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NSW › Swansea › George St

19 George St, Swansea NSW 2281

House

$1,150,000

Last sold

3 Dec 2025

4

Bedrooms

2

Bathrooms

2

Car spaces

500 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

What should you know about this lot before spending serious money?

Why this property?

  • FactLast recorded sale $1,150,000 (3 Dec 2025).(Recorded sale)
  • FactLand 500 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Swansea (last 5 years) with land size: median $1,745/m² of land (n=128). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)

What could make it worth more?

  • FactZoned Medium Density Residential (R3) under the Lake Macquarie Local Environmental Plan 2014.(NSW ePlanning Spatial Viewer · 31 Aug 2026)

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

No verification items generated for this record.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

What this lot has actually traded at

Last sold

$1,150,000

3 Dec 2025 · derived via latest_sale

Local land rate: recorded House sales in Swansea (last 5 years) with land size have a median of $1,745/m² of land (n=128). Districts calculation from recorded sales — not a valuation.

Swansea at a glance

4,986

People

$1,160,800

Median sale

$602/wk

Median rent

2.70%

Suburb gross yield

Median sale from 45 recorded sales (last 12 months) — a Districts calculation.

See the full Swansea report →

Vs Swansea

-0.9%

Median sale

Suburb $1,160,800

+0.02 pp

Gross yield

Suburb 2.70%

Suburb median $1,160,800 from 45 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Planning

Planning and development

Planning scheme

Lake Macquarie Local Environmental Plan 2014

Zone

Medium Density Residential

R3

Jurisdiction

Lake Macquarie

Lake Macquarie, NSW

Planning overlays

  • heightDetected
  • heritageNot detected

Planning constraints

  • 1110

Development activity

Data unavailable

Source

  • Provider: NSW ePlanning Spatial Viewer
  • Dataset: Planning Portal Principal Planning — Land Zoning Map
  • Retrieved: 31 Aug 2026
  • Version: 1
  • Parcel: 100753946

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not detected — official

The official layer was queried and no heritage listed area was detected on this parcel (NSW ePlanning Spatial Viewer, retrieved 31 Aug 2026). Mapped layers change — this is the strongest all-clear Districts can give, not a certificate.

Records

Property history

  1. Sold$1,150,0003 Dec 2025
  2. Listedprice unknowncompleted19 Nov 2025
  3. Listedprice unknowncompleted19 Nov 2025

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Confidence: medium

Zoned Medium Density Residential · R3 (Lake Macquarie Local Environmental Plan 2014). Official parcel area about 503 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. If the dual occupancy pathway survives a planner’s check, this lot can outperform a same-suburb house that is hold-as-is only. That is not a forecast. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Minimum lot size is not loaded, so two-lot subdivision is not confirmed. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $602/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

This looks more compelling as a land / capital-growth play than a pure yield play — if the dual occupancy pathway survives a planner’s check.

Detail

Zoned Medium Density Residential · R3 (Lake Macquarie Local Environmental Plan 2014). Official parcel area about 503 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.

Read more

Achieved rent for this address has not been inferred. Gross yield on advertising copy is not the deal.

Nearby DA pipeline is unknown, so neighbourhood change is not in this verdict.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

3 of 10 questions answered so far

  • Development optionality of this lot

    Knownmedium

    Zoned Medium Density Residential · R3 (Lake Macquarie Local Environmental Plan 2014). Official parcel area about 503 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Knownmedium

    No material overlays were returned that would explain a discount. That is not proof the price is fair. Nearby DAs, easements, and flood-layer gaps can still explain a cheap-looking listing — those are not all loaded.

  • Lot-level flood

    Unknown

    Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    No DA adapter returned applications for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Swansea in one glance

Swansea at a glance

4,986

People

$1,160,800

Median sale

$602/wk

Median rent

2.70%

Suburb gross yield

Median sale from 45 recorded sales (last 12 months) — a Districts calculation.

See the full Swansea report →

Keep researching

  • Why Swansea? Read the area thesis →
  • What else is on the market in Swansea →
  • Other records on George St →

Listing material

Listed by SOLD Real Estate

Quiet Heart of Swansea Location, Old World Cottage Charm, Contemporary Interior, Big Dual Living, Easy Care Grounds, Side Access to Colossal Garage!

