Terrigal at a glance
13,414
People
$1,625,000
Median sale
$805/wk
Median rent
2.58%
Suburb gross yield
Median sale from 73 recorded sales (last 12 months) — a Districts calculation.
NSW › Terrigal › Charlotte Cl
$1,300,000
For sale
Asking
4
Bedrooms
3
Bathrooms
3
Car spaces
653 m²
Land
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Asking
$1,300,000
Asking · $1,991/m² of land
No recorded sale for this property.
Local land rate: recorded House sales in Terrigal (last 5 years) with land size have a median of $2,551/m² of land (n=75). Districts calculation from recorded sales — not a valuation.
Terrigal at a glance
13,414
People
$1,625,000
Median sale
$805/wk
Median rent
2.58%
Suburb gross yield
Median sale from 73 recorded sales (last 12 months) — a Districts calculation.
Vs Terrigal
-20.0%
Median sale
Suburb $1,625,000
+0.64 pp
Gross yield
Suburb 2.58%
Suburb median $1,625,000 from 73 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
$57,379 on top of the price (4.4% extra)
Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.
Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.
Pre-filled with Terrigal's advertised median rent — not a rent for this listing.
Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $805/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Gross yield if leased at the suburb aggregate is 3.2%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Terrigal at a glance
13,414
People
$1,625,000
Median sale
$805/wk
Median rent
2.58%
Suburb gross yield
Median sale from 73 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by LJ Hooker TerrigalPositioned in a sought-after Terrigal setting, this spacious two-storey brick home offers the perfect combination of immediate family appeal and exciting future potential.
Set on a generous 653sqm block, the beautifully-maintained residence has the solid bones and substantial proportions that provide an excellent foundation for those looking to renovate, modernise or explore the potential to redevelop (STCA).
Inside, the home offers four generous bedrooms, a large kitchen and dining zone designed for family living, and plenty of practical storage. The central living areas extend outdoors to a covered entertaining deck and private courtyard, creating a versatile space for relaxed family gatherings and entertaining.
A standout feature is the elevated front verandah, where the outlook stretches towards Forresters Beach headland � a beautiful backdrop that adds an extra dimension to this already appealing property.
The double lock-up garage with ample storage provides plenty of space for vehicles, tools and equipment, while an added bonus for EV owners is the Tesla EV charger with up to 22kW charging capacity (32A maximum output), providing fast and convenient home charging.
Whilst still perfectly liveable in its current condition, this is a property with genuine scope to add value. Whether you're looking to undertake a considered renovation, create a contemporary family home or investigate the possibilities offered by the substantial landholding, the opportunity is here.
Key features:
- Two-storey brick residence set on a generous 653sqm block towards the end of a peaceful cul-de-sac
- Four generous bedrooms with built-in wardrobes, including a master suite with walk-in robe, split system a/c and ensuite
- Spacious kitchen with, breakfast bar, electric cooktop, dishwasher and ample storage
- Three bathrooms including two ensuites and a spacious family bathroom with corner spa and separate toilet
- Spacious internal laundry with external access
- Multiple indoor and outdoor living zones including a large multi-purpose room downstairs that could be utilised as a second living, rumpus, home office or guest accommodation
- Split system a/c in upstairs living room
- Covered outdoor entertaining area designed for alfresco dining and relaxed gatherings
- Double car garage with Tesla EV charger, ample storage, and under house storage room
- Short 7-minute drive to Terrigal Beach, town centre and esplanade
- 7 minutes to Erina Fair shopping centre and 20-minute drive to Gosford Train Station
Rates
Council $2,499.04 Per annum
Water $1,017.37 Per annum
Please note that all information herein is gathered from sources we believe to be reliable. Images, photographs, plans, drawings and maps are indicative only. LJ Hooker Terrigal makes no representation or warranty as to the accuracy of the information provided and accepts no liability for any errors or omissions. All interested parties should make and rely upon their own independent enquiries. All measurements and details are approximate and subject to change without notice.
Listing description written by Matthew Farrugia, LJ Hooker Terrigal — reproduced as published, not verified by Districts.
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