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NSW › Culburra Beach › The Lake Circuit

152 The Lake Circuit, Culburra Beach NSW 2540

For saleHouse for Sale

$1,290,000

For sale

Asking

3

Bedrooms

2

Bathrooms

2

Car spaces

815.7 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $1,290,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $1,290,000(Listing record · 3 Feb 2026)
  • FactLand 816 m²; no building size recorded.(Property record)
  • CalculationAsk is 42% above the Culburra Beach median recorded sale ($910,000, n=40, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Culburra Beach's advertised median rent ($544/wk), implied gross yield would be 2.19% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$1,290,000

Asking · $1,581/m² of land

No recorded sale for this property.

Culburra Beach at a glance

2,968

People

$910,000

Median sale

$544/wk

Median rent

3.11%

Suburb gross yield

Median sale from 40 recorded sales (last 12 months) — a Districts calculation.

See the full Culburra Beach report →

Vs Culburra Beach

+41.8%

Median sale

Suburb $910,000

-0.92 pp

Gross yield

Suburb 3.11%

Suburb median $910,000 from 40 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$1,290,000
Stamp Duty (New South Wales)
$52,962
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,346,829

$56,829 on top of the price (4.4% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Culburra Beach's advertised median rent — not a rent for this listing.

Net yield
0.69%
Annual cashflow (pre-tax)
$-58,142
Interest cover (DSCR)
0.13
Annual rent
$28,288
Operating expenses
$19,350
Loan amount
$1,032,000
Annual interest
$67,080
Gross yield
2.19%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$1,290,000available3 Feb 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $544/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 2.2%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Culburra Beach in one glance

Culburra Beach at a glance

2,968

People

$910,000

Median sale

$544/wk

Median rent

3.11%

Suburb gross yield

Median sale from 40 recorded sales (last 12 months) — a Districts calculation.

See the full Culburra Beach report →

Keep researching

  • Why Culburra Beach? Read the area thesis →
  • What else is on the market in Culburra Beach →
  • Other records on The Lake Circuit →

Listing material

Listed by First National Real Estate Callala & Culburra

COASTAL CHARMER

Enjoying the ‘feel’ of a beach house, you will love the vibe of this lovely cottage. Currently offered for short term holiday letting and as neat as a pin, it is obvious that the home has been lovingly maintained by the current owners.

Whether you are searching for a weekender, an investment property or somewhere to call ‘home’, there are a lot of boxes being ticked here.

Open plan in design, the living room adjoins the meals area and kitchen. Beautiful timber flooring adds to the coastal feel of the home and is a practical option for keeping the sand at bay following a day at the beach.

Read the full description

There are two designated bedrooms, with a third that could double as a second living space, depending on what best suits your needs. The master enjoys the convenience of having an ensuite, whilst the laundry is combined with the main bathroom.

A fabulous outdoor raised deck is surely where many a family BBQ will be had, providing a great vantage point to be involved in a game of back yard cricket.

The expansive and secure yard will keep the kids and the furry kids happy and the wide side access to the backyard ensures you can get a vehicle to the detached, double garage that is situated in the back yard.

Situated in a sought after part of beautiful Culburra Beach, just a stroll to the beach and the local café, this may very well be the seaside getaway you have been waiting for.

With the market heating up, we expect this fantastic property won't last long. For full details, call Kellie Sprowles of Culburra First National on 02 4447 3600

Some images may be digitally enhanced or virtually staged for marketing purposes. All information contained herein has been obtained from sources we believe to be reliable; however, we cannot guarantee its accuracy. Interested parties should rely on their own enquiries and inspections.

Listing description written by Kellie Sprowles, First National Real Estate Callala & Culburra — reproduced as published, not verified by Districts.

Also look at

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  • 91 Greenbank Grove, Culburra Beach NSW 2540

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Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.