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VIC › Wangaratta › Vernon Rd

13 Vernon Rd, Wangaratta VIC 3677

For saleHouse for Sale

$585,000

For sale

Asking

3

Bedrooms

1

Bathrooms

3

Car spaces

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $585,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $585,000(Listing record · 6 Aug 2025)
  • CalculationAsk is 1% above the Wangaratta median recorded sale ($579,000, n=138, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Wangaratta's advertised median rent ($427/wk), implied gross yield would be 3.80% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$585,000

Asking

No recorded sale for this property.

Wangaratta at a glance

19,199

People

$579,000

Median sale

$427/wk

Median rent

3.83%

Suburb gross yield

Median sale from 138 recorded sales (last 12 months) — a Districts calculation.

See the full Wangaratta report →

Vs Wangaratta

+1.0%

Median sale

Suburb $579,000

-0.03 pp

Gross yield

Suburb 3.83%

Suburb median $579,000 from 138 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$585,000
Stamp Duty (Victoria)
$30,170
Transfer/Registration Fee
$1,473
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$620,343

$35,343 on top of the price (6.0% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Wangaratta's advertised median rent — not a rent for this listing.

Net yield
2.30%
Annual cashflow (pre-tax)
$-16,991
Interest cover (DSCR)
0.44
Annual rent
$22,204
Operating expenses
$8,775
Loan amount
$468,000
Annual interest
$30,420
Gross yield
3.80%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$585,000available6 Aug 2025

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $427/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 3.8%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Wangaratta in one glance

Wangaratta at a glance

19,199

People

$579,000

Median sale

$427/wk

Median rent

3.83%

Suburb gross yield

Median sale from 138 recorded sales (last 12 months) — a Districts calculation.

See the full Wangaratta report →

Keep researching

  • Why Wangaratta? Read the area thesis →
  • What else is on the market in Wangaratta →
  • Other records on Vernon Rd →

Listing material

Listed by Insite Real Estate

Spacious house in sought after location

Number 13 Vernon Road offers size and privacy in well regarded area of Wangaratta - just an easy commute, or comfortable walk to the town's CBD.

Located behind a high red-brick fence, buyers will discover an interesting home that has undergone previous renovations yet, above all else, delivers three huge bedrooms and comfortable living spaces.

The original section of the home features ornate cornice, ceiling roses and high ceilings, while an earlier renovation at the rear brings in plenty of north-facing natural light and includes a dining/living space close to the kitchen.

Read the full description

Heating and cooling are well catered for with no less than four existing split systems and a feature gas-log fire.

The kitchen has a 900mm electric oven with gas cooktop, rangehood and step-in pantry.

All three bedrooms are huge by today's standards with the main bedroom, located at the front of the house, connected to a massive walk-in robe.

The central bathroom, with floor-to-ceiling tiles, is also generous in size and includes shower, toilet and dual vanities.

Secure, undercover parking for vehicles is assured as the garage runs almost the full length as the house, with entry via an electric roller door. A section of this space could also be used for outdoor entertaining.

There is also a powered shed for storage measuring 9.5m x 3.5m (approx.).

Securely fenced and located on large land size of 1200 square metres (approx.).

Vernon Road and connecting Vernon Terrace boast some of Wangaratta's finest homes.

Affordable opportunities to purchase in this tightly-held pocket of the Rural City of Wangaratta have become few and far between in recent times, so inspections of this long-held family home are recommended.

Disclaimer:

Disclaimer:

The information contained herein is intended as a guide only and no guarantee is provided as to its accuracy. This content is provided using information obtained through sources deemed reliable including knowledge of the local area. Insite Real Estate accepts no responsibility for direct, indirect, incidental or consequential damages resulting from any errors, inaccuracies or omissions.

For more information please see buyer due diligence checklist available the view agent price guide in Other.

Alternatively you can copy this link into a web browser: https://www.consumer.vic.gov.au/duediligencechecklist

Listing description written by Angelo Pomponio, Insite Real Estate — reproduced as published, not verified by Districts.

Property features

  • Living Areas: 2
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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