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NSW › South West Rocks › Fitzroy Pl

14A Fitzroy Pl, South West Rocks NSW 2431

For saleSemi-detached for Sale

$690,000

For sale

Asking

4

Bedrooms

2

Bathrooms

2

Car spaces

268 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $690,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $690,000(Listing record · 4 June 2026)
  • CalculationAsk is 24% above the South West Rocks median recorded sale ($555,000, n=7, last 24 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at South West Rocks's advertised median rent ($519/wk), implied gross yield would be 3.91% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$690,000

Asking · $2,575/m² of land

No recorded sale for this property.

South West Rocks at a glance

5,179

People

$555,000

Median sale

$519/wk

Median rent

4.86%

Suburb gross yield

Median sale from 7 recorded sales (last 24 months) — a Districts calculation.

See the full South West Rocks report →

Vs South West Rocks

+24.3%

Median sale

Suburb $555,000

-0.95 pp

Gross yield

Suburb 4.86%

Suburb median $555,000 from 7 recorded sales (last 24 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$690,000
Stamp Duty (New South Wales)
$25,462
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$719,329

$29,329 on top of the price (4.3% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with South West Rocks's advertised median rent — not a rent for this listing.

Net yield
2.41%
Annual cashflow (pre-tax)
$-19,242
Interest cover (DSCR)
0.46
Annual rent
$26,988
Operating expenses
$10,350
Loan amount
$552,000
Annual interest
$35,880
Gross yield
3.91%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$690,000available4 June 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $519/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 3.9%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

South West Rocks in one glance

South West Rocks at a glance

5,179

People

$555,000

Median sale

$519/wk

Median rent

4.86%

Suburb gross yield

Median sale from 7 recorded sales (last 24 months) — a Districts calculation.

See the full South West Rocks report →

Keep researching

  • Why South West Rocks? Read the area thesis →
  • What else is on the market in South West Rocks →
  • Other records on Fitzroy Pl →

Listing material

Listed by Harcourts The Rocks

Private, Easy-Care Duplex Living Just Minutes from Beaches, Shops and Golf Course

Contemporary coastal living, strong investment appeal, and everyday convenience come together in this near-new duplex, offering a fantastic opportunity to secure a modern property in one of South West Rocks' most sought-after residential pockets.

Built in 2024 and currently leased at $570 per week, this property presents an attractive option for investors seeking immediate income, while also appealing to future owner-occupiers, retirees, downsizers, and families looking for a quality home in a peaceful location.

Positioned in a quiet cul-de-sac surrounded by quality homes, 14A Fitzroy Place has been thoughtfully designed to deliver low-maintenance living without compromising on comfort, functionality, or style. Whether you're searching for a set-and-forget investment, a future coastal residence, or a modern property that offers flexibility and convenience, this home deserves your attention.

Read the full description

Property Features:

• Built in 2024 with modern finishes throughout

• Currently leased at $570 per week

• Four spacious bedrooms with mirrored built-in robes

• Ceiling fans throughout all bedrooms

• Master bedroom with ensuite and air conditioning

• Open-plan living and dining area

• Reverse-cycle air conditioning to main living space

• Contemporary kitchen with stone benchtops

• Stainless steel appliances and dishwasher

• Covered outdoor alfresco entertaining area

• Fully fenced and pet-friendly backyard

• Gated side access

• Water tank

• Single remote-control garage with internal access

• Internal laundry

• Positioned in a quiet cul-de-sac

• Close to beaches, golf course, shops, cafés and local amenities

• Low-maintenance lifestyle ideal for investors, downsizers and families

Step inside and discover a light-filled interior featuring a practical single-level floorplan designed for modern living. The spacious open-plan living and dining area creates a welcoming central hub where family and friends can gather, while reverse-cycle air conditioning provides year-round comfort. Large sliding glass doors connect the indoor living spaces with the outdoor entertaining area, creating a seamless flow between inside and out.

At the heart of the home is a stylish contemporary kitchen complete with stone benchtops, stainless steel appliances, quality cabinetry, dishwasher, and ample bench space. Whether preparing everyday meals or entertaining guests, the kitchen offers both practicality and modern appeal.

The home offers four generously sized bedrooms, each fitted with mirrored built-in wardrobes and ceiling fans. The master suite enjoys a private position and features its own air conditioning and modern ensuite, creating a comfortable retreat away from the main living areas. The remaining bedrooms provide excellent flexibility for families, guests, or those requiring additional space for a home office, hobby room, or study.

Outside, you'll find a private covered alfresco area overlooking the fully fenced backyard. This outdoor space is perfect for weekend barbecues, relaxing with a morning coffee, or simply enjoying the privacy and security of your own backyard. The pet-friendly yard provides space for children and pets to play while remaining easy to maintain, making it ideal for busy lifestyles.

Adding further practicality, the property includes gated side access, a water tank, and a single remote-control garage with internal access and laundry facilities. Every aspect of the home has been designed with ease of living in mind, allowing owners and tenants alike to enjoy a comfortable, modern lifestyle with minimal upkeep.

One of the major attractions of this property is its outstanding location. From Fitzroy Place, you're only minutes from South West Rocks' beautiful beaches, local shopping precinct, cafés, restaurants, golf course, schools, and everyday services. The combination of a quiet residential setting and close proximity to lifestyle amenities makes this a highly desirable position for both residents and investors.

For investors, the property is currently leased at $570 per week, providing immediate rental income from day one. The modern construction, low-maintenance design, and popular location continue to make properties of this calibre highly sought after within the local rental market.

Properties that combine modern construction, immediate rental income, and a highly desirable coastal location are becoming increasingly difficult to find. Whether you're looking to strengthen your investment portfolio, secure a future home by the coast, or purchase a quality property with broad market appeal, 14A Fitzroy Place offers an opportunity worth exploring.

Call or SMS Eric Agostini on 0435 008 788 today to arrange your private inspection and discover everything this quality property has to offer.

Listing description written by Eric Agostini, Harcourts The Rocks — reproduced as published, not verified by Districts.

Property features

  • Broadband
  • Built-in Robes
  • Courtyard
  • Dishwasher
  • Ensuites: 1
  • Fully Fenced
  • Living Areas: 1
  • Outdoor Entertaining
  • Pet-Friendly
  • Remote Garage
  • Toilets: 2
  • Water Tank

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.