Bonnells Bay at a glance
4,291
People
$917,500
Median sale
$618/wk
Median rent
3.50%
Suburb gross yield
Median sale from 56 recorded sales (last 12 months) — a Districts calculation.
NSW › Bonnells Bay › Harbord St
$860,000
For sale
Asking
2
Bedrooms
2
Bathrooms
4
Car spaces
405 m²
Land
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Asking
$860,000
Asking · $2,123/m² of land
No recorded sale for this property.
Local land rate: recorded House sales in Bonnells Bay (last 5 years) with land size have a median of $1,402/m² of land (n=134). Districts calculation from recorded sales — not a valuation.
Bonnells Bay at a glance
4,291
People
$917,500
Median sale
$618/wk
Median rent
3.50%
Suburb gross yield
Median sale from 56 recorded sales (last 12 months) — a Districts calculation.
Vs Bonnells Bay
-6.3%
Median sale
Suburb $917,500
+0.24 pp
Gross yield
Suburb 3.50%
Suburb median $917,500 from 56 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
$36,979 on top of the price (4.3% extra)
Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.
Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.
Pre-filled with Bonnells Bay's advertised median rent — not a rent for this listing.
Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $618/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Gross yield if leased at the suburb aggregate is 3.7%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Bonnells Bay at a glance
4,291
People
$917,500
Median sale
$618/wk
Median rent
3.50%
Suburb gross yield
Median sale from 56 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Ray White MorissetPositioned in the sought after lakeside setting of Bonnells Bay, 110 Harbord Street offers a wonderful blend of spacious open plan living, beautifully enhanced outdoor spaces and an enviable Lake Macquarie lifestyle.
At the heart of the home is a spacious open-plan living and dining area, creating a seamless space for everyday living and entertaining. The home has been thoughtfully enhanced to provide generous living spaces, making it ideal for relaxing with family and friends.
Step outside and discover your own private retreat, featuring a spacious outdoor deck with electric windows at the front and window shutters to the sides, providing flexibility and comfort in all seasons. The outdoor area is perfect for entertaining or simply enjoying the peaceful surroundings.
The private spa is complemented by a dedicated gazebo, offering protection from the weather, while outdoor lighting creates the perfect atmosphere for relaxing on warm summer evenings.
The home has also benefited from a range of recent improvements, including freshly painted interiors and revamped rear paths with a fresh coat of paint. The property also features new fencing, enhancing privacy, presentation and street appeal.
The main bathroom has been extended, providing plenty of space and functionality, while the main bedroom has also been extended to create a generous master retreat complete with its own ensuite.
With Lake Macquarie close by, you can enjoy everything this sought-after location has to offer, from boating and fishing to leisurely lakeside walks and relaxed weekends by the water.
Property Highlights:
• Desirable lakeside location in Bonnells Bay
• Spacious outdoor decking for entertaining
• Electric windows at the front of the decking
• Window shutters to the sides of the decking
• Private spa with protective gazebo
• Outdoor lighting, ideal for summer evenings
• Freshly painted interiors
• Revamped rear paths with fresh paint
• New fencing enhancing privacy and street appeal
• Excellent connection between indoor and outdoor living
• Relaxed outdoor entertaining spaces
• Close to Lake Macquarie, local amenities, boating and recreational activities
• A home designed for relaxed living, entertaining and making the most of the Lake Macquarie lifestyle
An inspection is highly recommended to appreciate the space, improvements and lifestyle on offer at 110 Harbord Street, Bonnells Bay.
Disclaimer: Every precaution has been taken to establish the accuracy of the above information, but it does not constitute any representation by the owner or agent. Information is gathered from sources we believe to be reliable; we cannot guarantee its accuracy and interested persons should rely on their own enquiries. Personal information collected by the agency when you make an enquiry may be used and disclosed throughout the business in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles for business, marketing, compliance and related purposes. For more information on how we use your data, please refer to our privacy policy: https://www.raywhite.com/franchisee-privacy-policy/
Listing description written by Robyn Harrison, Ray White Morisset — reproduced as published, not verified by Districts.
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