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VIC › Armstrong Creek › Bridgewater Circuit

12 Bridgewater Circuit, Armstrong Creek VIC 3217

For saleHouse for Sale

$700,000–$770,000

For sale

Asking range

4

Bedrooms

2

Bathrooms

2

Car spaces

480 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $700,000–$770,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $700,000–$770,000(Listing record · 20 Aug 2026)
  • FactLand 480 m²; no building size recorded.(Property record)
  • CalculationAsk is 1% above the Armstrong Creek median recorded sale ($695,000, n=92, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Armstrong Creek's advertised median rent ($583/wk), implied gross yield would be 4.33% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$700,000–$770,000

Asking range · $1,458/m² of land

No recorded sale for this property.

Armstrong Creek at a glance

17,550

People

$695,000

Median sale

$583/wk

Median rent

4.36%

Suburb gross yield

Median sale from 92 recorded sales (last 12 months) — a Districts calculation.

See the full Armstrong Creek report →

Vs Armstrong Creek

+0.7%

Median sale

Suburb $695,000

-0.03 pp

Gross yield

Suburb 4.36%

Suburb median $695,000 from 92 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$700,000
Stamp Duty (Victoria)
$37,070
Transfer/Registration Fee
$1,742
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$742,512

$42,512 on top of the price (6.1% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Armstrong Creek's advertised median rent — not a rent for this listing.

Net yield
2.83%
Annual cashflow (pre-tax)
$-16,584
Interest cover (DSCR)
0.54
Annual rent
$30,316
Operating expenses
$10,500
Loan amount
$560,000
Annual interest
$36,400
Gross yield
4.33%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$700,000–$770,000available20 Aug 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $583/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 4.3%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Armstrong Creek in one glance

Armstrong Creek at a glance

17,550

People

$695,000

Median sale

$583/wk

Median rent

4.36%

Suburb gross yield

Median sale from 92 recorded sales (last 12 months) — a Districts calculation.

See the full Armstrong Creek report →

Keep researching

  • Why Armstrong Creek? Read the area thesis →
  • What else is on the market in Armstrong Creek →
  • Other records on Bridgewater Circuit →

Listing material

Listed by Armstrong Real Estate Geelong

Perfect Position, Modern Family Retreat Nestled in Nature!

Peacefully positioned in a nature-inspired pocket of Armstrong Creek, this beautifully refreshed family home delivers the perfect combination of space, comfort and everyday functionality. Set on a generous 480m² allotment, the home offers four bedrooms, two living zones and quality updates throughout, creating an inviting environment for families seeking room to live, relax and grow. Freshly painted interiors, generous outdoor space and excellent climate control further enhance the appeal. While the convenient location, nestled between the creek walking tracks and the Warralily Conservation Forrest and nearby schools, parks, shopping and everyday amenities within easy reach.

Key Features:

- Spacious 4-bedroom home on 480m² in a peaceful Armstrong Creek position.

Read the full description

- Two separate living zones offering excellent family flexibility.

- West-facing yard and north facing main living offering plenty of natural light.

- Freshly painted throughout with quality updates.

- Kitchen featuring 900mm appliances and generous cabinetry.

- Master bedroom with walk-in robe and private ensuite.

- Built-in robes to all remaining bedrooms.

- Ducted heating + evaporative cooling.

- Rollerblinds throughout for added privacy and light control.

- Backyard surrounded by a peaceful, nature-inspired setting with both a pergola and decked area.

- Extended double garage with extra storage and functionality.

- Close to schools, childcare, parks, walking tracks and shopping amenities.

Kitchen:

Centrally positioned within the home, the well-appointed kitchen provides a practical hub for everyday living and entertaining. Featuring 900mm appliances, stone top benches, island bench top, built in pantry, generous cabinetry and ample bench space, the kitchen offers excellent functionality while maintaining a strong connection to the surrounding living and dining areas.

