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VIC › Inverloch › The Esplanade

17 The Esplanade, Inverloch VIC 3996

For saleHouse for Sale

$2,800,000

For sale

Asking

3

Bedrooms

3

Bathrooms

2

Car spaces

499 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $2,800,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $2,800,000(Listing record · 20 Aug 2026)
  • FactLand 499 m²; no building size recorded.(Property record)
  • CalculationAsk is 252% above the Inverloch median recorded sale ($795,000, n=96, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Inverloch's advertised median rent ($459/wk), implied gross yield would be 0.85% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$2,800,000

Asking · $5,611/m² of land

No recorded sale for this property.

Inverloch at a glance

6,666

People

$795,000

Median sale

$459/wk

Median rent

3.00%

Suburb gross yield

Median sale from 96 recorded sales (last 12 months) — a Districts calculation.

See the full Inverloch report →

Vs Inverloch

+252.2%

Median sale

Suburb $795,000

-2.15 pp

Gross yield

Suburb 3.00%

Suburb median $795,000 from 96 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$2,800,000
Stamp Duty (Victoria)
$162,000
Transfer/Registration Fee
$3,614
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$2,969,314

$169,314 on top of the price (6.0% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Inverloch's advertised median rent — not a rent for this listing.

Net yield
-0.65%
Annual cashflow (pre-tax)
$-163,732
Interest cover (DSCR)
-0.12
Annual rent
$23,868
Operating expenses
$42,000
Loan amount
$2,240,000
Annual interest
$145,600
Gross yield
0.85%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$2,800,000available20 Aug 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $459/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 0.9%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Inverloch in one glance

Inverloch at a glance

6,666

People

$795,000

Median sale

$459/wk

Median rent

3.00%

Suburb gross yield

Median sale from 96 recorded sales (last 12 months) — a Districts calculation.

See the full Inverloch report →

Keep researching

  • Why Inverloch? Read the area thesis →
  • What else is on the market in Inverloch →
  • Other records on The Esplanade →

Listing material

Listed by Ray White Inverloch

A Rare Address. A Remarkable Residence

Some addresses in Inverloch simply speak for themselves. 17 The Esplanade is one of them.

Set on the corner of The Esplanade and Bay Street, this is an opportunity to secure one of Inverloch's most tightly held and recognisable waterfront positions.

This stunning contemporary residence has been thoughtfully designed across three levels, with the ground, first and rooftop levels each offering a distinct experience. Panoramic water views, impressive living spaces and private retreats combine with an internal lift connecting each level, while quality finishes and considered design are evident throughout.

Read the full description

The main living area on the first floor is where the home really comes to life. A spectacular open-plan kitchen, dining and family zone is complemented by a separate sitting room, with soaring raked ceilings creating a wonderful sense of space and natural light. The kitchen is supported by a generous butler's pantry with twin ovens, full dishwasher, wine fridge, dish drawer and additional sink, while a built-in coffee maker adds another thoughtful touch.

From here, the living spaces flow effortlessly outdoors to the balcony and alfresco, creating the perfect setting for long lunches, summer evenings and entertaining with the water as your backdrop.

Also positioned on the first floor, the master suite is privately set apart, creating a beautiful retreat of its own. Complete with a walk-in robe, ensuite and its own laundry facilities, the suite is finished with a freestanding bath, double-basin vanity, heated towel rails and heated flooring, offering both comfort and convenience.

The ground level provides exceptional flexibility, with additional bedroom suites, ensuites, living space, kitchenette, laundry and generous garage and storage. This level is perfectly suited to accommodating family and guests while maintaining excellent separation from the main living areas.

Then there is the rooftop. Private and elevated, the rooftop deck is where this remarkable position can truly be appreciated. Take in panoramic views across Anderson Inlet, watch the changing colours of the coastline or enjoy an evening drink as the sun sets over the water.

Throughout the home, the attention to detail is immediately apparent. Engineered timber floors, double glazing, feature stonework, a striking double-sided imitation gas log fire and a concealed television lift are just some of the thoughtful inclusions that set this residence apart.

Outdoor living has been just as thoughtfully considered, with a front courtyard and feature fire pit, beautifully landscaped gardens, an outdoor shower and a built-in barbecue kitchen on the main entertaining level.

And then there is the location. The foreshore is quite literally across the road, while Inverloch's town centre is less than 300 metres away. It is a position that offers an exceptional lifestyle, with the beach, water and township all just moments from home.

This is not simply an impressive home. It is a rare opportunity to secure an extraordinary residence in one of Inverloch's most recognisable locations, where contemporary architecture meets an irreplaceable waterfront setting.

One of Inverloch's most coveted addresses.

Exceptional contemporary design and craftsmanship.

Panoramic views across Anderson Inlet and beyond.

A truly rare coastal residence.

17 The Esplanade is something special.

DISCLAIMER: To inspect this property, we kindly ask as a condition of entry that you please provide photo identification.

Listing description written by Megan Harris, Ray White Inverloch — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Alarm System
  • Balcony
  • Built-in Robes
  • Courtyard
  • Deck
  • Dishwasher
  • Floorboards
  • Fully Fenced
  • Outdoor Entertaining
  • Remote Garage
  • Rumpus Room
  • Secure Parking
  • Solar Hot Water
  • Study
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Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.