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VIC › Point Lonsdale › Mcnaught St

11 Mcnaught St, Point Lonsdale VIC 3225

For saleHouse for Sale

$1,450,000

For sale

Asking

3

Bedrooms

2

Bathrooms

2

Car spaces

438 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $1,450,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $1,450,000(Listing record · 24 Apr 2026)
  • FactLand 438 m²; no building size recorded.(Property record)
  • CalculationAsk is 48% above the Point Lonsdale median recorded sale ($977,375, n=6, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Point Lonsdale's advertised median rent ($530/wk), implied gross yield would be 1.90% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$1,450,000

Asking · $3,311/m² of land

No recorded sale for this property.

Point Lonsdale at a glance

4,217

People

$977,375

Median sale

$530/wk

Median rent

2.82%

Suburb gross yield

Median sale from 6 recorded sales (last 12 months) — a Districts calculation.

See the full Point Lonsdale report →

Vs Point Lonsdale

+48.4%

Median sale

Suburb $977,375

-0.92 pp

Gross yield

Suburb 2.82%

Suburb median $977,375 from 6 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$1,450,000
Stamp Duty (Victoria)
$79,750
Transfer/Registration Fee
$3,497
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,536,947

$86,947 on top of the price (6.0% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Point Lonsdale's advertised median rent — not a rent for this listing.

Net yield
0.40%
Annual cashflow (pre-tax)
$-69,590
Interest cover (DSCR)
0.08
Annual rent
$27,560
Operating expenses
$21,750
Loan amount
$1,160,000
Annual interest
$75,400
Gross yield
1.90%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$1,450,000available24 Apr 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $530/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 1.9%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Point Lonsdale in one glance

Point Lonsdale at a glance

4,217

People

$977,375

Median sale

$530/wk

Median rent

2.82%

Suburb gross yield

Median sale from 6 recorded sales (last 12 months) — a Districts calculation.

See the full Point Lonsdale report →

Keep researching

  • Why Point Lonsdale? Read the area thesis →
  • What else is on the market in Point Lonsdale →
  • Other records on Mcnaught St →

Listing material

Listed by For Sale By Owner

Architecturally designed home in the heart of Pt Lonsdale

The Phone Code for this property is: 18705. Please quote this number when phoning or texting.

***** INSPECT BY APPOINTMENT ****

Or Advertised time

Read the full description

( via FSBO contact details ... Red boxes

below )

FAMILY / HOLIDAY / BEACH /

RETIREMENT / B&B HOME ..,

in an attractive , established location ...

Nestled just moments away from the picturesque Pt Lonsdale Golf Club, this stunning two-storey residence epitomizes the ultimate coastal lifestyle .

Embracing the essence of seaside living, this home is close to pristine beaches, charming local cafes, and boutique shops. Discover tranquillity with a serene lake at the end of the street, ( Emily's Pond ) for daily walks with your family / dogs.

Upon entering, be captivated by the flood of natural light streaming through the north-facing full-length windows, accentuated by the high curved ceilings that create a feeling of spaciousness .

The heart of the home boasts a modern kitchen featuring stone benches, a double sink, dishwasher, gas cooktop, and electric oven.

Adjacent is the laundry, doubling as a convenient storage space for entertaining preparation .The kitchen area has ample cupboards and drawers with a generous pantry cupboard and additional pantry storage space under the stair case .

The living area is further enhanced by a removable electric flame heater ,nestled within a Jetmaster open fireplace, as an option for a warm and inviting ambiance , or simply use the air conditioner to heat and cool the area very efficiently .

Step through the bi-fold doors onto the expansive North facing deck, enveloped by lawns and verdant hedging, offering a private oasis for gatherings and relaxation.

Downstairs, two generously-sized bedrooms with built-in robes share a spacious bathroom with a basin, separate shower, and bath, along with a separate WC for added convenience.

Ascend the stairs to the generous parents' or guests' retreat, featuring a walk-in robe and an ensuite bathroom complete with double sinks, WC, and a walk-in shower.

The retreat also provides a peaceful sitting area where you can bask in the warmth of the sun streaming through the large windows.

Alternatively this large amount of space could be reconfigured into extra bedrooms or office space .. plenty of scope to change things around to suit your needs .( Read further ideas below )

Completing the picture is a double lock-up garage with two roll-up doors providing access to both the garden and driveway space. Ample storage is provided with shelving and cupboards , hanging space and further storage for boards etc in the rafters - a great ' Men's shed' / retreat ....

Direct entry to the living room from the garage ensures seamless convenience by way of a ramp.

The surrounding gardens are adorned with mature, low-maintenance coastal plants and trees, creating a serene backdrop that offers both tranquillity and privacy.

This meticulously crafted home seamlessly blends coastal charm with modern comforts, offering a lifestyle of ambiance, comfort and relaxation.

**Please note that this property was loved as a holiday rental B&B and would also be the perfect holiday / beach house .

*It could provide a generous income stream as a rental Investment property .

The upstairs retreat could also be used as a children's area with bunk beds or for an income steam by way of a student/ boarder let or for live in home help . ( Room for a mini fridge & microwave ) Alternatively it could be used as a perfect work from home office / studio .

The Geelong / Bellarine bus stop is at the end of the street in Fellows Rd .

Pt Lonsdale Medical group is also close by .

Don't miss this opportunity to own a piece of coastal paradise on the Bellarine Peninsula .. in a well positioned/' matured '/ established part of Pt Lonsdale ..

Embrace the essence of coastal living - make this character filled property your own.

INSPECT BY APPOINTMENT

(USE FSBO CONTACT DETAILS )

Or

Advertised Times

Disclaimer:

Whilst every care has been taken to verify the accuracy of the details in this advertisement, For Sale By Owner Pty Ltd (forsalebyowner.com.au) cannot guarantee its correctness. Prospective buyers or tenants need to take such action as is necessary, to satisfy themselves of any pertinent matters.

Listing description written by For Sale By Owner (VIC), For Sale By Owner — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Built-in Robes
  • Courtyard
  • Deck
  • Dishwasher
  • Ensuites: 1
  • Outdoor Entertaining
  • Pay TV
  • Remote Garage
  • Secure Parking
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.