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SA › Mount Gambier › Harrald St

13/36 Harrald St, Mount Gambier SA 5290

For saleHouse

$539,000–$589,000

For sale

Asking range

3

Bedrooms

1

Bathrooms

1

Car spaces

411 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $539,000–$589,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $539,000–$589,000(Listing record · 23 July 2026)
  • FactLand 411 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Mount Gambier (last 5 years) with land size: median $748/m² of land (n=72). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 8% below the Mount Gambier median recorded sale ($586,000, n=99, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Mount Gambier's advertised median rent ($420/wk), implied gross yield would be 4.05% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$539,000–$589,000

Asking range · $1,311/m² of land

No recorded sale for this property.

Local land rate: recorded House sales in Mount Gambier (last 5 years) with land size have a median of $748/m² of land (n=72). Districts calculation from recorded sales — not a valuation.

Mount Gambier at a glance

26,671

People

$586,000

Median sale

$420/wk

Median rent

3.73%

Suburb gross yield

Median sale from 99 recorded sales (last 12 months) — a Districts calculation.

See the full Mount Gambier report →

Vs Mount Gambier

-8.0%

Median sale

Suburb $586,000

+0.32 pp

Gross yield

Suburb 3.73%

Suburb median $586,000 from 99 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$539,000
Stamp Duty (South Australia)
$23,475
Transfer/Registration Fee
$5,498
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$571,673

$32,673 on top of the price (6.1% extra)

  • Stamp Duty (South Australia)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: South Australia schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Mount Gambier's advertised median rent — not a rent for this listing.

Net yield
2.55%
Annual cashflow (pre-tax)
$-14,273
Interest cover (DSCR)
0.49
Annual rent
$21,840
Operating expenses
$8,085
Loan amount
$431,200
Annual interest
$28,028
Gross yield
4.05%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$539,000–$589,000available23 July 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

SA

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Nearby development applications are not loaded. This lot’s own applications are a separate question.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $420/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Nearby development applications are not loaded. This lot’s own applications are a separate question. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 4.1%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Nearby development applications are not loaded. This lot’s own applications are a separate question.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Mount Gambier in one glance

Mount Gambier at a glance

26,671

People

$586,000

Median sale

$420/wk

Median rent

3.73%

Suburb gross yield

Median sale from 99 recorded sales (last 12 months) — a Districts calculation.

See the full Mount Gambier report →

Keep researching

  • Why Mount Gambier? Read the area thesis →
  • What else is on the market in Mount Gambier →
  • Other records on Harrald St →

Listing material

Listed by Ray White Mt Gambier

Modern, Low-Maintenance Living in a Prime Location

Make an offer on this property: https://portal.reaforms.com.au/purchaser/unit-13-36-harrald-street-mount-gambier-sa-5290-08m2ognqe0ejt2m5fqz7k4tdd

The snapshot:

Built in 2014, this low-maintenance brick townhouse offers light-filled open-plan living, a modern

Read the full description

kitchen with gas cooking, and three carpeted bedrooms. Features include a two-way bathroom,

split-system air conditioning, covered patio, and garage under the main roof-all steps from the

Railway walking track and local pantry.

The location:

Mount Gambier is a thriving regional city known for its stunning natural landmarks, vibrant community,

and relaxed lifestyle. From the iconic Blue Lake to local schools, shops, and cafés, everything you

need is close at hand. Whether you're exploring the crater lakes or enjoying the city's growing food

scene, Mount Gambier offers the perfect blend of convenience and country charm.

Mount Gambier CBD - 3m (1.3 km)

Blue Lake - 3m (1.8 km)

Mount Gambier Hospital - 8m (4.5 km)

The home:

Welcome to 13/36 Harrald Street, Mount Gambier, a solid brick townhouse built in 2014 that offers the

perfect blend of modern comfort, practical design, and low-maintenance living.

Perfectly suited for first-home buyers, downsizers, or savvy investors, this well-maintained residence

delivers ideal functionality just moments from local amenities.

Situated in a highly sought-after pocket, you are within easy walking distance to the popular

Limestone Coast Pantry, enjoy seamless access to the Railway walking track, and reside just a short

drive from the heart of Mount Gambier's vibrant city centre.

Stepping inside, sleek polished floor tiles lead you through a spacious open-plan kitchen, dining, and

living zone designed for effortless everyday living.

The chef's kitchen features high-gloss cabinetry, stylish accent splashback tiling, an island breakfast

bar with sink and dishwasher, ample storage, and expansive bench space. It comes fully equipped

with quality appliances including a gas cooktop and electric oven.

The central open living area is fitted with a split-system air conditioner for year-round climate control,

transitioning smoothly into dedicated living and dining spaces.

There are three soft carpeted bedrooms with built-in robes, with the spacious master bedroom

situated centrally near the main bathroom.

Designed as a central sanctuary, the modern bathroom offers a separate shower, deep soaking

bathtub, vanity, and an adjoining separate toilet.

The dedicated laundry room provides direct external access for added day-to-day practicality.

Outdoor living is centered around entertaining and ease. Sliding glass doors open from the living and

dining spaces onto a covered outdoor patio area, perfect for soaking up the afternoon sunshine,

hosting weekend BBQs, or unwinding over coffee.

The tidy, fully fenced lawn surrounded by low-maintenance grounds provides a private, secure space

for pets or light gardening.

Completing the home is a single garage under the main roof with internal access, providing secure,

weather-protected entry on rainy days.

Additional Property Information:

Age/ Built: Approx. 2014

Land Size: Approx. 411sqm

Council Rates: Approx. $469 per quarter

Strata Fee: Approx. $241 per quarter

Zoning: Residential

Council: City of Mount Gambier

Rental Appraisal: This property is currently tenanted for $390 per week until 16/08/2027. We have

conducted an updated rental appraisal for approximately $490 to $500 per week.

RLA 291953

Listing description written by Tahlia Gabrielli, Ray White Mt Gambier — reproduced as published, not verified by Districts.

Property features

  • Built-in Robes
  • Dishwasher
  • Fully Fenced
  • Outdoor Entertaining
  • Remote Garage
  • Toilets: 2
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.