Cardiff South at a glance
2,987
People
$1,000,000
Median sale
$700/wk
Median rent
3.64%
Suburb gross yield
Median sale from 17 recorded sales (last 12 months) — a Districts calculation.
NSW › Cardiff South › Pine Ave
$945,250
Last sold
6 Mar 2026
3
Bedrooms
1
Bathrooms
1
Car spaces
377 m²
Land
Districts View
No detected risks — but see the checklist: absence of evidence is not an all-clear.
No verification items generated for this record.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Last sold
$945,250
6 Mar 2026 · derived via latest_sale
Local land rate: recorded House sales in Cardiff South (last 5 years) with land size have a median of $1,455/m² of land (n=71). Districts calculation from recorded sales — not a valuation.
Cardiff South at a glance
2,987
People
$1,000,000
Median sale
$700/wk
Median rent
3.64%
Suburb gross yield
Median sale from 17 recorded sales (last 12 months) — a Districts calculation.
Vs Cardiff South
-5.5%
Median sale
Suburb $1,000,000
+0.21 pp
Gross yield
Suburb 3.64%
Suburb median $1,000,000 from 17 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Planning
Planning scheme
Lake Macquarie Local Environmental Plan 2014
Zone
Low Density Residential
R2
Jurisdiction
Lake Macquarie
Lake Macquarie, NSW
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
The official layer was queried and no heritage listed area was detected on this parcel (NSW ePlanning Spatial Viewer, retrieved 31 Aug 2026). Mapped layers change — this is the strongest all-clear Districts can give, not a certificate.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWZoned Low Density Residential · R2 (Lake Macquarie Local Environmental Plan 2014). Official parcel area about 381 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. If the dual occupancy pathway survives a planner’s check, this lot can outperform a same-suburb house that is hold-as-is only. That is not a forecast. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Minimum lot size is not loaded, so two-lot subdivision is not confirmed. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $700/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
This looks more compelling as a land / capital-growth play than a pure yield play — if the dual occupancy pathway survives a planner’s check.
Detail
Zoned Low Density Residential · R2 (Lake Macquarie Local Environmental Plan 2014). Official parcel area about 381 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.
Achieved rent for this address has not been inferred. Gross yield on advertising copy is not the deal.
Nearby DA pipeline is unknown, so neighbourhood change is not in this verdict.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
3 of 10 questions answered so far
Development optionality of this lot
KnownmediumZoned Low Density Residential · R2 (Lake Macquarie Local Environmental Plan 2014). Official parcel area about 381 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
KnownmediumNo material overlays were returned that would explain a discount. That is not proof the price is fair. Nearby DAs, easements, and flood-layer gaps can still explain a cheap-looking listing — those are not all loaded.
Lot-level flood
UnknownFlood overlay has not been queried for this lot. Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownNo DA adapter returned applications for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Cardiff South at a glance
2,987
People
$1,000,000
Median sale
$700/wk
Median rent
3.64%
Suburb gross yield
Median sale from 17 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by TaylorHedley Property.Effortless, low-maintenance and ready to enjoy, this home makes downsizing feel like an upgrade. Everything here is geared toward ease - manageable gardens, a covered alfresco tucked neatly into a charming court-garden, and a layout that flows freely. It suits those craving a lighter workload at home while still securing a property with long lasting appeal.
Single-level and thoughtfully updated, the home has already been modernised where it counts. A renovated kitchen anchors the interior and boasts stone benchtops with a waterfall finish, complemented by engineered timber flooring through the living zones and air conditioning in both the main living area and master bedroom. Three bedrooms and a tidy bathroom are positioned along a separate wing for peace and quiet, along with day-to-day ease.
An attached single garage with remote door keeps access secure and seamless, reinforcing the home's easycare credentials and practicality. Double side access suitable for a boat or trailer offers flexibility, and with ample space for a caravan/motorhome that could be further fenced, this is an ideal opportunity for those who enjoy getting away for frequent travels.
Set within the peaceful, well-connected pocket of Cardiff South, this address balances tranquillity with strong local amenity. Ulinga Park sits nearby, Cardiff South Public School is close at hand, and Cardiff CBD is a mere 1700m away. For coffee dates, lakeside dining and boutique shopping, the vibrant heart of Warners Bay is only a short five-minute drive - proving that downsizing doesn't mean dialing back life.
- Quality-built brick and tile home set over one level and with an attached single garage
- L-shaped living/dining with engineered timber floors and split-system air conditioning
- Gleaming kitchen finished in stone with quality tile splashback and plentiful storage
- Lovely rear courtyard/garden with fountain feature and generous covered alfresco setting
- Three bedrooms (two robed) anchored by a perfectly presented three-way bathroom
- Handy powder room located off the garage for added convenience
- Modern shopping centre, schools, dining options, train station and clubs within 2km
- Charlestown Square and Westfield Kotara are both under 10 minutes' drive away
Council Rates $1,836 per annum approx.
Water Rates $926 per annum approx (Excl usage)
Rental Appraisal $650 - $700
Disclaimer:
We have obtained this property information from sources we believe to be reliable; however, we cannot guarantee its accuracy. Prospective buyers are advised to carry out their own investigations.
Listing description written by Sam Taylor, TaylorHedley Property. — reproduced as published, not verified by Districts.