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NSW › Towradgi › Towradgi Rd

127 Towradgi Rd, Towradgi NSW 2518

For saleHouse

$1,200,000

For sale

Asking

4

Bedrooms

1

Bathrooms

1

Car spaces

557 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $1,200,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $1,200,000(Listing record · 24 May 2023)
  • FactLand 557 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Towradgi (last 5 years) with land size: median $2,464/m² of land (n=51). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 25% below the Towradgi median recorded sale ($1,610,000, n=23, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Towradgi's advertised median rent ($669/wk), implied gross yield would be 2.90% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$1,200,000

Asking · $2,154/m² of land

No recorded sale for this property.

Local land rate: recorded House sales in Towradgi (last 5 years) with land size have a median of $2,464/m² of land (n=51). Districts calculation from recorded sales — not a valuation.

Towradgi at a glance

3,360

People

$1,610,000

Median sale

$669/wk

Median rent

2.16%

Suburb gross yield

Median sale from 23 recorded sales (last 12 months) — a Districts calculation.

See the full Towradgi report →

Vs Towradgi

-25.5%

Median sale

Suburb $1,610,000

+0.74 pp

Gross yield

Suburb 2.16%

Suburb median $1,610,000 from 23 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$1,200,000
Stamp Duty (New South Wales)
$48,412
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,252,279

$52,279 on top of the price (4.4% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Towradgi's advertised median rent — not a rent for this listing.

Net yield
1.40%
Annual cashflow (pre-tax)
$-45,612
Interest cover (DSCR)
0.27
Annual rent
$34,788
Operating expenses
$18,000
Loan amount
$960,000
Annual interest
$62,400
Gross yield
2.90%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$1,200,000available24 May 2023
  2. Soldprice unknown2 Aug 2021
  3. Listedprice unknowncompleted20 July 2021
  4. Listedprice unknowncompleted20 July 2021

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $669/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 2.9%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Towradgi in one glance

Towradgi at a glance

3,360

People

$1,610,000

Median sale

$669/wk

Median rent

2.16%

Suburb gross yield

Median sale from 23 recorded sales (last 12 months) — a Districts calculation.

See the full Towradgi report →

Keep researching

  • Why Towradgi? Read the area thesis →
  • What else is on the market in Towradgi →
  • Other records on Towradgi Rd →

Listing material

Listed by Powered by Smile Elite NSW

Unbeatable opportunity for the savvy developer

Is this an example of the best opportunity in the best location? We think it could be! And DA-approved plans for a stunning duplex are already in place for this 557 sqm block.

This is a once-in-a-lifetime opportunity to secure a prime piece of real estate with a beachside lifestyle in a fantastic location. In the desirable Northern suburbs of Wollongong it’s the perfect place for commuters—fast trains or buses to Wollongong City are a few minutes away, and commuting to Sydney CBD is a breeze by train or by joining the expressway.

The stunning Towradgi beach, the beach park, and Towradgi rock pools are just 600m down the road—an ideal lifestyle for the family. The views of the escarpment are magnificent. The shopping options in Fairy Meadow and Corrimal, both just a few minutes away, are perfect. The area enjoys local cafes, a choice of local clubs and pubs and entertainment venues, and did we mention the pristine beaches? Schools, colleges and the University are close, there are numerous pre-schools, and the parks and sporting facilities are perfect for kids (and adults). This is certainly prime real estate at its best and will only increase in value!

Read the full description

The plans are approved for the impressively-designed duplex, which consists of two mirrored homes, each with three bedrooms, two bathrooms and a garage—these plans are immediately available, and you’d be ready to build as soon as you like.

The existing house is tired but perfectly liveable and is currently leased for $740 a week because of the fantastic location. The numerous options are all ultimately viable, and whichever you choose, you’ll end up way ahead:

- Demolish the house and build the already-approved fabulous duplex.

- Demolish the house and build the house of your dreams

- Rent out the house until you’re ready to build

- Live in the house until you’re ready to build

- Build the duplex and live in one, and rent or sell the other

- Build the duplex and rent or sell both

If you needed to wait, the existing house is perfectly liveable, with 4 bedrooms (built-in wardrobes to three of these), a good-sized serviceable kitchen with plenty of storage and bench space, electric cooking and a pantry. The lounge and separate dining room allow you to split family living, and all are serviced by an older-style family bathroom and a separate additional WC. There’s a garage, other storage sheds, and plenty of off-street parking. A separate studio/work-from-home option boasts its own separate entrance, and at the back, you’ll find a covered deck that overlooks a child-friendly yard.

This will fly off the market very quickly, so you’d be advised to jump in and make the most of this supreme opportunity before someone else snatches it up.

Call today for a viewing of the house and plans.

- Plans approved and available for a modern duplex

- Beachside lifestyle in Northern Suburb

- Ideal location for commuting to Wollongong or Sydney

- Close to beaches, parks and sporting facilities

- Close to shopping, cafes and entertainment

- Existing four-bedroom home

- Serviceable kitchen, lounge, dining room

- Family bathroom and extra WC

- Outdoor decking and child-friendly yard

- Studio/work-from-home option with separate access

- Located close to pre-schools, schools, University

Listing description written by Miriam Roberts, Powered by Smile Elite NSW — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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