Gerringong at a glance
4,164
People
$1,547,500
Median sale
$700/wk
Median rent
2.35%
Suburb gross yield
Median sale from 44 recorded sales (last 12 months) — a Districts calculation.
NSW › Gerringong › Fern St
$5,100,000
Last sold
3 Nov 2020
3
Bedrooms
3
Bathrooms
7
Car spaces
577 m²
Land
1,415 m²
Building
Districts View
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Last sold
$5,100,000
3 Nov 2020 · derived via latest_sale
Gerringong at a glance
4,164
People
$1,547,500
Median sale
$700/wk
Median rent
2.35%
Suburb gross yield
Median sale from 44 recorded sales (last 12 months) — a Districts calculation.
Vs Gerringong
+229.6%
Median sale
Suburb $1,547,500
-1.64 pp
Gross yield
Suburb 2.35%
Suburb median $1,547,500 from 44 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Planning
Planning scheme
Kiama Local Environmental Plan 2011
Zone
Infrastructure
SP2
Jurisdiction
Kiama
Kiama, NSW
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
The official layer maps a heritage listed area on this parcel, intersecting about 4.5% of it (NSW ePlanning Spatial Viewer, retrieved 31 Aug 2026). Verify the extent against the title before relying on unaffected land.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWZoned Infrastructure · SP2 (Kiama Local Environmental Plan 2011). Official parcel area about 579 m². Dual occupancy looks constrained by site overlays or terrain. Two-lot subdivision looks unlikely on the loaded constraints. This is a screen, not a planning certificate. Zoning and lot facts are a starting point, not proof this lot outperforms the suburb. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Heritage constraint may block demolition or dual occupancy even on a large block. Minimum lot size is not loaded, so two-lot subdivision is not confirmed. The listing may look cheap relative to land or the street. What reduces it: Item - General. Heritage can block demolition and dual occupancy even when land size looks like a site. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $700/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms. Heritage constraints are a maintenance and alteration cost, not usually a rent premium by themselves.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
Loaded constraints look like they kill a naive land-size story. Pay house money, or walk, until a planner confirms a pathway.
Detail
The listing may look cheap relative to land or the street. What reduces it: Item - General. Heritage can block demolition and dual occupancy even when land size looks like a site.
Nearby competing dwellings and net yield are still unknown.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
3 of 10 questions answered so far
Development optionality of this lot
KnownmediumZoned Infrastructure · SP2 (Kiama Local Environmental Plan 2011). Official parcel area about 579 m². Dual occupancy looks constrained by site overlays or terrain. Two-lot subdivision looks unlikely on the loaded constraints. This is a screen, not a planning certificate.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
KnownmediumThe listing may look cheap relative to land or the street. What reduces it: Item - General. Heritage can block demolition and dual occupancy even when land size looks like a site.
Lot-level flood
UnknownFlood overlay has not been queried for this lot. Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownNo DA adapter returned applications for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Gerringong at a glance
4,164
People
$1,547,500
Median sale
$700/wk
Median rent
2.35%
Suburb gross yield
Median sale from 44 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by McLaren Real EstateLovingly labelled 'Cloud 9', 104 Fern Street is a one-of-a-kind luxury penthouse with a lot to offer. Located in sunny, seaside Gerringong, where the sand is hot, the ice creams are cold, and the shopping and dining is a masterclass, 104 Fern Street boasts vast ocean views and an idyllic lifestyle. And if that wasn't enough, this penthouse playground comes tenanted with the four shops it sits upon – currently, a café, fashion store, restaurant and ice-creamery – which provide an annual return of $250 000. This property is perfect pickup for those looking to live the beachside holiday lifestyle, or for those looking for a clever investment as an upscale rental option.
Cloud 9 is an eminently spacious three-bedroom penthouse, designed with manoeuvrability in mind, and a healthy respect for natural lighting. The ceiling-high glass walls grant constant, gorgeous ocean views, and keep you connected with Gerringong's vibrant beachside atmosphere 24/7.
From the modern open-plan designer kitchen and soaring peaked ceiling, to the sunny dining and relaxation spaces both inside and out, 104 Fern Street offers a truly fashionable, luxury living experience. Everything has been keyed to a higher, resort-style standard – a spa-like main bathroom and accompanying Scandinavian sauna room; ultra-spacious master bedroom with ensuite and walk-in wardrobe, and two remaining double bedrooms for family and visitors; a large glass-fenced rooftop pool and surrounding balcony for your daily dose of sunshine and fresh air, and a home cinema room for when the winds start to chill.
This unique opportunity doesn't come around very often. Perfect for those looking for a life of sunny, beachside luxury, or an incredible investment opportunity in both holiday rental and retail tenancy, 104 Fern Street offers simply unbeatable value.
Don't waste a moment - call McLaren Real Estate ASAP to make Cloud 9 a reality.
Other features include:
• Land size – 577 square metres, building size 1415 square metres
• Luxury 3-bedroom penthouse with stunning ocean views
• Four tenanted retail shops below the home
• Outdoor deck and rooftop swimming pool, and indoor sauna
• Short walk to Werri Beach
Disclaimer:
All information contained herein is gathered from sources we deem to be reliable. However, we cannot guarantee its accuracy and interested persons should rely on their own enquiries.
Listing description written by Lincon McLaren, McLaren Real Estate — reproduced as published, not verified by Districts.
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