Districts
SuburbsBlogSearch
Sign inGet started
Districts
SuburbsBlogSearch
Sign inGet started

VIC › Chiltern › Horns Access Rd

143 Horns Access Rd, Chiltern VIC 3683

For saleRural Property

$990,000

For sale

Asking

$785,000

Last sold

17 May 2023

4

Bedrooms

2

Bathrooms

8

Car spaces

64,749.703 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $990,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $990,000(Listing record · 14 Aug 2026)
  • FactLand 64,750 m²; no building size recorded.(Property record)
  • CalculationRecorded Rural Property sales in Chiltern (last 5 years) with land size: median $22/m² of land (n=5). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 81% above the Chiltern median recorded sale ($547,500, n=16, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Chiltern's advertised median rent ($445/wk), implied gross yield would be 2.34% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$990,000

Asking · $15/m² of land

Last recorded sale $785,000 (17 May 2023).

Local land rate: recorded Rural Property sales in Chiltern (last 5 years) with land size have a median of $22/m² of land (n=5). Districts calculation from recorded sales — not a valuation.

Chiltern at a glance

1,616

People

$547,500

Median sale

$445/wk

Median rent

4.23%

Suburb gross yield

Median sale from 16 recorded sales (last 12 months) — a Districts calculation.

See the full Chiltern report →

Vs Chiltern

+80.8%

Median sale

Suburb $547,500

-1.89 pp

Gross yield

Suburb 4.23%

Suburb median $547,500 from 16 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$990,000
Stamp Duty (Victoria)
$54,450
Transfer/Registration Fee
$2,421
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,050,571

$60,571 on top of the price (6.1% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Chiltern's advertised median rent — not a rent for this listing.

Net yield
0.84%
Annual cashflow (pre-tax)
$-43,190
Interest cover (DSCR)
0.16
Annual rent
$23,140
Operating expenses
$14,850
Loan amount
$792,000
Annual interest
$51,480
Gross yield
2.34%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

202320242026$785k$990k
  • Sold (recorded)
  • Asking price (not a sale)
  1. Listed$990,000available14 Aug 2026
  2. Sold$785,00017 May 2023
  3. Listedprice unknowncompleted31 Jan 2023
  4. Listedprice unknowncompleted31 Jan 2023

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $445/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 2.3%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Chiltern in one glance

Chiltern at a glance

1,616

People

$547,500

Median sale

$445/wk

Median rent

4.23%

Suburb gross yield

Median sale from 16 recorded sales (last 12 months) — a Districts calculation.

See the full Chiltern report →

Keep researching

  • Why Chiltern? Read the area thesis →
  • What else is on the market in Chiltern →
  • Other records on Horns Access Rd →

Listing material

Listed by Elders Real Estate Wodonga

Country Living On 16 Acres

If a little more space, fresh country air and room to enjoy the outdoors are calling, this 16-acre lifestyle property on the outskirts of historic Chiltern deserves your attention. Freshly updated with new carpet and paint, along with a new electric entrance gate and great improvements to the paddocks, this property is ready for its next chapter.

The spacious four bedroom home offers a practical layout designed for relaxed family living, with two separate living zones providing plenty of room to spread out.

A large front lounge is complemented by an oversized open family, dining and kitchen area, while the country style timber kitchen offers a freestanding cooker, dishwasher and an impressive bank of pantry storage and breakfast bar.

Read the full description

All four bedrooms are generously sized, with the master enjoying its own ensuite, while the family bathroom includes a bath with shower.

Year round comfort for all t is well covered with evaporative cooling, a combustion heater and ceiling fans, new split system to the lounge while the large laundry and nearby linen storage add to the home's everyday functionality.

Outdoor living is just as appealing, with a north-facing alfresco area to the front and an additional verandah at the rear providing plenty of space to sit back and enjoy the rural surrounds. An oversized double carport sits under the roofline, while the impressive powered machinery shed, approximately 18m x 6m, provides excellent storage and workspace with open bays and an enclosed section with roller door.

For those wanting to make the most of country living, there's an established vegetable patch and chicken coop, a picturesque seasonal dam and the convenience of town water. Recent paddock improvements further enhance the property's appeal for horses, livestock or those simply looking to establish their own hobby farm.

Positioned within easy reach of Chiltern and with convenient access to Albury-Wodonga, Beechworth and Wangaratta, this is a lifestyle property that delivers the space and freedom of country living without leaving everyday amenities too far behind.

Property highlights include:

-Approximately 16 acres with recent paddock improvements

-Fresh paint and new carpet throughout the home

-New electric entrance gate adding convenience and security

-Four generous bedrooms including master with ensuite

-Two separate living zones with spacious family accommodation

-Country-style timber kitchen with excellent pantry storage

-Evaporative cooling, combustion heating, split system and ceiling fans

-North-facing alfresco plus additional rear verandah

-Oversized double carport positioned under the roofline

-Powered machinery shed approximately 18m x 6m

-Solar panels to roof to asssit with utility costs

-Established vegetable garden and chicken coop

-Picturesque seasonal dam plus convenient town water

-Close to Hume Highway for easy access

Listing description written by Dean Star, Elders Real Estate Wodonga — reproduced as published, not verified by Districts.

Property features

  • Living Areas: 2
  • Toilets: 2
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

Research

  • Property search
  • Suburb profiles
  • Blog
  • Calculators
  • Follow suburbs
  • Sign in

Learn

  • How we use data
  • What's covered
  • Questions
  • Who it's for
  • Access

Company

  • About
  • Contact
  • support@districts.com.au

Legal

  • Privacy
  • Terms

© 2026 Districts

districts.com.au

Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.