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NSW › South West Rocks › Gregory St

117 Gregory St, South West Rocks NSW 2431

For saleHouse for Sale

$795,000

For sale

Asking

2

Bedrooms

2

Bathrooms

2

Car spaces

689 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $795,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $795,000(Listing record · 27 May 2026)
  • CalculationLand 689 m² against a 159 m² dwelling — the land is most of what is being bought.(Districts calculation)
  • CalculationAsk is 43% above the South West Rocks median recorded sale ($555,000, n=7, last 24 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at South West Rocks's advertised median rent ($519/wk), implied gross yield would be 3.39% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

  • InterpretationA large lot with a small dwelling means the value case rests on the land and what the zone allows on it, not the house.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$795,000

Asking · $1,154/m² of land

No recorded sale for this property.

South West Rocks at a glance

5,179

People

$555,000

Median sale

$519/wk

Median rent

4.86%

Suburb gross yield

Median sale from 7 recorded sales (last 24 months) — a Districts calculation.

See the full South West Rocks report →

Vs South West Rocks

+43.2%

Median sale

Suburb $555,000

-1.47 pp

Gross yield

Suburb 4.86%

Suburb median $555,000 from 7 recorded sales (last 24 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$795,000
Stamp Duty (New South Wales)
$30,187
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$829,054

$34,054 on top of the price (4.3% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with South West Rocks's advertised median rent — not a rent for this listing.

Net yield
1.89%
Annual cashflow (pre-tax)
$-26,277
Interest cover (DSCR)
0.36
Annual rent
$26,988
Operating expenses
$11,925
Loan amount
$636,000
Annual interest
$41,340
Gross yield
3.39%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$795,000available27 May 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $519/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 3.4%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

South West Rocks in one glance

South West Rocks at a glance

5,179

People

$555,000

Median sale

$519/wk

Median rent

4.86%

Suburb gross yield

Median sale from 7 recorded sales (last 24 months) — a Districts calculation.

See the full South West Rocks report →

Keep researching

  • Why South West Rocks? Read the area thesis →
  • What else is on the market in South West Rocks →
  • Other records on Gregory St →

Listing material

Listed by Harcourts The Rocks

Leave the Car at Home with Spacious Living, Solar Power, Spa, Flexible Utility Space and a Large Backyard in South West Rocks

Positioned directly opposite South West Rocks Shopping Centre, this beautifully presented home offers a level of convenience that is rarely available in today's market. Whether you're looking to downsize, invest or secure an easy-care coastal home close to everyday amenities, 117 Gregory Street delivers a lifestyle centred around comfort, practicality, and location.

Set on a generous 689m² allotment, the property combines modern updates, flexible living spaces and a surprisingly spacious backyard, all within easy reach of the town centre, beaches, golf course, medical facilities, cafés, and restaurants that make South West Rocks such a desirable place to call home.

Property Features

Read the full description

• 689m² allotment (approx.)

• Opposite South West Rocks Shopping Centre

• Two-bedroom home

• Master bedroom with walk-in robe and ensuite

• Open-plan kitchen, dining, and living area

• Large kitchen with corner pantry

• Main bathroom

• Covered rear entertaining deck

• Converted single garage with bathroom facilities and versatile utility space

• Solar power system

• Water tank

• Side access

• Established gardens and lawns

• Large level backyard

• Bus stop nearby

• Close to beaches, golf course, and town centre

From the moment you arrive, you'll appreciate the care and attention that has gone into maintaining the property. The attractive street presence, established gardens, and welcoming façade create an immediate sense of home, while the modern updates throughout ensure there is little left to do other than move in and enjoy.

Inside, the home offers a practical and well-designed floor plan that maximises both space and natural light. The open-plan living, dining, and kitchen area forms the heart of the home, creating an inviting environment for everyday living and entertaining. Large windows capture natural light throughout the day, enhancing the bright and airy feel of the interior.

The kitchen has been thoughtfully designed with functionality in mind and features generous bench space, quality cabinetry, and a large floor-to-ceiling corner pantry that provides exceptional storage. Positioned centrally within the home, it allows the cook to remain connected to family and guests while entertaining.

The master bedroom provides a private retreat, complete with a walk-in robe and ensuite. The second bedroom is well-proportioned and serviced by the main bathroom, making the home equally suitable for couples, retirees, small families, or visiting guests.

Stepping outside, the covered rear entertaining deck becomes a natural extension of the living space. Overlooking the backyard and surrounding gardens, it provides the perfect setting for a morning coffee, afternoon drink, or weekend gathering with family and friends.

The backyard is one of the property's standout features. Level, spacious and highly usable, it offers ample room for pets, gardening enthusiasts, additional storage, or simply those who appreciate having space around them. Properties this close to town amenities rarely offer such an impressive outdoor area.

Adding further versatility is the converted single garage located toward the rear of the property. Complete with bathroom facilities and additional utility space, it may suit a variety of purposes, including a workshop, hobby room, art studio, home office, games room, or storage area. Purchasers should make their own enquiries regarding any intended use.

Practicality continues throughout the property with side access, multiple storage options, a large water tank, and an existing solar power system to help reduce ongoing household expenses.

Location is undoubtedly one of the biggest attractions. With the shopping centre directly across the road, everyday errands become effortless. Groceries, specialty shops and essential services are only moments away, while medical facilities, cafés, restaurants, the Country Club, and the stunning beaches of South West Rocks are all conveniently close by.

Offering an enviable combination of convenience, comfort and flexibility, 117 Gregory Street presents an outstanding opportunity for buyers seeking a quality home in a highly desirable coastal location.

To arrange your private inspection or to obtain further information, contact Eric Agostini on 0435 008 788. Call or SMS anytime to discover everything this conveniently located South West Rocks property has to offer.

Listing description written by Eric Agostini, Harcourts The Rocks — reproduced as published, not verified by Districts.

Property features

  • Broadband
  • Built-in Robes
  • Deck
  • Dishwasher
  • Ensuites: 1
  • Floorboards
  • Fully Fenced
  • Living Areas: 1
  • Outdoor Entertaining
  • Pet-Friendly
  • Remote Garage
  • Shed
  • Solar Panels
  • Toilets: 2
  • Water Tank
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.