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VIC › Tongala › Little Campbell St

18-20 Little Campbell St, Tongala VIC 3621

For saleRural Property

$980,000–$1,078,000

For sale

Asking range

3

Bedrooms

2

Bathrooms

2

Car spaces

65,559.074 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $980,000–$1,078,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $980,000–$1,078,000(Listing record · 3 Mar 2025)
  • FactLand 65,559 m²; no building size recorded.(Property record)
  • CalculationRecorded Rural Property sales in Tongala (last 5 years) with land size: median $7/m² of land (n=7). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 79% above the Tongala median recorded sale ($547,500, n=18, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Tongala's advertised median rent ($392/wk), implied gross yield would be 2.08% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$980,000–$1,078,000

Asking range · $15/m² of land

No recorded sale for this property.

Local land rate: recorded Rural Property sales in Tongala (last 5 years) with land size have a median of $7/m² of land (n=7). Districts calculation from recorded sales — not a valuation.

Tongala at a glance

1,949

People

$547,500

Median sale

$392/wk

Median rent

3.72%

Suburb gross yield

Median sale from 18 recorded sales (last 12 months) — a Districts calculation.

See the full Tongala report →

Vs Tongala

+79.0%

Median sale

Suburb $547,500

-1.64 pp

Gross yield

Suburb 3.72%

Suburb median $547,500 from 18 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$980,000
Stamp Duty (Victoria)
$53,900
Transfer/Registration Fee
$2,398
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,039,998

$59,998 on top of the price (6.1% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Tongala's advertised median rent — not a rent for this listing.

Net yield
0.58%
Annual cashflow (pre-tax)
$-45,276
Interest cover (DSCR)
0.11
Annual rent
$20,384
Operating expenses
$14,700
Loan amount
$784,000
Annual interest
$50,960
Gross yield
2.08%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$980,000–$1,078,000available3 Mar 2025

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $392/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 2.1%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Tongala in one glance

Tongala at a glance

1,949

People

$547,500

Median sale

$392/wk

Median rent

3.72%

Suburb gross yield

Median sale from 18 recorded sales (last 12 months) — a Districts calculation.

See the full Tongala report →

Keep researching

  • Why Tongala? Read the area thesis →
  • What else is on the market in Tongala →
  • Other records on Little Campbell St →

Listing material

Listed by Journey Real Estate

A rare lifestyle opportunity impeccable in every way. They truly only come like this once in a lifetime.

Experience picture-perfect lifestyle living on 16.2 acres on the very edge of town, representing one of the very best properties Goulburn Valley has to offer.

Geared towards avid investors and owner occupiers alike, this stunning acreage is one not to be missed out on. A huge land banking opportunity, instant income streams and the peace and quiet of farm living with all amenities at your doorstep. Tongala, known for the flatness of its land and fertility of its soil is perfectly situated to absorb growth from the East and West as other larger towns in the region expand. Truly a hidden gem in the region, live only 10 minutes from Kyabram and under 20 minutes from Echuca and the Goulburn River.

On your right you find approximately an acre, fully fenced and on a separate title, presenting an opportunity to build a second home (STCA), to serve a large family or as a secondary investment property providing another prospective income stream.

Read the full description

Features: Just under an Acre is on a separate title and fenced along the driveway, allowing you to build another home here if you wished to do so (STCA)

- Completely shares a border with township zoning - 3 bedroom, 2 bathroom,

electric power supply lines redone, and stunning outdoor entertaining area

- 2 easy to run businesses, may be continued by the next owner.

- Feature fireplace and covered, concreted entertainment area, outside the house is separated by beautiful trees giving a real 'back yard' feel.

- Stunning gardens and green lawns

- Drip irrigation system throughout the property with 60 megalitres water entitlement. (a very large entitlement). Also entitled to 1.9 megalitres of secure town water.

- Workshop with concrete floor Trees and flowers on-site: Fig Trees - 550 | Olive Trees - 180 | Pomegranate Trees - 90 | Imperial Mandarin, Lemon and Lime Trees - 996 | Assortment of cherry, peach, grape and apricot trees | Roses - 70 |

Amenities Nearby: Tongala Memorial - 800m

St. Patrick's Primary School - 1.2 kms Tongala Uniting Church

- 1.3 kms Tongala Primary School - 1.4 kms Town Centre and Main Shopping Strip,- 1.4 kms Tongala Bowls Club - 1.5 kms Parks - various from 100 meters to 1.1 kms Kyabram

Don't Miss this opportunity, Contact Lucky Verma 0449 995 803 or

Smarth Kapoor 0452 140 014 for private inspection

NOTE: link for Due Diligence Checklist:

http://www.consumer.vic.gov.au/duediligencechecklist

Disclaimer: All dimensions, sizes and layout are approximately. The photos are for illustrative purposes only.

Listing description written by Lucky Verma, Journey Real Estate — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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