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SA › Encounter Bay › Rosemary Ct

17 Rosemary Ct, Encounter Bay SA 5211

For saleLand for Sale

$425,000–$445,000

For sale

Asking range

0

Bedrooms

0

Bathrooms

0

Car spaces

709 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $425,000–$445,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $425,000–$445,000(Listing record · 17 Feb 2026)
  • FactLand 709 m²; no building size recorded.(Property record)
  • CalculationAsk is 48% below the Encounter Bay median recorded sale ($810,000, n=11, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Encounter Bay's advertised median rent ($545/wk), implied gross yield would be 6.67% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$425,000–$445,000

Asking range · $599/m² of land

No recorded sale for this property.

Encounter Bay at a glance

5,480

People

$810,000

Median sale

$545/wk

Median rent

3.50%

Suburb gross yield

Median sale from 11 recorded sales (last 12 months) — a Districts calculation.

See the full Encounter Bay report →

Vs Encounter Bay

-47.5%

Median sale

Suburb $810,000

+3.17 pp

Gross yield

Suburb 3.50%

Suburb median $810,000 from 11 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$425,000
Stamp Duty (South Australia)
$17,580
Transfer/Registration Fee
$4,343
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$450,623

$25,623 on top of the price (6.0% extra)

  • Stamp Duty (South Australia)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: South Australia schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Encounter Bay's advertised median rent — not a rent for this listing.

Net yield
5.17%
Annual cashflow (pre-tax)
$-135
Interest cover (DSCR)
0.99
Annual rent
$28,340
Operating expenses
$6,375
Loan amount
$340,000
Annual interest
$22,100
Gross yield
6.67%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$425,000–$445,000available17 Feb 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

SA

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Nearby development applications are not loaded. This lot’s own applications are a separate question.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $545/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms. No recorded off-street parking — often a discount versus the suburb median for the same beds.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Nearby development applications are not loaded. This lot’s own applications are a separate question. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 6.7%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Nearby development applications are not loaded. This lot’s own applications are a separate question.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Encounter Bay in one glance

Encounter Bay at a glance

5,480

People

$810,000

Median sale

$545/wk

Median rent

3.50%

Suburb gross yield

Median sale from 11 recorded sales (last 12 months) — a Districts calculation.

See the full Encounter Bay report →

Keep researching

  • Why Encounter Bay? Read the area thesis →
  • What else is on the market in Encounter Bay →
  • Other records on Rosemary Ct →

Listing material

Listed by Harris South Coast

Your Coastal Dream Starts Here – Start Building Sooner - Approved & Ready to Go

An extraordinary opportunity awaits in the prestigious seaside enclave of Encounter Bay. With full council approval already secured, this premium allotment at 17 Rosemary Court offers the chance to fast-track your dream home in one of the South Coast's most tightly held locations. Perched on the high side of a quiet cul-de-sac and surrounded by quality residences, the block captures sweeping coastal vistas across Granite Island, Victor Harbor, and the stunning Mount Lofty Ranges. From spectacular New Year's Eve fireworks to winter whale migrations, the ever-changing ocean outlook will be your daily backdrop.

Positioned just 600 metres from the shoreline, the lifestyle on offer is exceptional. Launch the boat at the nearby Encounter Bay Boat Ramp, dine at the popular Whalers Restaurant, or explore the scenic walking trails along The Bluff and the Heritage Trail. Enjoy quick access to Petrel Cove Beach and Rosetta Head Wharf - all just moments from your future front door. Included in the sale are complete working drawings, CAD files, structural engineering, truss designs and full council approval through City of Victor Harbor. Save 12–18 months in planning and approvals and move straight to construction with your preferred builder - or build yourself. Alternatively, if this is not the design for you, you have the option of starting over with your preferred design and builder. You have the freedom to choose. This is more than a block of land. It's a head start on a landmark coastal home in one of South Australia's most admired seaside communities. Secure the view. Secure the lifestyle. Secure your future at Encounter Bay.

Specifications:

Read the full description

CT / 5375/157

Council / Victor Harbor

Zoning / HN

Land / 709m2 (approx)

Frontage / 22.29m

Council Rates / $2369.95pa

Emergency Services Levy / $97.30pa

SA Water / $176.30pq

Estimated rental assessment / Written rental assessment can be provided upon request

Nearby Schools /Victor Harbor P.S, Victor Harbor H.S.

Disclaimer: All information provided has been obtained from sources we believe to be accurate, however, we cannot guarantee the information is accurate and we accept no liability for any errors or omissions (including but not limited to a property's land size, floor plans and size, building age and condition). Interested parties should make their own enquiries and obtain their own legal and financial advice. Should this property be scheduled for auction, the Vendor's Statement may be inspected at any Harris Real Estate office for 3 consecutive business days immediately preceding the auction and at the auction for 30 minutes before it starts. RLA | 337539

Listing description written by Kate Hill, Harris South Coast — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.