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VIC › Cobblebank › Opal St

11 Opal St, Cobblebank VIC 3338

For saleHouse for Sale

$499,000–$548,900

For sale

Asking range

3

Bedrooms

2

Bathrooms

1

Car spaces

299 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $499,000–$548,900 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $499,000–$548,900(Listing record · 27 May 2026)
  • FactLand 299 m²; no building size recorded.(Property record)
  • CalculationAsk is 23% below the Cobblebank median recorded sale ($648,500, n=82, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Cobblebank's advertised median rent ($493/wk), implied gross yield would be 5.14% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$499,000–$548,900

Asking range · $1,669/m² of land

No recorded sale for this property.

Cobblebank at a glance

5,549

People

$648,500

Median sale

$493/wk

Median rent

3.95%

Suburb gross yield

Median sale from 82 recorded sales (last 12 months) — a Districts calculation.

See the full Cobblebank report →

Vs Cobblebank

-23.1%

Median sale

Suburb $648,500

+1.19 pp

Gross yield

Suburb 3.95%

Suburb median $648,500 from 82 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$499,000
Stamp Duty (Victoria)
$25,010
Transfer/Registration Fee
$1,272
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$528,982

$29,982 on top of the price (6.0% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Cobblebank's advertised median rent — not a rent for this listing.

Net yield
3.64%
Annual cashflow (pre-tax)
$-7,797
Interest cover (DSCR)
0.70
Annual rent
$25,636
Operating expenses
$7,485
Loan amount
$399,200
Annual interest
$25,948
Gross yield
5.14%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$499,000–$548,900available27 May 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $493/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 5.1%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Cobblebank in one glance

Cobblebank at a glance

5,549

People

$648,500

Median sale

$493/wk

Median rent

3.95%

Suburb gross yield

Median sale from 82 recorded sales (last 12 months) — a Districts calculation.

See the full Cobblebank report →

Keep researching

  • Why Cobblebank? Read the area thesis →
  • What else is on the market in Cobblebank →
  • Other records on Opal St →

Listing material

Listed by Ray White Melton

Modern Family Comfort in a Growing Cobblebank Pocket

In-Room Auction

Thursday 23rd July @6pm

Melton Entertainment Park

Read the full description

2 Ferris Road, Melton

Positioned in the heart of Cobblebank, 11 Opal Street presents a thoughtfully designed residence that balances modern comfort with practical family living. From the moment you step through the entry, the home welcomes you with a well-considered layout that flows seamlessly from the front master suite through to the central living zones and private rear bedrooms.

The spacious open-plan living and meals area forms the true centrepiece of the home, offering generous proportions and an effortless connection to the kitchen. The kitchen is well appointed with ample bench space and storage, making everyday cooking and entertaining both easy and enjoyable. Large windows invite natural light throughout, enhancing the sense of space and warmth. An air conditioner in the meals and family area further enhances year-round comfort.

Accommodation includes multiple well-sized bedrooms, each designed with comfort in mind. The master bedroom features a walk-in robe and private ensuite, providing a peaceful retreat for homeowners, while the remaining bedrooms are serviced by a central bathroom and additional storage options. Ceiling fans have been added to the bedrooms to ensure improved airflow and comfort across all seasons. A separate laundry adds further convenience and functionality for busy households.

Comfort is assured year-round with ducted heating throughout the home, creating a warm and inviting environment during the cooler months. Additional upgrades including double weather blinds enhance energy efficiency and seasonal comfort, while a backyard watering system supports easy, low-maintenance garden care. A sprinkler system is also installed in the front garden and the nature strip, adding further convenience and ensuring the outdoor areas remain well maintained.

Completing the package is a secure garage, low-maintenance living areas, and a practical floorplan that suits families, first-home buyers, or investors seeking a quality property in a growing and well-connected location.

Photo ID Required for All Property Inspections

Please refer to the link below for the most recent Due Diligence Checklist:

https://bit.ly/RWDue_Diligence

Please refer to the link below for Ray White's Collection Notice:

https://bit.ly/RW_PrivacyNotice

DISCLAIMER: All dimensions are approximate. The details provided are for general information purposes only and do not constitute any representation by the vendor or real estate agent. This document has been prepared solely for marketing purposes. While every effort has been made to ensure the accuracy of the information, we do not accept responsibility for any errors. Prospective buyers should conduct their own inquiries to verify the information provided.

Listing description written by Joe Mavrikos, Ray White Melton — reproduced as published, not verified by Districts.

Property features

  • Built-in Robes
  • Dishwasher
  • Ducted Heating
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.