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NSW › Kilaben Bay › Ridge Rd

106 Ridge Rd, Kilaben Bay NSW 2283

House

$950,000

Last sold

5 Mar 2026

3

Bedrooms

2

Bathrooms

2

Car spaces

693.3 m²

Land

275 m²

Building

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

What should you know about this lot before spending serious money?

Why this property?

  • FactLast recorded sale $950,000 (5 Mar 2026).(Recorded sale)
  • CalculationRecorded House sales in Kilaben Bay (last 5 years) with land size: median $1,228/m² of land (n=26). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)

What could make it worth more?

  • FactZoned Low Density Residential (R2) under the Lake Macquarie Local Environmental Plan 2014.(NSW ePlanning Spatial Viewer · 30 Aug 2026)

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

No verification items generated for this record.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

What this lot has actually traded at

Last sold

$950,000

5 Mar 2026 · derived via latest_sale

Local land rate: recorded House sales in Kilaben Bay (last 5 years) with land size have a median of $1,228/m² of land (n=26). Districts calculation from recorded sales — not a valuation.

Kilaben Bay at a glance

1,691

People

$1,040,430

Median sale

$390/wk

Median rent

1.95%

Suburb gross yield

Median sale from 8 recorded sales (last 12 months) — a Districts calculation.

See the full Kilaben Bay report →

Vs Kilaben Bay

-8.7%

Median sale

Suburb $1,040,430

+0.18 pp

Gross yield

Suburb 1.95%

Suburb median $1,040,430 from 8 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Planning

Planning and development

Planning scheme

Lake Macquarie Local Environmental Plan 2014

Zone

Low Density Residential

R2

Jurisdiction

Lake Macquarie

Lake Macquarie, NSW

Planning overlays

  • heightDetected
  • heritageNot detected

Planning constraints

  • 98.5

Development activity

Not detected

Source

  • Provider: NSW ePlanning Spatial Viewer
  • Dataset: Planning Portal Principal Planning — Land Zoning Map
  • Retrieved: 30 Aug 2026
  • Version: 1
  • Parcel: 103802539

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not detected — official

The official layer was queried and no heritage listed area was detected on this parcel (NSW ePlanning Spatial Viewer, retrieved 30 Aug 2026). Mapped layers change — this is the strongest all-clear Districts can give, not a certificate.

Records

Property history

  1. Sold$950,0005 Mar 2026
  2. Listedprice unknowncompleted28 Jan 2026
  3. Listedprice unknowncompleted28 Jan 2026
  4. Listedprice unknowncompleted28 Jan 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Confidence: medium

Zoned Low Density Residential · R2 (Lake Macquarie Local Environmental Plan 2014). Official parcel area about 695 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. If the dual occupancy pathway survives a planner’s check, this lot can outperform a same-suburb house that is hold-as-is only. That is not a forecast. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Minimum lot size is not loaded, so two-lot subdivision is not confirmed. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $390/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

This looks more compelling as a land / capital-growth play than a pure yield play — if the dual occupancy pathway survives a planner’s check.

Detail

Zoned Low Density Residential · R2 (Lake Macquarie Local Environmental Plan 2014). Official parcel area about 695 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.

Read more

Achieved rent for this address has not been inferred. Gross yield on advertising copy is not the deal.

Nearby DA pipeline is unknown, so neighbourhood change is not in this verdict.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

4 of 10 questions answered so far

  • Development optionality of this lot

    Knownmedium

    Zoned Low Density Residential · R2 (Lake Macquarie Local Environmental Plan 2014). Official parcel area about 695 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Knownmedium

    Official parcel about 695 m² — land size can look like optionality. No material overlays were returned that would explain a discount. That is not proof the price is fair. Nearby DAs, easements, and flood-layer gaps can still explain a cheap-looking listing — those are not all loaded.

  • Lot-level flood

    Unknown

    Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Knownmedium

    No development applications were returned for this parcel. That is not a statement about nearby lots.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Kilaben Bay in one glance

Kilaben Bay at a glance

1,691

People

$1,040,430

Median sale

$390/wk

Median rent

1.95%

Suburb gross yield

Median sale from 8 recorded sales (last 12 months) — a Districts calculation.

See the full Kilaben Bay report →

Keep researching

  • Why Kilaben Bay? Read the area thesis →
  • What else is on the market in Kilaben Bay →
  • Other records on Ridge Rd →

Listing material

Listed by Clarke & Co Estate Agents

RELAXED FAMILY LIVING IN A PRIME KILABEN BAY SETTING!

