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NSW › Armidale › Donnelly St

127 Donnelly St, Armidale NSW 2350

For saleHouse for Sale

$995,000

For sale

Asking

5

Bedrooms

2

Bathrooms

2

Car spaces

1,188 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $995,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $995,000(Listing record · 20 Aug 2026)
  • FactLand 1,188 m²; no building size recorded.(Property record)
  • CalculationIf it leased at Armidale's advertised median rent ($463/wk), implied gross yield would be 2.42% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$995,000

Asking · $838/m² of land

No recorded sale for this property.

Armidale at a glance

24,519

People

No data

Median sale

$463/wk

Median rent

No data

Suburb gross yield

See the full Armidale report →

Total cost to purchase

Purchase Price
$995,000
Stamp Duty (New South Wales)
$39,187
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,038,054

$43,054 on top of the price (4.3% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Armidale's advertised median rent — not a rent for this listing.

Net yield
0.92%
Annual cashflow (pre-tax)
$-42,589
Interest cover (DSCR)
0.18
Annual rent
$24,076
Operating expenses
$14,925
Loan amount
$796,000
Annual interest
$51,740
Gross yield
2.42%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$995,000available19 Aug 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $463/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 2.4%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Armidale in one glance

Armidale at a glance

24,519

People

No data

Median sale

$463/wk

Median rent

No data

Suburb gross yield

See the full Armidale report →

Keep researching

  • Why Armidale? Read the area thesis →
  • What else is on the market in Armidale →
  • Other records on Donnelly St →

Listing material

Listed by HH Real Estate

ELEVATED CBD VIEWS

Enjoying an elevated Central North Armidale position with extensive views across the city, this impressive split-level home offers exceptional space, versatility and an abundance of features for the growing family. With five bedrooms, multiple living and entertaining areas, a dedicated home office, established gardens and a double garage, it is a home designed to accommodate both everyday family life and relaxed entertaining.

The upper level is dedicated to accommodation, with four bedrooms featuring carpet and built-in storage. The main bedroom has been enhanced by a beautifully updated ensuite with a large shower, vanity, toilet and heated towel rail. A spacious walk-in linen and coat cupboard provides excellent additional storage, while the main bathroom is complemented by a separate toilet.

On the entry level, the comfortable living room is filled with natural light and enjoys a bay window boasting a city outlook. Reverse-cycle air conditioning and ceiling fans provide year-round comfort, while the adjoining formal dining room creates an inviting space for family meals and entertaining.

Read the full description

The updated kitchen is both stylish and highly functional, featuring white gloss cabinetry, excellent storage and generous bench space. Quality appliances include an induction cooktop, wall oven and stainless steel rangehood, while a large pantry and wine fridge add further practicality. The kitchen is open to an informal dining area, creating a wonderful central hub for the home.

The lower level adds another dimension of versatility, with a large home office and a separate guest bedroom or utility room. The laundry has convenient external access and is serviced by a third toilet. Internal access leads to the double garage, which includes an electric hot water system, workbenches and extensive shelving. Additional under-stair storage ensures there is plenty of room for everything a busy household needs.

Outside, the property continues to impress. A concrete courtyard provides an ideal setting for outdoor entertaining and incorporates a built-in barbecue, while the established gardens, tennis court and good-sized fully fenced yard offer plenty of space for children, pets and gardening enthusiasts. Raised vegetable beds, a dedicated potting shed and garden shed add to the appeal, creating a wonderful combination of established greenery and practical outdoor living.

With NBN connection, a 3.5kW solar panel system, multiple living zones, excellent storage and outstanding city views, 127 Donnelly Street is a substantial and highly adaptable family home in a sought-after Central North location.

Homes offering this combination of space, versatility, views and established outdoor living are not often available. Contact the HH team today to arrange your inspection and discover everything this impressive property has to offer.

Disclaimer:

All information (including but not limited to the property area, floor size, price, address, and general property description) on the Website is provided as a convenience to you, and has been provided to HH Real Estate by third parties: we cannot guarantee accuracy. Prospective purchasers are advised to carry out their own investigations.

Listing description written by Peter Georkas, HH Real Estate — reproduced as published, not verified by Districts.

Property features

  • Built-in Robes
  • Dishwasher
  • Ensuites: 1
  • Fully Fenced
  • Living Areas: 2
  • Outdoor Entertaining
  • Rumpus Room
  • Secure Parking
  • Solar Panels
  • Study
  • Tennis Court
  • Toilets: 3
  • Water Tank
  • Workshop

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Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.