A wonderfully quiet pocket of Swansea where long-established homes are being renewed with pride, character is being restored rather than replaced, this home offers genuine old-world charm, thoughtful contemporary improvements and far more space, privacy and practicality than the façade ever lets on.

Set behind a modern fence line, the street presence is timeless and immaculate.

The sun-filled screened porch, a gorgeous bonus space that functions like a second living zone and you're immediately swept into a home that blends warmth and character with fresh, updated style.

Read the full description

The layout is exceptional. Four genuine bedrooms, two bathrooms, a spacious internal laundry, a beautifully finished kitchen, and open plan living give families flexibility and breathing room.

The front lounge is perfect for quiet living, while the huge rear living becomes the everyday heart of the home, opening through sliding doors to one of the standout features, the covered deck and oversized covered patio that sit privately to the rear.

This entire outdoor zone is where the home shifts from “nice” to “special.” The deck feels like an outdoor living room, protected year-round, with a seamless connection to the low-maintenance backyard.

The patio extends the entertaining footprint even further, making it an effortless place to host, relax, share meals and let kids or grandkids play safely within sight.

The kitchen sits perfectly central, updated, extensive in storage, beautifully finished and connected to both living zones.

The bedroom wing is sensibly grouped together, with the main bathroom nearby, while the master also enjoys its own bathroom close by for practical daily living.

And then there's the garaging, genuinely impressive, with huge side access, carport that follows the length of the home and garage with workshop and additional storage.

Whether you're bringing hobbies, jet skis, tools, a workshop or simply need real storage, it's all here and positioned away from the main outdoor areas for peace and privacy.

This is one of those homes that simply works. Easy to live in now, beautifully maintained, lovingly upgraded, and still offering scope to personalise over time.

Then comes everything the location brings…

Buyers who love Swansea know exactly why this area is so tightly held, swimming, boating, schools, shops, cafés and day-to-day essentials are all an effortless, flat stroll from home. It's perfect for downsizers who want to walk everywhere, young families with prams, retirees, or anyone who wants to ditch the car as often as possible.

Magnificent surf beaches are minutes away, and the flat walk or ride to Blacksmiths Beach becomes a beautiful daily ritual for locals who love watching the sunrise over the ocean. In the other direction, spectacular sunsets glow across Lake Macquarie just around the corner on Lakeside Drive and Boyd Street's foreshore parkland.

Swansea North's magic loop walk is a lifestyle in itself, a scenic wander past two amazing boat ramps, along stunning Swansea Channel, across the new boardwalk to Coon Island and the turquoise shallows of Pirrita Beach. This is where little ones, older ones, swimmers, paddlers and puppies all happily share the water.

Add bush walks, lake dips, surf breaks, cycleways, upgraded clubs, family-friendly pubs and great cafés, and you have a true holiday-feel lifestyle 24/7.

• Proud façade with modern fencing creating privacy and street appeal

• Light-filled and welcoming entrance offering a bonus living space

• Warm timber floors add character, comfort and a timeless homely feel

• Open plan living provides flexibility for families, guests and everyday living

• Contemporary kitchen with loads of storage, cabinetry & servery window

• Four well-sized bedrooms with built in robes & easy access to bathrooms

• Main bathroom with separate bath, shower & big vanity with great storage

• Second bathroom by the main bedroom, practically an ensuite with bath

• Spacious internal laundry with extra storage and direct outdoor access

• Covered entertainer's deck flowing seamlessly from the main living area

• Fabulous covered deck for entertaining, dining, relaxing & year-round use

• Low-maintenance backyard, tidy pathways and easy care garden beds

• Huge side access with carport, garage with workshop and extra storage

• Secure parking with wide access suitable for trailers, boats & caravans

• Fully fenced front yard providing privacy and a safe area for kids or pets

• Updated interiors blended with preserved character for timeless appeal

• Quiet street of homes where renovations are adding value year after year

• Flat stroll to shops, cafés, schools, swimming spots and daily essentials

• Minutes to beaches, boat ramps & Swansea North's iconic scenic loop walk

Listing description written by Shanti Page, SOLD Real Estate — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Built-in Robes
  • Deck
  • Dishwasher
  • Floorboards
  • Fully Fenced
  • Outdoor Entertaining
  • Remote Garage
  • Reverse Cycle Aircon
  • Rumpus Room
  • Secure Parking
  • Shed
  • Workshop
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.