Cardiff at a glance
7,014
People
$909,000
Median sale
$656/wk
Median rent
3.75%
Suburb gross yield
Median sale from 56 recorded sales (last 12 months) — a Districts calculation.
NSW › Cardiff › Hartford St
$1,200,000
Last sold
4 Aug 2026
5
Bedrooms
2
Bathrooms
2
Car spaces
730 m²
Land
288 m²
Building
Districts View
No detected risks — but see the checklist: absence of evidence is not an all-clear.
No verification items generated for this record.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Last sold
$1,200,000
4 Aug 2026 · derived via latest_sale
Local land rate: recorded House sales in Cardiff (last 5 years) with land size have a median of $1,447/m² of land (n=122). Districts calculation from recorded sales — not a valuation.
Cardiff at a glance
7,014
People
$909,000
Median sale
$656/wk
Median rent
3.75%
Suburb gross yield
Median sale from 56 recorded sales (last 12 months) — a Districts calculation.
Vs Cardiff
+32.0%
Median sale
Suburb $909,000
-0.91 pp
Gross yield
Suburb 3.75%
Suburb median $909,000 from 56 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Planning
Planning scheme
Lake Macquarie Local Environmental Plan 2014
Zone
Public Recreation
RE1
Jurisdiction
Lake Macquarie
Lake Macquarie, NSW
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
The official layer was queried and no heritage listed area was detected on this parcel (NSW ePlanning Spatial Viewer, retrieved 31 Aug 2026). Mapped layers change — this is the strongest all-clear Districts can give, not a certificate.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWZoned Public Recreation · RE1 (Lake Macquarie Local Environmental Plan 2014). Official parcel area about 729 m². Dual occupancy is not confirmed from the controls loaded for this lot. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. Zoning and lot facts are a starting point, not proof this lot outperforms the suburb. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Minimum lot size is not loaded, so two-lot subdivision is not confirmed. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $656/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
3 of 10 questions answered so far
Development optionality of this lot
KnownmediumZoned Public Recreation · RE1 (Lake Macquarie Local Environmental Plan 2014). Official parcel area about 729 m². Dual occupancy is not confirmed from the controls loaded for this lot. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
KnownmediumOfficial parcel about 729 m² — land size can look like optionality. No material overlays were returned that would explain a discount. That is not proof the price is fair. Nearby DAs, easements, and flood-layer gaps can still explain a cheap-looking listing — those are not all loaded.
Lot-level flood
UnknownFlood overlay has not been queried for this lot. Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownNo DA adapter returned applications for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Cardiff at a glance
7,014
People
$909,000
Median sale
$656/wk
Median rent
3.75%
Suburb gross yield
Median sale from 56 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by McFarlane Real EstateLocated on a quiet street, this multi-level brick home offers a functional layout perfect for growing families. The home is designed for year-round comfort and efficiency, featuring solar panels, underfloor and outer wall insulation. At the front, a welcoming balcony overlooks the established front gardens.
As you enter the house, you are greeted by the spacious main living area featuring plush carpeting and a gas fireplace. A few steps down, the home transitions into a large kitchen and dining area equipped with ample cabinetry and polished timber flooring, which opens out to a balcony overlooking the backyard.
The upper floor holds the light-filled bedrooms, which feature ducted air conditioning and heating that extends directly into every room. Select bedrooms are also equipped with built-in wardrobes and ceiling fans. The central family bathroom is located on this level and features a freestanding large bathtub.
Accessible from the mid-level of the home, the double lock-up garage includes a workshop area and leads into a vast, secure under-house storage space perfect for bikes, tools and seasonal gear. This mid-level also includes a large study or office space equipped with a split-system air conditioner.
The lower level offers excellent versatility, featuring a laundry, a second bathroom and a large rumpus room ideal as a kids' retreat or second living area. Outside, the tiered backyard boasts multiple undercover entertaining zones and plenty of potential for gardening enthusiasts. The property is complete with structured landscaping and a private gate offering direct access to the adjacent reserve.
Ideally positioned for effortless living, commuters and shoppers will love the proximity to Cardiff Train Station (approx. 1.8km), Cardiff Town Centre (approx. 2.2km), and the extensive retail options at the Glendale Shopping Precinct (approx. 3.1km). The home also boasts excellent school zoning, sitting approximately 700m from Cardiff North Public School and approximately 2.9km from Cardiff High School.
For more information and to schedule your inspection, please contact Jacob McFarlane from McFarlane Real Estate on (02) 4954 0399.
From all of us, we wish you every success in your search for your new home. If you would like to know more about this property or explore other available listings, please call or email us today!
DISCLAIMER: We have obtained all information provided here from sources we believe to be reliable; however, we cannot guarantee its accuracy. Prospective purchasers are advised to carry out their own investigations and satisfy themselves of all aspects of such information including without limitation, any income, rentals, dimensions, areas, zoning and permits.
Listing description written by Jacob McFarlane, McFarlane Real Estate — reproduced as published, not verified by Districts.