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NSW › Cottage Point › Cowan Dr

16 Cowan Dr, Cottage Point NSW 2084

For saleHouse

$3,750,000

For sale

Asking

5

Bedrooms

4

Bathrooms

2

Car spaces

1,176 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $3,750,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $3,750,000(Listing record · 15 July 2026)
  • FactLand 1,176 m²; no building size recorded.(Property record)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$3,750,000

Asking · $3,189/m² of land

No recorded sale for this property.

Cottage Point at a glance

No data

Median sale

No data

Median rent

No data

Suburb gross yield

See the full Cottage Point report →

Total cost to purchase

Purchase Price
$3,750,000
Stamp Duty (New South Wales)
$188,697
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$3,942,564

$192,564 on top of the price (5.1% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

No rent is recorded for this listing. Enter a weekly rent to model yield.

Enter a purchase price and weekly rent to calculate yield.

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$3,750,000available15 July 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

No advertised rent and no suburb rent aggregate are loaded. Official bond files are not loaded. Listing rent and suburb aggregates are evidence, not this address’s rent.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

0 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Unknown

    No advertised rent and no suburb rent aggregate are loaded. Official bond files are not loaded. Listing rent and suburb aggregates are evidence, not this address’s rent.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Cottage Point in one glance

Cottage Point at a glance

No data

Median sale

No data

Median rent

No data

Suburb gross yield

See the full Cottage Point report →

Keep researching

  • Why Cottage Point? Read the area thesis →
  • What else is on the market in Cottage Point →
  • Other records on Cowan Dr →

Listing material

Listed by Ray White Northern Beaches

Tranquil Deep Waterfront - Sweeping Water and National Park Vistas

Offering exceptional value for a true deep waterfront holding, this tightly held Cottage Point retreat presents a rare opportunity to secure a substantial lifestyle property within one of Sydney's smallest and most exclusive enclaves.

Surrounded by the pristine natural beauty of Ku-ring-gai Chase National Park, the home enjoys sweeping views across the tranquil waterways of Cowan and delivers the privacy, boating access and peaceful setting often associated with significantly higher price points.

Spanning two well-planned levels and capturing a sunny north-west aspect, the home features a striking central atrium that fills the interiors with natural light and frames the breathtaking outlook. Expansive outdoor terraces, landscaped low-maintenance gardens and elegant sandstone create an inviting setting for relaxed living and entertaining.

Read the full description

At the water's edge, the versatile boatshed provides an ideal space for guests, relaxation or waterfront entertaining, while the floating pontoon offers direct deep-water access for boating enthusiasts. Despite its secluded bushland setting, the property is approximately nine kilometres from Terrey Hills and 30 kilometres from the Sydney Harbour Bridge. Cottage Point Inn and the local kiosk are moments away by foot or boat, with leading North Shore schools within easy driving distance.

For buyers seeking genuine deep waterfront, direct boating access, spectacular natural surrounds and exceptional value, this is an opportunity that deserves serious consideration.

(Note for Inspections: If you would like to park on site, please pre-register for one of the parking spaces).

Accommodation Features:

• Architecturally designed by renowned architect Tom Simmat

• Spans two well-planned levels flooded with natural light

• Striking atrium perfectly frames the breathtaking bushland surroundings

• Sweeping, uninterrupted views over the untouched waters of Cowan Creek

• Sunny north-west aspect captures brilliant natural warmth

• Versatile waterfront boatshed doubles as guest accommodation or entertaining space

External Features:

• Deep waterfront retreat with direct access to Cowan Creek

• Floating pontoon providing direct deep-water boating access

• Opportunity to apply for a highly sought-after resident's mooring

• Expansive outdoor terraces built for effortless waterfront entertaining

• Beautifully landscaped, low-maintenance gardens complementing the idyllic setting

• Elegant sandstone thoughtfully incorporated into the grounds and terraces

• Proximity to Ku-ring-gai Chase Yacht Club facilities

Location Benefits:

• Set in exclusive Cottage Point, embraced by Ku-ring-gai Chase National Park

• Moments to Cottage Point Inn and Kiosk via foot, boat, paddleboard, or kayak

• 9km to the specialty stores, cafes, and restaurants of Terrey Hills

• 30km to the Sydney Harbour Bridge for easy city connectivity

• Easy drive to Knox Grammar, Barker College, Ravenswood, and Pymble Ladies' College

• Close to Terrey Hills schools including Northern Beaches Christian School and Lorien Novalis

Disclamer: All information contained here is gathered from sources we believe reliable. We have no reason to doubt its accuracy, however we cannot guarantee it.

Listing description written by Josephine Cowling, Ray White Northern Beaches — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Balcony
  • Grey Water System
  • Outdoor Entertaining
  • Remote Garage
  • Secure Parking
  • Study
  • Workshop
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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.