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NSW › Colo Vale › Flora St

15 Flora St, Colo Vale NSW 2575

For saleHouse for Sale

$2,130,000–$2,160,000

For sale

Asking range

8

Bedrooms

4

Bathrooms

8

Car spaces

2,447 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $2,130,000–$2,160,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $2,130,000–$2,160,000(Listing record · 12 Mar 2026)
  • CalculationLand 2,447 m² against a 350 m² dwelling — the land is most of what is being bought.(Districts calculation)
  • CalculationAsk is 137% above the Colo Vale median recorded sale ($900,000, n=17, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Colo Vale's advertised median rent ($680/wk), implied gross yield would be 1.66% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

  • InterpretationA large lot with a small dwelling means the value case rests on the land and what the zone allows on it, not the house.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$2,130,000–$2,160,000

Asking range · $870/m² of land

No recorded sale for this property.

Colo Vale at a glance

1,794

People

$900,000

Median sale

$680/wk

Median rent

3.93%

Suburb gross yield

Median sale from 17 recorded sales (last 12 months) — a Districts calculation.

See the full Colo Vale report →

Vs Colo Vale

+136.7%

Median sale

Suburb $900,000

-2.27 pp

Gross yield

Suburb 3.93%

Suburb median $900,000 from 17 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$2,130,000
Stamp Duty (New South Wales)
$99,162
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$2,233,029

$103,029 on top of the price (4.8% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Colo Vale's advertised median rent — not a rent for this listing.

Net yield
0.16%
Annual cashflow (pre-tax)
$-107,350
Interest cover (DSCR)
0.03
Annual rent
$35,360
Operating expenses
$31,950
Loan amount
$1,704,000
Annual interest
$110,760
Gross yield
1.66%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$2,130,000–$2,160,000available12 Mar 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $680/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 1.7%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Colo Vale in one glance

Colo Vale at a glance

1,794

People

$900,000

Median sale

$680/wk

Median rent

3.93%

Suburb gross yield

Median sale from 17 recorded sales (last 12 months) — a Districts calculation.

See the full Colo Vale report →

Keep researching

  • Why Colo Vale? Read the area thesis →
  • What else is on the market in Colo Vale →
  • Other records on Flora St →

Listing material

Listed by Morton Crows Nest

Architecturally Designed Dual Occupancy with 5.5% guaranteed rental yield

Positioned on a substantial 2,447 sqm parcel in a peaceful countryside setting, this dual-occupancy residence presents a compelling opportunity for investors or families seeking flexible living arrangements. Designed as two fully independent homes under one roof, the property offers the potential for dual rental income with strong yield, short-term accommodation such as Airbnb, or comfortable multi-generational/multi-family living while maintaining privacy between residences.

- Architecturally designed dual-occupancy residence comprising two independent homes, with impressive 5.4 metre ceilings enhancing natural light and internal scale.

- Substantial dual-occupancy build offering in excess of 350sqm total internal/external living, approximately 175sqm+ per residence

Read the full description

- Opportunity for dual rental income, Airbnb hosting or multi-generational/multi-family living.

- 5.5% guaranteed rental yield offered.

- Master bedrooms in both residences featuring walk-in robes and private ensuites.

- Thoughtfully designed floorplan providing clear separation between private accommodation and living zones.

- Upper level in each residence featuring a fourth bedroom, additional living area and private balcony.

- Modern open-plan kitchens with island benches flowing into well-proportioned living and dining areas.

- Quality materials and tasteful finishes throughout both residences.

- Dedicated outdoor entertaining areas for each residence, including private fire pit zones.

- Seamless indoor-outdoor connection to surrounding landscaped grounds.

- Expansive lawns and tasteful country style quality timber fencing. Providing privacy, open space and a relaxed rural setting.

- Lock-up garage servicing each residence.

- With its prime location, enjoy seamless connectivity to the bustling city life of Campbelltown and Sydney, thanks to the nearby M31 Hume Motorway.

- Future re-zoning and subdivision potential.

Set within the quiet village setting of Colo Vale, the property enjoys a relaxed semi-rural atmosphere surrounded by natural bushland while remaining conveniently connected to nearby townships and amenities. Local parks, community facilities and Colo Vale Public School are located close by, reinforcing the area's appeal for families, lifestyle buyers and investors seeking space and privacy within reach of the Southern Highlands and Greater Sydney.

Listing description written by Konstantin Melnikov, Morton Crows Nest — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.