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VIC › Cowes › Walton St

15 Walton St, Cowes VIC 3922

For saleHouse for Sale

$875,000–$925,000

For sale

Asking range

3

Bedrooms

2

Bathrooms

2

Car spaces

738 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $875,000–$925,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $875,000–$925,000(Listing record · 23 Oct 2025)
  • FactLand 738 m²; no building size recorded.(Property record)
  • CalculationAsk is 23% above the Cowes median recorded sale ($711,250, n=82, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Cowes's advertised median rent ($508/wk), implied gross yield would be 3.02% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$875,000–$925,000

Asking range · $1,186/m² of land

No recorded sale for this property.

Cowes at a glance

7,858

People

$711,250

Median sale

$508/wk

Median rent

3.71%

Suburb gross yield

Median sale from 82 recorded sales (last 12 months) — a Districts calculation.

See the full Cowes report →

Vs Cowes

+23.0%

Median sale

Suburb $711,250

-0.69 pp

Gross yield

Suburb 3.71%

Suburb median $711,250 from 82 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$875,000
Stamp Duty (Victoria)
$47,570
Transfer/Registration Fee
$2,152
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$928,422

$53,422 on top of the price (6.1% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Cowes's advertised median rent — not a rent for this listing.

Net yield
1.52%
Annual cashflow (pre-tax)
$-32,209
Interest cover (DSCR)
0.29
Annual rent
$26,416
Operating expenses
$13,125
Loan amount
$700,000
Annual interest
$45,500
Gross yield
3.02%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$875,000–$925,000available23 Oct 2025

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $508/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 3.0%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Cowes in one glance

Cowes at a glance

7,858

People

$711,250

Median sale

$508/wk

Median rent

3.71%

Suburb gross yield

Median sale from 82 recorded sales (last 12 months) — a Districts calculation.

See the full Cowes report →

Keep researching

  • Why Cowes? Read the area thesis →
  • What else is on the market in Cowes →
  • Other records on Walton St →

Listing material

Listed by Stockdale & Leggo Phillip Island | San Remo

Backing Onto Blue Gum Reserve – Room for boat or caravan

This exceptional brick home in an established pocket of East Cowes offers a rare combination of natural surroundings with an unbeatable location – just 750m to Thompson Avenue's cafes and shops, 1.3km to the beach and 850m to East Cowes Recreation Reserve with football, soccer and tennis facilities.

The true jewel of this property is its position backing directly onto a reserve meaning uninterrupted green space, privacy and direct gate access for dog walks, kids play or leisurely strolls. Your backyard essentially extends into nature beyond, offering a peaceful outlook that's tightly held and increasingly rare to find.

Step inside to soaring pitched ceilings that flood the living and dining area with impressive natural light and space. A cozy wood heater creates the perfect ambiance for winter evenings, while the room's grand proportions make it ideal for both relaxed family time and elegant entertaining. The home flows seamlessly to a generous second living area featuring a built-in bar with an art deco vibe – perfect for cocktail hour or casual drinks with friends.

Read the full description

The modern kitchen is a chef's delight with brand-new appliances throughout, plenty of storage and generous bench space for meal preparation. The thoughtful design connects the indoor spaces effortlessly to the north-facing undercover alfresco area, ideal for year-round entertaining. The expansive backyard features a cozy fire pit and two generous garden sheds for all your storage needs, while direct parkland access from the back gate makes outdoor living effortless.

This home strikes the perfect balance for both families and downsizers. Multiple living areas provide space for everyone to spread out, the natural backdrop offers safe play space at your doorstep and kids can walk or bike to local sporting facilities for weekend activities. For those seeking a coastal tree-change, the low-maintenance brick construction, single-level design, and walkable lifestyle means more time enjoying the best of Phillip Island with less upkeep. Energy efficiency comes standard with a 6.6KW solar system helping reduce bills year-round.

East Cowes has earned its reputation as one of the island's most sought-after neighbourhoods – close enough to enjoy all of Cowes' amenities yet peaceful and well established. The local sporting hub brings the community together for weekend matches and social tennis, while the beach (recently named 10th best in Australia for 2025) offers safe swimming in a family-friendly atmosphere. Whether you're popping out for Saturday morning coffee, heading to the beach for a sunset swim or enjoying morning walks through protected parkland, everything is within easy reach without needing the car.

Whether raising a family or embracing your next chapter, this Walton Street gem deserves your immediate attention. Contact us today to arrange an inspection.

If you're an investor, our specialised rental department are here to assist in the management of your future investment. If you would like a current rental appraisal on this property, please get in contact today!

Listing description written by Jaime Morris, Stockdale & Leggo Phillip Island | San Remo — reproduced as published, not verified by Districts.

Property features

  • Ensuites: 1
  • Living Areas: 2
  • Toilets: 2
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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