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NSW › Coffs Harbour › Diggers Beach Rd

11/6 Diggers Beach Rd, Coffs Harbour NSW 2450

For saleTownhouse

$1,150,000

For sale

Asking

3

Bedrooms

2

Bathrooms

2

Car spaces

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $1,150,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $1,150,000(Listing record · 9 June 2026)
  • CalculationAsk is 31% above the Coffs Harbour median recorded sale ($880,000, n=117, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Coffs Harbour's advertised median rent ($595/wk), implied gross yield would be 2.69% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$1,150,000

Asking

No recorded sale for this property.

Coffs Harbour at a glance

28,089

People

$880,000

Median sale

$595/wk

Median rent

3.52%

Suburb gross yield

Median sale from 117 recorded sales (last 12 months) — a Districts calculation.

See the full Coffs Harbour report →

Vs Coffs Harbour

+30.7%

Median sale

Suburb $880,000

-0.83 pp

Gross yield

Suburb 3.52%

Suburb median $880,000 from 117 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$1,150,000
Stamp Duty (New South Wales)
$46,162
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,200,029

$50,029 on top of the price (4.4% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Coffs Harbour's advertised median rent — not a rent for this listing.

Net yield
1.19%
Annual cashflow (pre-tax)
$-46,110
Interest cover (DSCR)
0.23
Annual rent
$30,940
Operating expenses
$17,250
Loan amount
$920,000
Annual interest
$59,800
Gross yield
2.69%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$1,150,000available9 June 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $595/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 2.7%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Coffs Harbour in one glance

Coffs Harbour at a glance

28,089

People

$880,000

Median sale

$595/wk

Median rent

3.52%

Suburb gross yield

Median sale from 117 recorded sales (last 12 months) — a Districts calculation.

See the full Coffs Harbour report →

Keep researching

  • Why Coffs Harbour? Read the area thesis →
  • What else is on the market in Coffs Harbour →
  • Other records on Diggers Beach Rd →

Listing material

Listed by Century 21 Coffs Coast

Coastal Luxury with Ocean Views, Rare Beachside Opportunity

Welcome to a lifestyle opportunity that is becoming increasingly difficult to secure. Perfectly positioned in the highly sought-after Diggers Beach precinct, this architecturally designed residence captures beautiful ocean views, cooling sea breezes and abundant natural light throughout. Featuring soaring ceilings, louvred windows, expansive floor-to-ceiling doors and a generous entertaining balcony, the home has been thoughtfully designed to embrace its exceptional coastal setting.

Designed to maximise natural light and capture warm winter sunshine during the cooler months, the home delivers year-round comfort while making the most of its unique coastal position. Light-filled interiors, generous proportions and a seamless connection between indoor and outdoor living create a welcoming atmosphere that is both sophisticated and relaxed.

Properties of this calibre are rarely offered to market. Combining house-sized proportions, genuine ocean views, low-maintenance living and one of Coffs Harbour's most desirable beachside addresses, this is a unique opportunity in a location where demand consistently exceeds supply.

Read the full description

Key Features

> Architecturally designed residence in a tightly held beachside location

> Spectacular ocean and coastal views from multiple vantage points

> 600m walk to Diggers Beach

> Approx. 211m² of internal living space

> Three generous bedrooms plus dedicated study

> Master retreat positioned on the main living level with large built-in wardrobe, ensuite and direct balcony access

> Two additional bedrooms privately positioned upstairs with built-in robes

> Dedicated study or home office with its own private balcony

> Main bathroom featuring separate bath and shower

> Additional powder room servicing the living level

> Light-filled open plan living and dining area with soaring ceilings

> Tasmanian Oak timber flooring

> Large floor-to-ceiling doors opening onto a generous entertaining balcony

> Louvred windows designed to maximise natural airflow and capture cooling sea breezes

> Contemporary kitchen with quality appliances, breakfast bar and excellent storage

> Beautiful natural light throughout all seasons

> Private tropical courtyard surrounded by established landscaping

> Recently repainted throughout

> Double lock-up garage with internal access

> Quiet, well-maintained complex with strata-managed grounds

> Low-maintenance lifestyle without compromising on space or comfort

Lifestyle & Location

Set in one of Coffs Harbour's most desirable coastal enclaves, Diggers Beach offers an enviable lifestyle just moments from the sand and surf. Enjoy easy access to Diggers Beach, scenic coastal walking tracks, popular cafés, restaurants, resorts and the vibrant Coffs Harbour CBD.

Positioned within a quiet boutique complex and surrounded by quality homes, this residence delivers the perfect combination of convenience, privacy and low-maintenance coastal living. The tightly held nature of this location, combined with the home's size, outlook and proximity to the beach, makes it a standout offering within the local market.

Whether you're seeking a permanent residence, coastal retreat or quality investment, this exceptional home delivers an outstanding lifestyle in one of the Coffs Coast's most sought-after beachside communities.

Contact Details:

Darcy Kean | 0405 116 697 | darcy.kean@century21.com.au

Property Details

Council Rates: Approx. $2,722 per annum

Strata Levies: Approx. $1,087 per quarter

Zoning: R2 Low Density Residential

Floor Size: 266m²

Disclaimer

Disclaimer: While all care has been taken to ensure the accuracy of this information, Century 21 Coffs Coast provides no warranty regarding its accuracy and recommends that interested parties conduct their own inquiries. All measurements, figures, and descriptions are provided as a guide only and should not be relied upon as a substitute for legal, financial, or real estate advice. Any interested persons should rely on their own investigations to verify the information contained herein.

Listing description written by Darcy Kean, Century 21 Coffs Coast — reproduced as published, not verified by Districts.

Property features

  • Balcony
  • Broadband
  • Built-in Robes
  • Courtyard
  • Dishwasher
  • Floorboards
  • Outdoor Entertaining
  • Remote Garage
  • Secure Parking
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.