Districts
SuburbsBlogSearch
Sign inGet started
Districts
SuburbsBlogSearch
Sign inGet started

NSW › Hat Head › Creek St

15 Creek St, Hat Head NSW 2440

For saleHouse

$1,350,000–$1,400,000

For sale

Asking range

3

Bedrooms

1

Bathrooms

3

Car spaces

746 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $1,350,000–$1,400,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $1,350,000–$1,400,000(Listing record · 3 July 2026)
  • CalculationLand 746 m² against a 112 m² dwelling — the land is most of what is being bought.(Districts calculation)

What could make it worth more?

  • InterpretationA large lot with a small dwelling means the value case rests on the land and what the zone allows on it, not the house.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$1,350,000–$1,400,000

Asking range · $1,810/m² of land

No recorded sale for this property.

Hat Head at a glance

No data

Median sale

No data

Median rent

No data

Suburb gross yield

See the full Hat Head report →

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$1,350,000
Stamp Duty (New South Wales)
$56,262
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,410,129

$60,129 on top of the price (4.5% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

No rent is recorded for this listing. Enter a weekly rent to model yield.

Enter a purchase price and weekly rent to calculate yield.

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$1,350,000–$1,400,000available3 July 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

No advertised rent and no suburb rent aggregate are loaded. Official bond files are not loaded. Listing rent and suburb aggregates are evidence, not this address’s rent.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

0 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Unknown

    No advertised rent and no suburb rent aggregate are loaded. Official bond files are not loaded. Listing rent and suburb aggregates are evidence, not this address’s rent.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Hat Head in one glance

Hat Head at a glance

No data

Median sale

No data

Median rent

No data

Suburb gross yield

See the full Hat Head report →

Keep researching

  • Why Hat Head? Read the area thesis →
  • What else is on the market in Hat Head →
  • Other records on Creek St →

Listing material

Listed by Harcourts The Rocks

Your Family's Coastal Escape Awaits | Spacious 746m² Retreat Moments from Beach, Creek & National Park

Imagine arriving on a Friday afternoon, leaving the car behind, and spending the next few days walking to the beach, casting a line into Korogoro Creek, exploring the surrounding national parks or simply unwinding with family under the covered entertaining area. At 15 Creek Street, every weekend feels like Christmas, Easter, or the summer holiday you've been looking forward to all year.

Positioned on a generous 746m² block with an impressive wide frontage, this welcoming family home captures everything people love about Hat Head. It offers space to relax, room to entertain, and an unbeatable lifestyle just moments from some of the Mid North Coast's most treasured natural attractions.

Lovingly held as a family home, the property has been designed around easy coastal living. Established tropical gardens create a private sanctuary, while the expansive front lawn immediately sets the tone for the relaxed lifestyle that awaits beyond the front door.

Read the full description

Inside, the home offers three generous bedrooms, all complemented by ceiling fans for year-round comfort. At the heart of the home, the beautifully upgraded kitchen provides ample preparation space, modern storage, and functionality, making family meals and entertaining effortless.

The adjoining living and dining areas flow seamlessly to the rear of the home where a full-length covered pergola creates an outstanding outdoor entertaining space. Whether you're enjoying a quiet morning coffee, hosting Christmas lunch, celebrating Easter with family, or relaxing after a day on the water, this space is designed to be enjoyed throughout every season.

Extending from the pergola, a timber deck guides you through the beautifully maintained backyard to the rear garage, creating an attractive and practical connection between the home and outdoor spaces.

Adding further flexibility, the laundry incorporates a second shower and toilet, making life easy after long days at the beach, fishing, boating or entertaining guests.

The fully fenced backyard offers outstanding privacy and security while still providing plenty of open lawn for children and pets to enjoy. Established tropical gardens soften every corner of the property, creating a peaceful setting that feels more like a private holiday retreat than a traditional residential home.

Wide side access provides excellent practicality for storing a boat, trailer, or additional recreational equipment, while the substantial rear garage offers far more than just vehicle storage. Previously enjoyed as additional guest accommodation for family and friends, this versatile space provides endless possibilities as a games room, hobby area, workshop, teenage retreat, or the perfect place for visitors to unwind after a day at the beach.

One of this property's greatest assets is its location. Simply cross the road and you'll find yourself at picturesque Korogoro Creek, one of Hat Head's most loved destinations for kayaking, paddleboarding, fishing, and relaxing beside the water. Continue just a few more minutes, and you'll arrive at Hat Head's pristine surf beach, local café, bowling club, village amenities, and the breathtaking Hat Head National Park, where walking trails, secluded beaches and spectacular coastal scenery become part of everyday life.

Whether you're searching for your forever home, the perfect family holiday retreat or a property with excellent future holiday letting potential, 15 Creek Street offers an exceptional opportunity to secure a home in one of the Mid North Coast's most tightly held coastal villages.

Properties that combine generous land size, established gardens, practical side access, outstanding outdoor living, and such close proximity to the creek, beach, and national park are becoming increasingly difficult to find.

Come and discover why so many families return to Hat Head year after year, and why this could be the place where your own family creates memories for generations to come.

Property Features

• Generous 746m² block with wide street frontage

• Three spacious bedrooms

• Updated kitchen with excellent storage and workspace

• Main bathroom plus second shower and toilet in the laundry

• Ceiling fans throughout

• Expansive full-length covered rear pergola

• Timber deck connecting entertaining area to rear garage

• Fully fenced backyard

• Beautiful established tropical gardens

• Wide side access for boat, trailer, or additional vehicles

• Rear double garage with single vehicle access door

• Large backyard with plenty of room for children and pets

• Cross the road to picturesque Korogoro Creek

• Approximately 2 to 3 minutes to Hat Head Beach

• Approximately 2 to 3 minutes to the local café, bowling club, and village amenities

• Easy access to Hat Head National Park

• Outstanding lifestyle, holiday home or future investment opportunity

Call or SMS Eric Agostini today to arrange your private inspection and discover everything this exceptional Hat Head property has to offer.

Listing description written by Eric Agostini, Harcourts The Rocks — reproduced as published, not verified by Districts.

Property features

  • Broadband
  • Built-in Robes
  • Deck
  • Dishwasher
  • Floorboards
  • Fully Fenced
  • Living Areas: 1
  • Outdoor Entertaining
  • Pet-Friendly
  • Shed
  • Toilets: 2
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

Research

  • Property search
  • Suburb profiles
  • Blog
  • Calculators
  • Follow suburbs
  • Sign in

Learn

  • How we use data
  • What's covered
  • Questions
  • Who it's for
  • Access

Company

  • About
  • Contact
  • support@districts.com.au

Legal

  • Privacy
  • Terms

© 2026 Districts

districts.com.au

Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.