Cowra at a glance
10,048
People
$485,000
Median sale
$400/wk
Median rent
4.29%
Suburb gross yield
Median sale from 6 recorded sales (last 12 months) — a Districts calculation.
4
Bedrooms
1
Bathrooms
1
Car spaces
1,448 m²
Land
Districts View
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Last sold
No recorded sale price for this property yet.
Local land rate: recorded House sales in Cowra (last 5 years) with land size have a median of $473/m² of land (n=9). Districts calculation from recorded sales — not a valuation.
Cowra at a glance
10,048
People
$485,000
Median sale
$400/wk
Median rent
4.29%
Suburb gross yield
Median sale from 6 recorded sales (last 12 months) — a Districts calculation.
Planning
Planning scheme
Cowra Local Environmental Plan 2012
Zone
Local Centre
E1
Jurisdiction
Cowra
Cowra, NSW
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
The official layer maps a heritage listed area on this parcel, intersecting about 99.7% of it (NSW ePlanning Spatial Viewer, retrieved 31 Aug 2026). Verify the extent against the title before relying on unaffected land.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWZoned Local Centre · E1 (Cowra Local Environmental Plan 2012). Official parcel area about 1,457 m². Dual occupancy looks constrained by site overlays or terrain. Two-lot subdivision looks unlikely on the loaded constraints. This is a screen, not a planning certificate. Zoning and lot facts are a starting point, not proof this lot outperforms the suburb. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Heritage constraint may block demolition or dual occupancy even on a large block. Minimum lot size is not loaded, so two-lot subdivision is not confirmed. Official parcel about 1,457 m² — land size can look like optionality. What reduces it: Item - General. Heritage can block demolition and dual occupancy even when land size looks like a site. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $400/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms. Heritage constraints are a maintenance and alteration cost, not usually a rent premium by themselves.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
Loaded constraints look like they kill a naive land-size story. Pay house money, or walk, until a planner confirms a pathway.
Detail
Official parcel about 1,457 m² — land size can look like optionality. What reduces it: Item - General. Heritage can block demolition and dual occupancy even when land size looks like a site.
Nearby competing dwellings and net yield are still unknown.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
3 of 10 questions answered so far
Development optionality of this lot
KnownmediumZoned Local Centre · E1 (Cowra Local Environmental Plan 2012). Official parcel area about 1,457 m². Dual occupancy looks constrained by site overlays or terrain. Two-lot subdivision looks unlikely on the loaded constraints. This is a screen, not a planning certificate.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
KnownmediumOfficial parcel about 1,457 m² — land size can look like optionality. What reduces it: Item - General. Heritage can block demolition and dual occupancy even when land size looks like a site.
Lot-level flood
UnknownFlood overlay has not been queried for this lot. Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownNo DA adapter returned applications for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Cowra at a glance
10,048
People
$485,000
Median sale
$400/wk
Median rent
4.29%
Suburb gross yield
Median sale from 6 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Flemings Property Services BoorowaFlemings Cowra is pleased to offer 125 Kendal Street, Cowra to the market for sale.
A truly remarkable example of early 20th-century architecture, this iconic building was originally constructed in 1903 as the Cowra branch of the Union Bank of Australia, complete with a manager's residence.
Features include:
- B2 Local Centre zoning
- Currently leased to a local business, returning $32,595.12 per annum
- Welcoming entrance and reception area
- Spacious boardroom (5.81m x 5.43m*)
- Six individual offices, each with reverse cycle air conditioning – three featuring original open fireplaces
- Kitchen facilities
- Separate male and female toilets
- Original bathroom
- Walk-in safe with a solid steel door and original brass fittings and former night safe built into the front wall
- Rear land parcel of approx. 890m²*, offering potential for further development (STCA)
Situated in a high-traffic location on Cowra's main street, this property not only offers a piece of the town's history, but also a sound investment opportunity with a long-term tenant and scope for future development.
For further information or to arrange your private inspection please call Flemings Cowra.
* = approximate
All information contained here is gathered from sources we believe to be reliable. However, we cannot guarantee its accuracy and interested persons should rely on their own enquiries.
Listing description written by Andrew Molloy, Flemings Property Services Boorowa — reproduced as published, not verified by Districts.
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