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SA › Encounter Bay › Moonya Ave

15 Moonya Ave, Encounter Bay SA 5211

For saleHouse for Sale

$750,000

For sale

Asking

3

Bedrooms

2

Bathrooms

3

Car spaces

965 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $750,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $750,000(Listing record · 13 Aug 2026)
  • FactLand 965 m²; no building size recorded.(Property record)
  • CalculationAsk is 7% below the Encounter Bay median recorded sale ($810,000, n=11, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Encounter Bay's advertised median rent ($545/wk), implied gross yield would be 3.78% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$750,000

Asking · $777/m² of land

No recorded sale for this property.

Encounter Bay at a glance

5,480

People

$810,000

Median sale

$545/wk

Median rent

3.50%

Suburb gross yield

Median sale from 11 recorded sales (last 12 months) — a Districts calculation.

See the full Encounter Bay report →

Vs Encounter Bay

-7.4%

Median sale

Suburb $810,000

+0.28 pp

Gross yield

Suburb 3.50%

Suburb median $810,000 from 11 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$750,000
Stamp Duty (South Australia)
$35,080
Transfer/Registration Fee
$7,703
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$796,483

$46,483 on top of the price (6.2% extra)

  • Stamp Duty (South Australia)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: South Australia schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Encounter Bay's advertised median rent — not a rent for this listing.

Net yield
2.28%
Annual cashflow (pre-tax)
$-21,910
Interest cover (DSCR)
0.44
Annual rent
$28,340
Operating expenses
$11,250
Loan amount
$600,000
Annual interest
$39,000
Gross yield
3.78%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$750,000available13 Aug 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

SA

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Nearby development applications are not loaded. This lot’s own applications are a separate question.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $545/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Nearby development applications are not loaded. This lot’s own applications are a separate question. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 3.8%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Nearby development applications are not loaded. This lot’s own applications are a separate question.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Encounter Bay in one glance

Encounter Bay at a glance

5,480

People

$810,000

Median sale

$545/wk

Median rent

3.50%

Suburb gross yield

Median sale from 11 recorded sales (last 12 months) — a Districts calculation.

See the full Encounter Bay report →

Keep researching

  • Why Encounter Bay? Read the area thesis →
  • What else is on the market in Encounter Bay →
  • Other records on Moonya Ave →

Listing material

Listed by Ray White Victor Harbor/Goolwa

Permanent Ocean & Island Views

With breathtaking permanent sea views stretching across The Bluff, Wright Island and beyond, where waves break dramatically over the island and spectacular sunrises unfold, 15 Moonya Avenue presents a rare opportunity to secure a substantial coastal holiday home in one of Encounter Bay's most sought-after locations.

Built in the 1970s and lovingly enjoyed by the same family ever since, this much-loved home remains in largely original condition, providing an exciting opportunity for its next owner to enjoy as it is or renovate, modernize and create something truly special - while retaining the charm and character of a classic family beach house.

Set towards the rear of a generous 962m2 low-maintenance allotment, the home offers plenty of space and versatility, with the elevated position taking full advantage of the magnificent outlook towards the ocean.

Read the full description

A Home Designed for Family & Friends

Entry to the home is through a spacious foyer with direct access also via the garage. On the ground level there is a generous living/family/games room, complete with those wonderful sea views - a welcoming space for relaxing after a day at the beach. This area could also be utilized for extra accommodation if required. This level includes the laundry, and a second bathroom with shower and WC.

Upstairs, rich timber flooring and feature brick walls welcome you to the true hub of the home, where the spacious air-conditioned L-shaped lounge and dining area capitalize on the spectacular views. From here, doors open onto the balcony, providing the perfect spot to sit back, enjoy the sea breeze and be mesmerized by the waves breaking over Wright Island.

The existing balcony requires some maintenance or replacement, offering an opportunity to create a more generous, contemporary outdoor entertaining area and make even greater use of the stunning coastal setting.

The kitchen is practical and well designed with good storage including a pantry, double sink and ample bench space, making it an ideal area for family and friends to gather while meals are being prepared.

There are three generous double bedrooms, the master includes a wall of built in robes, this and the second bedroom both enjoy sea views. The original family bathroom features a shower over a hip bath and vanity, plus there is a separate WC.

A Coastal Opportunity Not to Be Missed

This is a property with genuine potential. Whether you are looking for a traditional family holiday home, a coastal escape to enjoy for years to come, or a property that can be transformed into a modern beachside residence, the possibilities are exciting.

The combination of permanent sea views, substantial land, a solid and spacious home, and a tightly held location make this an opportunity well worth considering.

Positioned close to the boat ramp, Whalers Inn and the popular Beach House Café, you can enjoy the relaxed Encounter Bay lifestyle with some of the Fleurieu Peninsula's best attractions right on your doorstep.

A home that has created many wonderful family memories - now ready for its next chapter.

If you have been searching for a property offering magnificent sea views without the million-dollar price tag, this could be the opportunity you have been waiting for.

To arrange your personal inspection or for more information please contact John Mowling on 0407 311 976.

Ray White Goolwa | Victor Harbor

73 Ocean Street, Victor Harbor SA 5211

1 Cadell Street, Goolwa SA 5214

Disclaimer - Every precaution has been taken to establish the accuracy of the material herein. Prospective purchasers should not confine themselves to the contents but should make their own enquiries to satisfy themselves in all respects. Ray White Goolwa | Victor Harbor will not accept any responsibility should any details prove to be incomplete or incorrect: RLA 298107.

Listing description written by John Mowling, Ray White Victor Harbor/Goolwa — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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