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SA › Penola › Dergholm Rd

108 Dergholm Rd, Penola SA 5277

For saleRural Property

$280,000

For sale

Asking

$1,000,000

Last sold

9 Oct 2025

4

Bedrooms

2

Bathrooms

0

Car spaces

50,000 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $280,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $280,000(Listing record · 19 Nov 2025)
  • FactLand 50,000 m²; no building size recorded.(Property record)
  • CalculationAsk is 38% below the Penola median recorded sale ($452,500, n=10, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Penola's advertised median rent ($312/wk), implied gross yield would be 5.79% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

  • FactZoned Rural (Ru) under the Planning and Design Code.(Location SA · 31 Aug 2026)

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$280,000

Asking · $6/m² of land

Last recorded sale $1,000,000 (9 Oct 2025).

Penola at a glance

1,674

People

$452,500

Median sale

$312/wk

Median rent

3.59%

Suburb gross yield

Median sale from 10 recorded sales (last 12 months) — a Districts calculation.

See the full Penola report →

Vs Penola

-38.1%

Median sale

Suburb $452,500

+2.20 pp

Gross yield

Suburb 3.59%

Suburb median $452,500 from 10 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$280,000
Stamp Duty (South Australia)
$10,380
Transfer/Registration Fee
$2,768
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$296,848

$16,848 on top of the price (6.0% extra)

  • Stamp Duty (South Australia)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: South Australia schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Penola's advertised median rent — not a rent for this listing.

Net yield
4.29%
Annual cashflow (pre-tax)
$-2,536
Interest cover (DSCR)
0.83
Annual rent
$16,224
Operating expenses
$4,200
Loan amount
$224,000
Annual interest
$14,560
Gross yield
5.79%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning scheme

Planning and Design Code

Zone

Rural

Ru

Jurisdiction

Wattle Range

Wattle Range, SA

Planning overlays

  • Data unavailable

Development activity

Data unavailable

Source

  • Provider: Location SA
  • Dataset: Planning and Design Code Zones
  • Retrieved: 31 Aug 2026
  • Version: 1
  • Parcel: 8413261109

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

2025$280k$1.0m$280k
  • Sold (recorded)
  • Asking price (not a sale)
  1. Listed$280,000available19 Nov 2025
  2. Sold$1,000,0009 Oct 2025
  3. Listed$280,000available8 Sept 2025
  4. Listed$280,000available8 Sept 2025
  5. Listedprice unknowncompleted11 Mar 2025
  6. Listedprice unknowncompleted11 Mar 2025
  7. Listedprice unknowncompleted11 Mar 2025

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

SA

Why this lot, not just this suburb

Why could this property outperform?

Confidence: low

Zoned Rural (Planning and Design Code). Official parcel area about 373,749 m². Dual occupancy is not confirmed from the controls loaded for this lot. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. Zoning and lot facts are a starting point, not proof this lot outperforms the suburb. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Street frontage and true lot geometry are not confirmed without open cadastre. Minimum lot size is not loaded, so two-lot subdivision is not confirmed. Nearby development applications are not loaded. This lot’s own applications are a separate question.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $312/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Nearby development applications are not loaded. This lot’s own applications are a separate question. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 5.8%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

3 of 10 questions answered so far

  • Development optionality of this lot

    Knownlow

    Zoned Rural (Planning and Design Code). Official parcel area about 373,749 m². Dual occupancy is not confirmed from the controls loaded for this lot. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.

  • Nearby development pipeline

    Unknown

    Nearby development applications are not loaded. This lot’s own applications are a separate question.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Knownmedium

    Official parcel about 373,749 m² — land size can look like optionality. No material overlays were returned that would explain a discount. That is not proof the price is fair. Nearby DAs, easements, and flood-layer gaps can still explain a cheap-looking listing — those are not all loaded.

  • Lot-level flood

    Unknown

    Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    No DA adapter returned applications for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Penola in one glance

Penola at a glance

1,674

People

$452,500

Median sale

$312/wk

Median rent

3.59%

Suburb gross yield

Median sale from 10 recorded sales (last 12 months) — a Districts calculation.

See the full Penola report →

Keep researching

  • Why Penola? Read the area thesis →
  • What else is on the market in Penola →
  • Other records on Dergholm Rd →

Listing material

Listed by Ray White Mt Gambier

Create a Life Surrounded by Gums and Vines

For those with a grand vision, the opportunity to craft a home from the ground up on a massive scale is a rare gift. We are thrilled to present this vacant allotment spanning an immense 4.586ha, offering a blank canvas for your most ambitious dreams.

This allotment is more than just land; it's a gateway to a lifestyle defined by space, tranquility, and natural beauty.

Located a mere 2.3 kilometers from the vibrant heart of Penola, you'll enjoy the serenity of country living without sacrificing the convenience of nearby shops, cafes, and schools.

Read the full description

The potential here is truly unlimited.

Whether you envision a sprawling family estate with room for a hobby farm, a boutique vineyard to complement the nearby Coonawarra region, or simply a luxurious lifestyle property with unparalleled privacy and space, these allotments provide the perfect foundation.

Imagine waking up to the gentle rustle of leaves and the sight of your own flourishing land.

Adding to the appeal and convenience, this allotment also features bitumised road frontage and electricity availability ensuring smooth and easy access to your future property.

Penola is a town rich in history and charm, and its proximity to the renowned Coonawarra wine region makes it a destination for wine lovers and connoisseurs.

These allotments offer a unique opportunity to become a part of this prestigious community, surrounded by ancient gums that define the landscape.

This allotment represents more than an investment; it is an invitation to build a home and a life tailored precisely to your dreams.

Don't miss this chance to secure your own immense slice of this exceptional corner of South Australia.

Please note: All vines are being removed from this allotment.

RLA 291953

Listing description written by Tahlia Gabrielli, Ray White Mt Gambier — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.