Living & Dining:

The open-plan living and dining zone provides a spacious setting for everyday family life, with plenty of room for entertaining and relaxing. With an advantageous orientation, north facing living room windows allow for an abundance of natural light all year round. Freshly painted interiors create a bright and refreshed feel, while ducted heating and evaporative cooling provide year-round comfort. Rollerblinds throughout the home allow for excellent privacy and light control.

Additional Living:

A separate second living zone provides valuable flexibility for the family. Whether utilised as a formal lounge, children's retreat, home theatre or quiet space to unwind, this versatile area offers separation from the main living zone and can adapt as your lifestyle changes.

Master Bedroom:

Generously proportioned and designed as a private retreat, the master bedroom features a spacious walk-in robe providing excellent storage and a private ensuite. Rollerblinds provide privacy and comfort, while the home's ducted heating and evaporative cooling ensure the master remains comfortable throughout the seasons.

Ensuite:

The private ensuite is thoughtfully appointed with an upgraded twin vanity, shower and toilet, complemented by a frosted window allowing natural light while maintaining privacy.

Additional Bedrooms:

The remaining three bedrooms are all generously sized and feature built-in robes, providing excellent storage for children, guests or those working from home. Rollerblinds and ducted heating ensure each bedroom remains comfortable and inviting.

Main Bathroom:

The central bathroom is designed with family functionality in mind, featuring a full-sized bathtub, shower and single vanity. A frosted window provides natural light and privacy, while the practical layout caters perfectly to busy family living.

Outdoor:

Set on a generous 480m² allotment, the backyard provides plenty of space for entertaining. Beautiful pergola area at the rear of the house and a deck plus bench seat on the north side. Surrounded by a peaceful, nature-inspired setting, this outdoor area offers an inviting extension of the home's living spaces and plenty of scope to create your ideal garden or entertaining retreat.

Additional Features:

Further highlights include a freshly painted interior, 900mm kitchen appliances, ducted heating, evaporative cooling, rollerblinds throughout, walk-in robe to the master bedroom, built-in robes to the remaining bedrooms, frosted windows to both bathrooms, twin vanity in the ensuite and a double garage.

Ideal for: Families, first home buyers, upsizers and investors seeking a spacious home with multiple living zones, generous land and a peaceful position.

Close by local facilities: Local walking tracks & reserves, Warralily Conservation Reserve, Warralily Village Shopping centre, Armstrong Creek Primary School, Oberon High School, Armstrong Creek East Community Hub, Marshall Train Station, Armstrong Creek Town Centre, Iona College, Geelong, Bremlea, Barwon Heads, Torquay, Waurn Ponds Shopping Centre.

All information offered by Armstrong Real Estate is provided in good faith. It is derived from sources believed to be accurate and current as at the date of publication and as such Armstrong Real Estate simply pass this information on. Use of such material is at your sole risk. Prospective purchasers are advised to make their own enquiries with respect to the information that is passed on. Armstrong Real Estate will not be liable for any loss resulting from any action or decision by you in reliance on the information.

Listing description written by Sam McLachlan, Armstrong Real Estate Geelong — reproduced as published, not verified by Districts.

Property features

  • Broadband
  • Built-in Robes
  • Deck
  • Dishwasher
  • Ducted Heating
  • Fully Fenced
  • Living Areas: 2
  • Outdoor Entertaining
  • Remote Garage
  • Rumpus Room
  • Secure Parking

Also look at

Also for sale in Armstrong Creek

  • EXCLUSIVE TURNKEY 12034 Warralily Boyd St, Armstrong Creek VIC 3217

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  • EXCLUSIVE 12034 Warralily Boyd St, Armstrong Creek VIC 3217

    4-bed house. Asking $601K.

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  • EXCLUSIVE 12033 Warralily Boyd St, Armstrong Creek VIC 3217

    4-bed house. Asking $594K.

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  • EXCLUSIVE TURNKEY 12033 Warralily Boyd St, Armstrong Creek VIC 3217

    4-bed house. Asking $705K.

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Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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