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NSW › Tumbi Umbi › Stimsons Ln

18 Stimsons Ln, Tumbi Umbi NSW 2261

For saleRural Property for Sale

$2,200,000

For sale

Asking

4

Bedrooms

3

Bathrooms

2

Car spaces

7,754 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $2,200,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $2,200,000(Listing record · 23 Mar 2026)
  • FactLand 7,754 m²; no building size recorded.(Property record)
  • CalculationAsk is 100% above the Tumbi Umbi median recorded sale ($1,101,250, n=24, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Tumbi Umbi's advertised median rent ($660/wk), implied gross yield would be 1.56% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$2,200,000

Asking · $284/m² of land

No recorded sale for this property.

Tumbi Umbi at a glance

5,355

People

$1,101,250

Median sale

$660/wk

Median rent

3.12%

Suburb gross yield

Median sale from 24 recorded sales (last 12 months) — a Districts calculation.

See the full Tumbi Umbi report →

Vs Tumbi Umbi

+99.8%

Median sale

Suburb $1,101,250

-1.56 pp

Gross yield

Suburb 3.12%

Suburb median $1,101,250 from 24 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$2,200,000
Stamp Duty (New South Wales)
$103,012
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$2,306,879

$106,879 on top of the price (4.9% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Tumbi Umbi's advertised median rent — not a rent for this listing.

Net yield
0.06%
Annual cashflow (pre-tax)
$-113,080
Interest cover (DSCR)
0.01
Annual rent
$34,320
Operating expenses
$33,000
Loan amount
$1,760,000
Annual interest
$114,400
Gross yield
1.56%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$2,200,000available23 Mar 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $660/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 1.6%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Tumbi Umbi in one glance

Tumbi Umbi at a glance

5,355

People

$1,101,250

Median sale

$660/wk

Median rent

3.12%

Suburb gross yield

Median sale from 24 recorded sales (last 12 months) — a Districts calculation.

See the full Tumbi Umbi report →

Keep researching

  • Why Tumbi Umbi? Read the area thesis →
  • What else is on the market in Tumbi Umbi →
  • Other records on Stimsons Ln →

Listing material

Listed by Ray White Long Jetty

Tranquil Acreage Living with Endless Potential on 1.9 Usable Acres

Contact Michael Melville to arrange a private inspection - 0418 499 813.

Tucked away in one of Tumbi Umbi's most sought-after and peaceful pockets, this beautifully updated acreage property delivers the perfect blend of lifestyle, space, and future potential. Set on approximately 1.9 sun-drenched, north-facing acres, this is a rare opportunity to secure a highly usable parcel of land with all the hard work already done.

The home has been thoughtfully updated and offers a warm, inviting feel with high ceilings, generous proportions, and multiple living zones designed to capture natural light and showcase the surrounding grounds.

Read the full description

Main Features:

• Approx. 1.9 mostly cleared and fully usable acres with a sunny north-facing rear aspect

• DA approved to extend the existing home and add a triple garage/shed - excellent scope to further enhance value (documents available on request).

• Updated 4-bedroom home with high ceilings throughout

• Master bedroom complete with en suite

• Two renovated bathrooms plus a third bathroom located at the rear of the garage

• Double garage with additional bathroom - ideal for guests, workshop or future conversion

• Huge sun-drenched upstairs living area with elevated views across the property and brand-new carpet

• Spacious dining area adjoining a well-appointed, renovated kitchen

• Covered outdoor entertaining area with built-in BBQ and ample storage - perfect for year-round entertaining

• Potential to add a second dwelling (STCA), ideal for dual occupancy or extended family living

• Fully fenced paddock currently housing sheep - perfect for horses or hobby farming

• Dam, vegetable garden, chook pen and an array of established fruit trees

• Connected to town water plus additional rainwater tank for gardens

Positioned for both convenience and lifestyle, the property is just a 5-minute drive to local shops and schools, and only 10 minutes to the stunning Shelly Beach, making it easy to enjoy the best of the Central Coast. This is the ultimate lifestyle property offering space, privacy and flexibility, all within close proximity to key amenities.

A property like this is incredibly hard to find - whether you're looking to upsize, create a hobby farm, or secure a long-term family retreat with future upside, this one ticks all the boxes. Opportunities like this don't last long - inspect and experience the lifestyle for yourself.

DISCLAIMER: This advertisement contains information provided by third parties. While all care is taken to ensure otherwise, Ray White Long Jetty | The Entrance does not make any representation as to the accuracy of the information contained in the advertisement, does not accept any responsibility or liability and, recommends that any client make their own investigations and enquiries. All images are indicative of the property only.

Listing description written by Michael Melville, Ray White Long Jetty — reproduced as published, not verified by Districts.

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Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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