive through carport to a huge rear double garage, plenty of off street parking for your boat, jet ski you decide or a caravan.

From the moment you step inside the elegant front entry, and ascend to your second level you are captivated by an inviting atmosphere of space and tranquility that is enhanced by the neutral tones of the natural light-filled interiors, lake views.

Read the full description

The upper level of the home provides rest and relaxation. The master bedroom, is generous in size with views overlooking the magical Lake Macquarie. the bedroom is supported with built in robes and stunning ensuite. The two remaining bedrooms on this level are supported by a conveniently positioned contemporary main bathroom with a versatile shower over the bath.

For the chef of the family, the home boasts a well-appointed, centrally located kitchen with quality appliances, perfect for hosting a dinner party with family and friends an open plan dining and living areas but wait there is more a covered front deck that is also perfect for entertaining, or winding back with a good book overlooking Lake Macquarie

The lower level of the home ideal for teenagers, guests, in-laws or just those needing some extra room to move, large living area, near new kitchenette and new bathroom.(STCA)* This section also has separate access if required. The laundry is also located on this level with 4th shower and WC.

Additional features include split-system air conditioning and ceiling fans to complement the natural lake breezes.

The home creates the perfect balance of a relaxed lifestyle with a versatile lay out, stunning presentation throughout and such an ideal location, only approx 250 metres from Gwandalan Lions Park where you can launch your boat, relax by the water, have a picnic,, paddle or fish

The home sits on an 505.9sqm block (approx.) with great backyard ideal for the kids and pets to enjoy.

• 250 metres to Gwandalan Lions Reserve, Boat Ramp, relax by the water, have a picnic, go for a paddle or fish.(approx.)

• 200 metres to Gwandalan , Local shops, Bakery, Chemist and Gwandalan Bowling Club (approx.)

• 2 Mins drive to Gwandalan Medical Centre, Gym, Cafe Vet. (approx.)

• 10 Mins drive To Lake Munmorah National Park & Pristine Beaches (approx.)

• 18 Mins drive To Doyalson RSL, Shopping Centres (approx.)

• 40 Mins drive To Newcastle (approx.)

• 75 Mins drive To Hornsby/Wahroonga (approx.)

This property presents an exceptional opportunity for those seeking a practical lifestyle that feels like an all year round vacation. Call Kay Saunderson 0414 614 514 to book your inspection

Disclaimer: Information has been sourced using third parties. As the representing agency, we do not guarantee accuracy, accept no liability, and advise interested parties to conduct their own investigations. Images are indicative only. (STCA)* Subject to Council Approval

Listing description written by Kay Saunderson, Ray White Summerland Point — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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