Wonthaggi at a glance
6,123
People
$540,000
Median sale
$459/wk
Median rent
4.42%
Suburb gross yield
Median sale from 77 recorded sales (last 12 months) — a Districts calculation.
VIC › Wonthaggi › Cuttlers Circuit
$725,000–$765,000
For sale
Asking range
3
Bedrooms
1
Bathrooms
2
Car spaces
728 m²
Land
Districts View
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Asking
$725,000–$765,000
Asking range · $996/m² of land
No recorded sale for this property.
Wonthaggi at a glance
6,123
People
$540,000
Median sale
$459/wk
Median rent
4.42%
Suburb gross yield
Median sale from 77 recorded sales (last 12 months) — a Districts calculation.
Vs Wonthaggi
+34.3%
Median sale
Suburb $540,000
-1.13 pp
Gross yield
Suburb 4.42%
Suburb median $540,000 from 77 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Based on the low end of the asking range, not a contract price.
$44,071 on top of the price (6.1% extra)
Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.
Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.
Based on the low end of the asking range, not a contract price.
Pre-filled with Wonthaggi's advertised median rent — not a rent for this listing.
Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
VICPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.
Rental
No advertised rent is recorded. Suburb median rent $459/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Gross yield if leased at the suburb aggregate is 3.3%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownVictoria has no public statewide property-level DA API. Nearby pipeline is unknown.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownStatutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.
Net yield / holding costs
UnknownNet yield / holding costs are not estimated outside NSW without inventing land tax.
Area
Wonthaggi at a glance
6,123
People
$540,000
Median sale
$459/wk
Median rent
4.42%
Suburb gross yield
Median sale from 77 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Inverloch3996 | @realtySome homes are built to a budget. This one was built with intention. From the moment you step onto the hardwood floors beneath soaring ceilings and hand-finished crown mouldings, it is clear that 11 Cuttlers Circuit was designed for people who value how a home actually feels to live in, not just how it photographs. Add a powered workshop, gated side access, and rear laneway storage with unrestricted height clearance, and you have something genuinely rare on the Bass Coast.
Inside, the home delivers warmth and craftsmanship at every turn. Hardwood timber floors run through the living areas, complemented by high ceilings, decorative crown mouldings, and feature timber ceiling details that give the home a richness rarely found in this price range. The bathroom is a retreat in itself, anchored by a classic clawfoot tub and finished with quality fittings that reward the details. Solar panels and water tanks have been thoughtfully integrated, keeping running costs in check without compromising the home's aesthetic.
Outdoors, the property is as practical as it is liveable. An undercover patio extends the living space into the garden, creating a sheltered spot for morning coffees or evening meals regardless of the season. The undercover fernery adds a lush, private dimension to the outdoor areas, ideal for those who find genuine pleasure in nurturing green spaces. The property's infrastructure sets it apart from almost everything else available locally: gated side access accommodates a boat or additional vehicle with ease, while rear laneway access with a dedicated crossover provides secure, unrestricted-height storage for a caravan, boat, or trailer. The powered shed and workshop complete the picture for tradies, hobbyists, or anyone who needs serious space to work and store.
Located in one of Wonthaggi's sought-after pockets, the home sits within easy reach of the town's full range of services. Wonthaggi serves as the Bass Coast's commercial hub, with supermarkets, major retailers, a regional hospital, an 18-hole golf course, a heated swimming centre, a cinema, and a thriving cafe and dining scene that punches well above the town's size. For families, three primary schools and Bass Coast College (Years 7 to 12) are all accessible locally, along with a Chisholm TAFE campus. The 16-kilometre Bass Coast Rail Trail connects the town to scenic coastal and rural landscapes, and the beaches of Cape Paterson, Inverloch, and Williamsons Beach are just a short drive away.
Wonthaggi sits approximately 130 kilometres south-east of Melbourne, making it a genuine sea-change destination for those ready to trade the commute for a coastline. Whether you are arriving with a caravan and a five-year retirement plan, a trailer full of tools and a business to run, or simply a desire for a home with real character in a community that looks after its own, 11 Cuttlers Circuit delivers on every count.
Listing description written by Leo Edwards, Inverloch3996 | @realty — reproduced as published, not verified by Districts.