Property Highlights:

- An impressive two storey home offering plenty of space inside and out!

- A sparkling inground saltwater pool framed by tropical gardens

Read the full description

- Gas hot water, bottled LPG gas and NBN fibre to the premises

- Fujitsu ducted air conditioning, a gas bayonet and ceiling fans

- Laminate and carpet flooring, vertical blinds and LED downlights

- Large open plan living and dining room, a sunroom, plus a downstairs games room

- Stunning kitchen boasting 40mm Caesarstone benchtops, a large island bench, an undermount dual sink, a built-in pantry, a bar area, gas cooking and quality appliances

- Three bedrooms, two with built-in robes, the main with a walk-in and direct access to the bathroom

- Three way designed bathroom with a bath, a shower and a separate WC, plus an additional bathroom downstairs

- Timber deck alfresco overlooking the fully fenced grassed backyard

- Attached double garage with internal access via a Pneumatic lift

Outgoings:

Council rates: $2081.6 approx. per annum

Water rates: $837.42 approx. per annum

Rental Return: $700 approx. per week

Spanning two generous levels, this brick and Colorbond roof home offers spacious living zones and a sparkling inground pool for the family to enjoy. Set on a 693.3 sqm parcel of land, this impressive home delivers a relaxed family layout with plenty of room to entertain, unwind and grow.

Set close to Catalina Bay, this address enjoys a strong connection to the water, with scenic outlooks and popular fishing spots only moments away. Toronto's shops, cafés and everyday services are only 5 minutes from home, while Warners Bay's vibrant foreshore and dining scene is around a 20 minute drive. Newcastle sits approximately 45 minutes away, and the Hunter Valley vineyards are within a 40 minute drive, connecting you to the best of the region with ease.

A large grassed front yard framed by established gardens creates an inviting first impression, with a wide driveway leading to the attached double garage, with internal access via a pneumatic lift.

Inside, laminate flooring through the main living areas and carpeted bedrooms are complemented by LED downlights, vertical blinds and Fujitsu ducted air conditioning, setting a comfortable and modern tone throughout.

The three bedrooms are all generous in size and fitted with ceiling fans with lights. The main bedroom is complemented by a walk-in wardrobe and direct connection to the bathroom, while bedrooms two and three are equipped with built-in wardrobes, making the layout both practical and family friendly. The three way designed bathroom includes a vanity, a built-in bath and a shower with a rain showerhead, along with a separate WC for added convenience.

Positioned at the front of the home, the living and dining area is filled with natural light from a bay style window and enhanced by a gas bayonet and two ceiling fans with lights, creating a welcoming space for both relaxed evenings and entertaining guests. The kitchen is equally impressive, showcasing 40mm Caesarstone benchtops, a large island bench, a 900mm Smeg oven with a gas cooktop, a rangehood, a Miele dishwasher, a tiled splashback, an undermount dual sink, a built-in pantry and a dedicated bar area.

At the rear of the home, the sunroom provides a versatile retreat with a ceiling fan and a sliding door opening to the timber deck alfresco. Downstairs, adjoining the garage, a games room with LED downlights and concrete flooring is accompanied by a bathroom with a shower and a toilet, offering flexibility for family and poolside use.

The fully fenced backyard features a covered rear verandah and a spacious grassed lawn for children and pets, while the saltwater inground pool is framed by lush, tropical style gardens, creating a private resort feel at home.

Homes that combine flexible living, outdoor enjoyment and such a desirable setting are always in high demand. With a large amount of interest expected, we encourage our clients to contact the team at Clarke & Co Estate Agents today to arrange their inspections.

Why you'll love where you live;

- Set within moments of the sparkling shores of Catalina Bay

- 5 minutes to Toronto, with a range of services, dining options and recreational spaces

- A 20 minute drive to Warners Bay with shops, cafes and restaurants to enjoy

- 15 minutes to Speers Point Park with cafes, a playground, and lakeside walking tracks to explore

- 45 minutes from Newcastle's city and beaches

- 40 minutes to the sights and gourmet delights of the Hunter Valley vineyards

Disclaimer:

All information contained herein is gathered from sources we deem to be reliable. However, we cannot guarantee its accuracy and interested persons should rely on their own enquiries.

Listing description written by Ryan Nichols, Clarke & Co Estate Agents — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Built-in Robes
  • Deck
  • Dishwasher
  • Fully Fenced
  • Living Areas: 2
  • In-Ground Pool
  • Toilets: 2
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.