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QLD › South Toowoomba › Stephen St

12 Stephen St, South Toowoomba QLD 4350

House

$1,050,000

Last sold

2 Mar 2026

4

Bedrooms

2

Bathrooms

2

Car spaces

714 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

What should you know about this lot before spending serious money?

Why this property?

  • FactLast recorded sale $1,050,000 (2 Mar 2026).(Recorded sale)
  • FactLand 714 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in South Toowoomba (last 5 years) with land size: median $1,014/m² of land (n=102). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)

What could make it worth more?

  • FactZoned Low-Medium Density Residential (Low-Medium Density Residential) under the Toowoomba Regional Planning Scheme.(Toowoomba Regional Council · 31 Aug 2026)

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

What this lot has actually traded at

Last sold

$1,050,000

2 Mar 2026 · derived via latest_sale

Local land rate: recorded House sales in South Toowoomba (last 5 years) with land size have a median of $1,014/m² of land (n=102). Districts calculation from recorded sales — not a valuation.

South Toowoomba at a glance

5,666

People

$780,500

Median sale

$497/wk

Median rent

3.31%

Suburb gross yield

Median sale from 56 recorded sales (last 12 months) — a Districts calculation.

See the full South Toowoomba report →

Vs South Toowoomba

+34.5%

Median sale

Suburb $780,500

-0.85 pp

Gross yield

Suburb 3.31%

Suburb median $780,500 from 56 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Planning

Planning and development

Planning scheme

Toowoomba Regional Planning Scheme

Zone

Low-Medium Density Residential

Low-Medium Density Residential

Jurisdiction

Toowoomba Regional Council

Toowoomba, QLD

Planning overlays

  • Data unavailable

Development activity

Data unavailable

Source

  • Provider: Toowoomba Regional Council
  • Dataset: Toowoomba Regional Planning Scheme Zones
  • Retrieved: 31 Aug 2026
  • Version: 29
  • Parcel: 26SP296130

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

For more information on this property, visit Queensland Globe↗.

Records

Property history

  1. Sold$1,050,0002 Mar 2026
  2. Listedprice unknowncompleted22 Jan 2026
  3. Listedprice unknowncompleted22 Jan 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

QLD

Why this lot, not just this suburb

Why could this property outperform?

Confidence: medium

Zoned Low-Medium Density Residential (Toowoomba Regional Planning Scheme). Official parcel area about 717 m². Dual occupancy is not confirmed from the controls loaded for this lot. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. Zoning and lot facts are a starting point, not proof this lot outperforms the suburb. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Minimum lot size is not loaded, so two-lot subdivision is not confirmed. Nearby development applications are not loaded. This lot’s own applications are a separate question.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $497/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Nearby development applications are not loaded. This lot’s own applications are a separate question. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

3 of 10 questions answered so far

  • Development optionality of this lot

    Knownmedium

    Zoned Low-Medium Density Residential (Toowoomba Regional Planning Scheme). Official parcel area about 717 m². Dual occupancy is not confirmed from the controls loaded for this lot. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.

  • Nearby development pipeline

    Unknown

    Nearby development applications are not loaded. This lot’s own applications are a separate question.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Knownmedium

    Official parcel about 717 m² — land size can look like optionality. No material overlays were returned that would explain a discount. That is not proof the price is fair. Nearby DAs, easements, and flood-layer gaps can still explain a cheap-looking listing — those are not all loaded.

  • Lot-level flood

    Unknown

    Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    No DA adapter returned applications for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

South Toowoomba in one glance

South Toowoomba at a glance

5,666

People

$780,500

Median sale

$497/wk

Median rent

3.31%

Suburb gross yield

Median sale from 56 recorded sales (last 12 months) — a Districts calculation.

See the full South Toowoomba report →

Keep researching

  • Why South Toowoomba? Read the area thesis →
  • What else is on the market in South Toowoomba →
  • Other records on Stephen St →

Listing material

Listed by Toowoomba Property First National

Sold by Amy Vallier with our rebranded agency Toowoomba Property First National

Welcome to 12 Stephen Street, a beautifully presented Queenslander-style home that perfectly blends character charm with contemporary living. Nestled on a generous 714m2 block in one of Toowoomba's most sought-after suburbs, this home invites you to enjoy relaxed family living with exceptional and flexible living spaces that suit every stage of life.

The character of this 1915 built home truly stands out with 9ft ceilings, VJ walls and stunning fretwork throughout, colored stained glass windows, an original open wood fireplace in the formal lounge, exposed timber beams in the ceiling of the main living, French wooden doors to both the back deck and front verandah, this list goes on! Imagine lazy Sundays spent on the verandah whilst overlooking and enjoying a leafy green environment guaranteeing privacy second to none. The kitchen offers an island bench, loads of storage, dishwasher and gas cooking. The formal lounge, second living off the kitchen, and a third living/study nook in the center of the home provides multiple living spaces for the growing family. The 4 bedrooms are of good size all with built-in robes, and the gorgeous main bathroom is a standout with its stunning design, and a second bathroom is off the well-appointed laundry. A great sized 9m x 4m high clearance shed to suit caravans and a garden shed are also on this property, while there is a fully fenced spa bath great for entertaining.

Offering a perfect balance of character, comfort and lifestyle convenience, this inviting home is an exceptional opportunity to secure a quality residence in one of South Toowoomba's most desirable pockets. Whether you're entertaining on the wrap around verandah or in the spa, enjoying the flexible living spaces or taking advantage of the outstanding local amenities, 12 Stephen St is a home you'll be proud to call your own. We look forward to seeing you at the open home or contact Amy Vallier on 0402 613 261 for more information.

Listing description written by Amy Vallier, Toowoomba Property First National — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.