Districts
SuburbsBlogSearch
Sign inGet started
Districts
SuburbsBlogSearch
Sign inGet started

VIC › Campbells Creek › Main Rd

105 Main Rd, Campbells Creek VIC 3451

For saleHouse for Sale

$1,295,000

For sale

Asking

3

Bedrooms

2

Bathrooms

5

Car spaces

2,290 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $1,295,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $1,295,000(Listing record · 19 Mar 2025)
  • CalculationLand 2,290 m² against a 267 m² dwelling — the land is most of what is being bought.(Districts calculation)
  • CalculationAsk is 98% above the Campbells Creek median recorded sale ($655,000, n=31, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Campbells Creek's advertised median rent ($465/wk), implied gross yield would be 1.87% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

  • InterpretationA large lot with a small dwelling means the value case rests on the land and what the zone allows on it, not the house.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$1,295,000

Asking · $566/m² of land

No recorded sale for this property.

Campbells Creek at a glance

2,434

People

$655,000

Median sale

$465/wk

Median rent

3.69%

Suburb gross yield

Median sale from 31 recorded sales (last 12 months) — a Districts calculation.

See the full Campbells Creek report →

Vs Campbells Creek

+97.7%

Median sale

Suburb $655,000

-1.82 pp

Gross yield

Suburb 3.69%

Suburb median $655,000 from 31 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$1,295,000
Stamp Duty (Victoria)
$71,225
Transfer/Registration Fee
$3,135
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,373,060

$78,060 on top of the price (6.0% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Campbells Creek's advertised median rent — not a rent for this listing.

Net yield
0.37%
Annual cashflow (pre-tax)
$-62,585
Interest cover (DSCR)
0.07
Annual rent
$24,180
Operating expenses
$19,425
Loan amount
$1,036,000
Annual interest
$67,340
Gross yield
1.87%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$1,295,000available19 Mar 2025

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $465/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 1.9%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Campbells Creek in one glance

Campbells Creek at a glance

2,434

People

$655,000

Median sale

$465/wk

Median rent

3.69%

Suburb gross yield

Median sale from 31 recorded sales (last 12 months) — a Districts calculation.

See the full Campbells Creek report →

Keep researching

  • Why Campbells Creek? Read the area thesis →
  • What else is on the market in Campbells Creek →
  • Other records on Main Rd →

Listing material

Listed by Belle Property Bendigo | Castlemaine | Maldon

1873 Holy Trinity Brick Church – A Closer to Heaven Lifestyle

Step into an extraordinary piece of history where timeless heritage meets contemporary luxury. Originally built in 1873, the Holy Trinity Brick Church has been thoughtfully transformed into a truly unique residential conversion, offering exceptional character, beautifully established gardens, and endless possibilities for creative, lifestyle, or commercial use.

Featured on Open for Inspection Season 1, Episode 10 on Channel 9, this landmark property was recognised as an outstanding example of adaptive heritage restoration. With its striking architecture, high-profile presence, and unforgettable atmosphere, it presents a rare opportunity to create an inspiring destination.

Whether envisioned as a private residence, art gallery, boutique retail space, wedding or events venue, cellar door, wellness retreat, professional practice, or bespoke business headquarters, the possibilities are limited only by your imagination.

Read the full description

A property of this calibre is seldom offered-an iconic setting where history, beauty, and opportunity come together in one remarkable address.

You can watch the episode here:

https://www.9now.com.au/open-for-inspection/season-1/episode-10

Luxe Country Interior

• The Brick Church: Showcasing grand buttresses, original windows, timber floors and soaring ceilings, this magnificent space is perfect for creative pursuits, a business studio, or simply an extraordinary private home.

• The Timber Sunday School Hall: A split-level lounge and dining area designed for connection and relaxation, filled with natural light and country charm.

• Master Suite: Complete with walk-in wardrobe, ensuite, and private balcony overlooking the gardens.

• Two Additional Bedrooms: Both spacious with built-in robes and direct garden access.

• Country Bathroom: Rustic character meets modern practicality in this beautifully finished space.

Features & Finishes

• Designer wallpapers and character details throughout add warmth and individuality.

• Expansive north-facing deck for entertaining or quiet reflection among the trees.

• Wash-house style laundry with third outdoor toilet for added convenience.

• Solid timber kitchen with modern appliances and a sunny dining nook framed by casement windows.

Gardens & Grounds

A double front entrance sits privately behind leafy hedging, while rear street access leads to a three-car carport and an impressive 9x6m garage – ideal for hobbies, storage, or creative use. The established gardens complete this picture-perfect retreat.

Location

Just 3km from Castlemaine's town centre for easy access to shopping, dining, and transport. Walk to the local school, bus stop, and nearby amenities – enjoy the ease of town convenience with a tranquil country feel.

A Sanctuary of History and Heart

Embrace the country lifestyle with a touch of luxe – 1873 Holy Trinity Brick Church is your sanctuary, offering a perfect blend of history, elegance, and functionality.

Don't miss out on this one-of-a-kind property – Inspect by appointment.

Listing description written by Rob Waller, Belle Property Bendigo | Castlemaine | Maldon — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Balcony
  • Built-in Robes
  • Dishwasher
  • Living Areas: 2
  • Solar Panels
  • Toilets: 3
  • Workshop
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

Research

  • Property search
  • Suburb profiles
  • Blog
  • Calculators
  • Follow suburbs
  • Sign in

Learn

  • How we use data
  • What's covered
  • Questions
  • Who it's for
  • Access

Company

  • About
  • Contact
  • support@districts.com.au

Legal

  • Privacy
  • Terms

© 2026 Districts

districts.com.au

Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.