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NSW › Coffs Harbour › Rosedale Rd

18 Rosedale Rd, Coffs Harbour NSW 2450

For saleHouse

$850,000

For sale

Asking

5

Bedrooms

2

Bathrooms

2

Car spaces

697 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $850,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $850,000(Listing record · 12 June 2026)
  • CalculationLand 697 m² against a 162 m² dwelling — the land is most of what is being bought.(Districts calculation)
  • CalculationRecorded House sales in Coffs Harbour (last 5 years) with land size: median $1,276/m² of land (n=94). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 3% below the Coffs Harbour median recorded sale ($880,000, n=117, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Coffs Harbour's advertised median rent ($595/wk), implied gross yield would be 3.64% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

  • InterpretationA large lot with a small dwelling means the value case rests on the land and what the zone allows on it, not the house.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$850,000

Asking · $1,220/m² of land

No recorded sale for this property.

Local land rate: recorded House sales in Coffs Harbour (last 5 years) with land size have a median of $1,276/m² of land (n=94). Districts calculation from recorded sales — not a valuation.

Coffs Harbour at a glance

28,089

People

$880,000

Median sale

$595/wk

Median rent

3.52%

Suburb gross yield

Median sale from 117 recorded sales (last 12 months) — a Districts calculation.

See the full Coffs Harbour report →

Vs Coffs Harbour

-3.4%

Median sale

Suburb $880,000

+0.12 pp

Gross yield

Suburb 3.52%

Suburb median $880,000 from 117 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$850,000
Stamp Duty (New South Wales)
$32,662
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$886,529

$36,529 on top of the price (4.3% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Coffs Harbour's advertised median rent — not a rent for this listing.

Net yield
2.14%
Annual cashflow (pre-tax)
$-26,010
Interest cover (DSCR)
0.41
Annual rent
$30,940
Operating expenses
$12,750
Loan amount
$680,000
Annual interest
$44,200
Gross yield
3.64%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$850,000available12 June 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $595/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 3.6%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Coffs Harbour in one glance

Coffs Harbour at a glance

28,089

People

$880,000

Median sale

$595/wk

Median rent

3.52%

Suburb gross yield

Median sale from 117 recorded sales (last 12 months) — a Districts calculation.

See the full Coffs Harbour report →

Keep researching

  • Why Coffs Harbour? Read the area thesis →
  • What else is on the market in Coffs Harbour →
  • Other records on Rosedale Rd →

Listing material

Listed by Laing+Simmons Coffs Harbour

The Perfect Place to Call Home

Set within one of Coffs Harbour's most tightly held residential pockets, this beautifully maintained home offers an enviable lifestyle of space, comfort and convenience, all on a level, easy-care parcel of land.

Thoughtfully designed for family living, the single level residence welcomes you with a generous north-facing verandah, the perfect place to enjoy a morning coffee in the sunshine or unwind at the end of the day while taking in the peaceful surroundings.

Inside, the home reveals an impressive sense of space, with multiple living areas providing flexibility for growing families, entertaining guests or simply enjoying quiet moments of relaxation. Warm and inviting throughout, the residence showcases quality craftsmanship, including custom timber cabinetry and a solid timber kitchen fitted with quality European appliances.

Read the full description

At the heart of the home, indoor and outdoor living come together seamlessly. The beautifully paved enclosed entertaining area creates a versatile space to host family celebrations, enjoy casual weekend gatherings or relax year round regardless of the weather.

Accommodation is generous, with five bedrooms ensuring there is room for everyone. The master suite offers a private retreat complete with its own ensuite, while the remaining bedrooms are thoughtfully positioned to cater for family and guests alike.

Surrounded by established gardens and a fully fenced yard, the property provides a wonderful sense of privacy and security. The level grounds are easy to maintain and offer ample space for children and pets to enjoy.

Adding further appeal are two oversized garages, providing excellent storage options, room for a workshop or hobby space, along with additional parking for a boat, caravan or trailer.

Combining timeless quality, generous proportions and an exceptionally convenient location close to schools, sporting facilities, shopping centres and the Coffs Harbour CBD, this is a home that has been designed to be enjoyed for many years to come.

Offering space for the whole family and the ease of single-level living, this is a rare opportunity to secure a quality residence in a location that continues to be highly sought after.

Disclaimer: We have obtained all information from sources we believe to be reliable, however we cannot guarantee its accuracy. Prospective purchasers are advised to carry out their own investigations.

Listing description written by Hayden Morris, Laing+Simmons Coffs Harbour — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Built-in Robes
  • Dishwasher
  • Ensuites: 1
  • Fully Fenced
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.