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NSW › Kariong › Garlick St

12 Garlick St, Kariong NSW 2250

For saleHouse for Sale

$1,490,000

For sale

Asking

4

Bedrooms

2

Bathrooms

2

Car spaces

551 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $1,490,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $1,490,000(Listing record · 18 Feb 2026)
  • FactLand 551 m²; no building size recorded.(Property record)
  • CalculationAsk is 39% above the Kariong median recorded sale ($1,074,800, n=46, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Kariong's advertised median rent ($731/wk), implied gross yield would be 2.55% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$1,490,000

Asking · $2,704/m² of land

No recorded sale for this property.

Kariong at a glance

6,388

People

$1,074,800

Median sale

$731/wk

Median rent

3.54%

Suburb gross yield

Median sale from 46 recorded sales (last 12 months) — a Districts calculation.

See the full Kariong report →

Vs Kariong

+38.6%

Median sale

Suburb $1,074,800

-0.99 pp

Gross yield

Suburb 3.54%

Suburb median $1,074,800 from 46 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$1,490,000
Stamp Duty (New South Wales)
$63,962
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,557,829

$67,829 on top of the price (4.6% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Kariong's advertised median rent — not a rent for this listing.

Net yield
1.05%
Annual cashflow (pre-tax)
$-61,818
Interest cover (DSCR)
0.20
Annual rent
$38,012
Operating expenses
$22,350
Loan amount
$1,192,000
Annual interest
$77,480
Gross yield
2.55%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$1,490,000available18 Feb 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $731/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 2.6%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Kariong in one glance

Kariong at a glance

6,388

People

$1,074,800

Median sale

$731/wk

Median rent

3.54%

Suburb gross yield

Median sale from 46 recorded sales (last 12 months) — a Districts calculation.

See the full Kariong report →

Keep researching

  • Why Kariong? Read the area thesis →
  • What else is on the market in Kariong →
  • Other records on Garlick St →

Listing material

Listed by The Agency Central Coast

Brand New Living, Instantly Effortless

Set within a peaceful Kariong cul-de-sac, this recently completed as new residence presents a rare opportunity to step straight into a home where everything feels fresh, considered and quietly impressive. Positioned on a completely level block and designed as a flat, single-level home, it offers an ease of living that is becoming increasingly hard to find - effortless, accessible and intuitively comfortable from the very first day.

A full north-facing orientation draws natural light deep into the home, enhancing the sense of space created by high ceilings and extra-tall doors. The interiors feel soft and composed, with warm LED lighting, sheer curtains and quality window furnishings adding a layer of quiet sophistication throughout. Extended by an additional 500mm across the rear, the home offers noticeably generous proportions, allowing bedrooms and living spaces to feel open, balanced and unhurried.

The kitchen is positioned at the heart of the home, overlooking the open-plan living and dining areas and creating a strong sense of connection to everyday life without sacrificing its own presence. Designed with both form and function in mind, it features a 900mm oven, five burner gas cooktop and a generous walk-in pantry, with additional power points throughout the home supporting modern living with ease. Nearby, the laundry is finished with joinery to match the kitchen, reinforcing a considered and cohesive aesthetic rather than unnecessary embellishment.

Read the full description

Living and dining areas connect seamlessly to the alfresco, where a ceiling fan extends comfort into the warmer months and creates an inviting space for relaxed outdoor meals and quiet evenings. A separate media room with stylish dual sliding doors allows this space to be closed off entirely, offering genuine flexibility as a home cinema, office, guest room or private retreat away from the main living areas.

Comfort has been carefully considered throughout, with ducted air conditioning, ceiling fans to all bedrooms and the alfresco, and an impressive level of insulation that keeps the home naturally cool in summer. Double glazing, upgraded insulation and thoughtful design choices contribute to a home that feels stable, quiet and energy-efficient all year round.

Constructed by McDonald Jones using their patented Supaloc steel frame system, the home offers long term structural confidence, with no concerns around termites and minimal movement over time. This is further supported by a 25 year transferable structural guarantee and the balance of new-home warranties, providing reassurance not only for today but for years ahead.

Designed for the future, the home includes a 6.6kW solar system, EV charger, seven-star BASIX rating, roof ventilation, water tank and energy-efficient inclusions that reduce running costs while enhancing everyday comfort. Outside, easy-care lawns and gardens are framed by matching Colorbond fencing on all sides, creating a cohesive, low-maintenance setting complemented by a large parcel mailbox and clean street presentation.

An extra large and deep double garage easily accommodates larger vehicles, while additional storage and linen space add further practicality. With ample room out front for a caravan, boat or trailer, the home supports a relaxed, active lifestyle without compromise. Its flat design and level land make it particularly appealing to retirees and families alike.

Beyond the home itself, Kariong's natural surroundings add another layer of lifestyle appeal. Renowned for its network of scenic bushwalks and access to nature, the area offers the perfect balance between outdoor escape and everyday convenience. Easy access to both north- and south-bound M1 freeway on-ramps makes commuting effortless, placing Hornsby approximately 35 minutes away and Sydney comfortably within reach, all while enjoying the quiet rhythm of a leafy residential pocket.

Light-filled, beautifully finished and thoughtfully designed, this is a home that feels composed and welcoming - a place where comfort, connection and simplicity come together with understated elegance.

Listing description written by Nick West, The Agency Central Coast — reproduced as published, not verified by Districts.

Property features

  • Built-in Robes
  • Dishwasher
  • Ducted Cooling
  • Ducted Heating
  • Ensuites: 1
  • Fully Fenced
  • Remote Garage
  • Solar Panels
  • Water Tank
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.