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NSW › Shoal Bay › Tomaree Rd

140 Tomaree Rd, Shoal Bay NSW 2315

For saleHouse for Sale

$1,650,000

For sale

Asking

4

Bedrooms

3

Bathrooms

6

Car spaces

942 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $1,650,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $1,650,000(Listing record · 25 Mar 2026)
  • FactLand 942 m²; no building size recorded.(Property record)
  • CalculationAsk is 30% above the Shoal Bay median recorded sale ($1,270,000, n=26, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Shoal Bay's advertised median rent ($563/wk), implied gross yield would be 1.77% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$1,650,000

Asking · $1,752/m² of land

No recorded sale for this property.

Shoal Bay at a glance

1,829

People

$1,270,000

Median sale

$563/wk

Median rent

2.31%

Suburb gross yield

Median sale from 26 recorded sales (last 12 months) — a Districts calculation.

See the full Shoal Bay report →

Vs Shoal Bay

+29.9%

Median sale

Suburb $1,270,000

-0.54 pp

Gross yield

Suburb 2.31%

Suburb median $1,270,000 from 26 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$1,650,000
Stamp Duty (New South Wales)
$72,762
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,726,629

$76,629 on top of the price (4.6% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Shoal Bay's advertised median rent — not a rent for this listing.

Net yield
0.27%
Annual cashflow (pre-tax)
$-81,274
Interest cover (DSCR)
0.05
Annual rent
$29,276
Operating expenses
$24,750
Loan amount
$1,320,000
Annual interest
$85,800
Gross yield
1.77%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$1,650,000available25 Mar 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $563/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 1.8%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Shoal Bay in one glance

Shoal Bay at a glance

1,829

People

$1,270,000

Median sale

$563/wk

Median rent

2.31%

Suburb gross yield

Median sale from 26 recorded sales (last 12 months) — a Districts calculation.

See the full Shoal Bay report →

Keep researching

  • Why Shoal Bay? Read the area thesis →
  • What else is on the market in Shoal Bay →
  • Other records on Tomaree Rd →

Listing material

Listed by PRD Port Stephens

Coastal Family Living in Shoal Bay

Positioned in a highly sought after coastal pocket, this expansive dual level residence offers the perfect blend of space, functionality and relaxed lifestyle living, just moments from the pristine beaches of Shoal Bay, Fingal Bay and Box Beach. Designed with families in mind, the home showcases multiple living zones, a generous floorplan and effortless indoor outdoor flow, ideal for both everyday living and entertaining.

Upon entry, you are welcomed into a light filled interior complemented by warm timber vinyl flooring and a neutral coastal palette. The home offers a variety of living spaces, including a formal lounge, open plan living and dining area, and an additional sitting room, providing flexibility for growing families or those who love to entertain.

At the heart of the home lies a beautifully spacious kitchen featuring stone benchtops, quality appliances, ample storage and a large breakfast bar, seamlessly connecting to the dining and outdoor entertaining areas. Glass sliding doors open onto a covered alfresco space, creating a perfect setting for year round entertaining while overlooking the landscaped backyard.

Read the full description

Upstairs, well appointed bedrooms all with built in wardrobes provide comfortable accommodation, each enjoying natural light and leafy outlooks. The layout offers privacy and separation, making it ideal for families, guests or those working from home.

Positioned on a generous parcel of land, the property offers exceptional functionality and versatility, further enhanced by convenient rear lane access that opens up a world of possibilities. A substantial shed at the rear provides an ideal space for storage, workshop use or secure housing for additional vehicles, while the expansive access allows for effortless accommodation of a boat, caravan, trailer or multiple recreational vehicles. Whether you're a tradesperson, lifestyle buyer or simply in need of extra space, this feature delivers both practicality and flexibility rarely found in similar properties.

This is an outstanding opportunity to secure a spacious, move in ready home in one of Port Stephens' most desirable coastal locations, perfect for families, holidaymakers or investors alike.

Featuring:

- Multiple living zones including formal and informal areas

- Spacious open plan kitchen with stone benchtops and breakfast bar

- Covered outdoor entertaining area ideal for year round use

- Generous bedrooms all with built in wardrobes with natural light and leafy outlooks

- Well appointed bathrooms with modern finishes

- Separate internal laundry with external access

- Double lock up garage with additional driveway parking

- Substantial shed with rear lane access

- Warm timber vinyl flooring throughout main living areas

- Air conditioning and ceiling fans for year round comfort

- Established gardens and private backyard setting

Location:

- Approx. 1km to Shoal Bay Beach

- Approx. 1km to Shoal Bay Country Club

- Approx. 1km to Box Beach

Disclaimer:

All information contained herein is gathered from sources we deem reliable. However, we cannot guarantee its accuracy and act as a messenger only in passing on the details. Interested parties should rely on their own enquiries. Some of our properties are marketed from time to time without a price guide at the vendors request. This website may have filtered the property into a price bracket for website functionality purposes. Any personal information given to us during the course of the campaign will be kept on our database for follow up and to market other services and opportunities unless instructed in writing. https://www.prd.com.au/portstephens/privacy-terms-conditions/

Listing description written by Dane Queenan, PRD Port Stephens — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Built-in Robes
  • Dishwasher
  • Ensuites: 1
  • Fully Fenced
  • Outdoor Entertaining
  • Remote Garage
  • Secure Parking
  • Shed
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.