Districts
SuburbsBlogSearch
Sign inGet started
Districts
SuburbsBlogSearch
Sign inGet started

NSW › Walcha › Derby St

105S Derby St, Walcha NSW 2354

For saleRural Property

$850,000

For sale

Asking

$380,000

Last sold

6 Nov 2020

4

Bedrooms

1

Bathrooms

0

Car spaces

47,900 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $850,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $850,000(Listing record · 18 June 2025)
  • FactLand 47,900 m²; no building size recorded.(Property record)
  • CalculationRecorded Rural Property sales in Walcha (last 5 years) with land size: median $3/m² of land (n=4). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 109% above the Walcha median recorded sale ($406,315, n=8, last 24 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Walcha's advertised median rent ($406/wk), implied gross yield would be 2.48% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$850,000

Asking · $18/m² of land

Last recorded sale $380,000 (6 Nov 2020).

Local land rate: recorded Rural Property sales in Walcha (last 5 years) with land size have a median of $3/m² of land (n=4). Districts calculation from recorded sales — not a valuation.

Walcha at a glance

2,449

People

$406,315

Median sale

$406/wk

Median rent

5.20%

Suburb gross yield

Median sale from 8 recorded sales (last 24 months) — a Districts calculation.

See the full Walcha report →

Vs Walcha

+109.2%

Median sale

Suburb $406,315

-2.72 pp

Gross yield

Suburb 5.20%

Suburb median $406,315 from 8 recorded sales (last 24 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$850,000
Stamp Duty (New South Wales)
$32,662
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$886,529

$36,529 on top of the price (4.3% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Walcha's advertised median rent — not a rent for this listing.

Net yield
0.98%
Annual cashflow (pre-tax)
$-35,838
Interest cover (DSCR)
0.19
Annual rent
$21,112
Operating expenses
$12,750
Loan amount
$680,000
Annual interest
$44,200
Gross yield
2.48%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

202020232025$380k$850k
  • Sold (recorded)
  • Asking price (not a sale)
  1. Listed$850,000available17 June 2025
  2. Sold$380,0006 Nov 2020
  3. Listedprice unknowncompleted17 Aug 2020
  4. Listedprice unknowncompleted17 Aug 2020

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $406/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 2.5%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Walcha in one glance

Walcha at a glance

2,449

People

$406,315

Median sale

$406/wk

Median rent

5.20%

Suburb gross yield

Median sale from 8 recorded sales (last 24 months) — a Districts calculation.

See the full Walcha report →

Keep researching

  • Why Walcha? Read the area thesis →
  • What else is on the market in Walcha →
  • Other records on Derby St →

Listing material

Listed by Davidson Cameron & Co Gunnedah

Equine Lifestyle Delight ~ 12 acres of Endless Possibilities

Conveniently located within the township of Walcha we present the rare opportunity to secure a recently renovated 3 bedroom cottage situated on 12 acres of fertile river flats.

This small acreage lifestyle block would be perfect for the hobby farmer or horse enthusiast.

The home features three tidy bedrooms, with built-in wardrobes. The renovated bathroom includes a modern shower and separate built-in bathtub. There are two separate toilets for extra convenience.

Read the full description

A key highlight of the modern vibrant kitchen is its functionality and abundance of storage, equipped with an induction cooktop, electric oven and dishwasher. Generous bench space for food preparation and a breakfast bar for a second dining area.

The kitchen opens out to a large undercover outdoor living area ideal for entertaining. The rural outlook over the Apsley River is perfect in all seasons with the protection of adjustable, clear weather shield blinds. Cosy living and dining area has been freshly painted and fitted with easy clean timber like flooring. The reverse cycle air conditioner in the family room ensures comfort no matter the season, whilst the wood heater provides additional heating. The house yard is fully fenced with an easy to maintain yard.

A large 5 bay shed which contains a 2-bay cement floor workshop with electricity and lockable roller door access. An additional storage shed and undercover carport provides ample storage facilities. The remaining space has been converted into 5 horse stables & fenced into functionally sized horse paddocks with a laneway system and four animal weather shelters.

Situated within easy walking distance to the Walcha CBD along cement foot paths and the local school bus stop at the front door. The productive 12 acres has endless opportunities with an irrigation licence from the Apsley River.

To arrange your viewing and secure your chance to own this property, do not let this rare opportunity pass you by - act now!

• Council rates approx. $2,793.60 p/a

Listing description written by Troy Davey, Davidson Cameron & Co Gunnedah — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

Research

  • Property search
  • Suburb profiles
  • Blog
  • Calculators
  • Follow suburbs
  • Sign in

Learn

  • How we use data
  • What's covered
  • Questions
  • Who it's for
  • Access

Company

  • About
  • Contact
  • support@districts.com.au

Legal

  • Privacy
  • Terms

© 2026 Districts

districts.com.au

Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.